Cost of Living Comparison Between New York, NY and Waco, TX Cost of Living Comparison Between New York, NY and Waco, TX

😐 Solo nomad: New York, NY is 57.9% more expensive than Waco, TX without rent, and 64.6% more expensive with rent.
😐 Family of 3: New York, NY is 76.4% more expensive than Waco, TX without rent, and 96.1% more expensive with rent.
Currency
🍽 Eating Out
New York, NY
Waco, TX
Difference
Meal at Budget Restaurant
$29.67 $29.67
$19.8 $19.8
49.85%
Three-Course Dinner for Two, Mid-Range
$144 $144
$63.6 $63.6
126.00%
Fast Food Meal (McDonalds, etc)
$12.59 $12.59
$10.16 $10.16
23.92%
Cappuccino
$5.98 $5.98
$5.74 $5.74
4.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.39 $3.39
$2.18 $2.18
55.50%
Water (0.33 liter bottle)
$2.55 $2.55
$1.52 $1.52
67.76%
Local Beer (0.5 liter draught)
$8.17 $8.17
$5.96 $5.96
37.08%
Imported Beer (0.33 liter bottle)
$11.87 $11.87
$5.07 $5.07
134.12%
🛒 Groceries & Markets
New York, NY
Waco, TX
Difference
Milk (1 liter)
$1.62 $1.62
$0.94 $0.94
72.34%
White Bread (500g)
$5.08 $5.08
$2.86 $2.86
77.62%
Rice (white) (1kg)
$8.1 $8.1
$2.65 $2.65
205.66%
Eggs
$6.93 $6.93
$4.37 $4.37
58.58%
Local Cheese (1kg)
$17.51 $17.51
$12.09 $12.09
44.83%
Chicken Fillets (1kg)
$16.66 $16.66
$10.45 $10.45
59.43%
Beef Round Steak (1kg)
$20.21 $20.21
$11.66 $11.66
73.33%
Apples (1kg)
$7.65 $7.65
$3.9 $3.9
96.15%
Banana (1kg)
$2.45 $2.45
$1.18 $1.18
107.63%
Oranges (1kg)
$5.8 $5.8
$4.06 $4.06
42.86%
Tomato (1kg)
$6.43 $6.43
$3.8 $3.8
69.21%
Potato (1kg)
$3.81 $3.81
$2.8 $2.8
36.07%
Onion (1kg)
$4.11 $4.11
$2.78 $2.78
47.84%
Lettuce (1 head)
$3.06 $3.06
$1.63 $1.63
87.73%
Water (1.5 liter bottle)
$2.45 $2.45
$1.79 $1.79
36.87%
Cigarettes 20 Pack (Marlboro, Camel)
$19.23 $19.23
$7.77 $7.77
147.49%
Wine (Bottle)
$18.19 $18.19
$14.83 $14.83
22.66%
Local Beer (0.5 liter bottle)
$2.99 $2.99
$1.69 $1.69
76.92%
Imported Beer (0.33 liter bottle)
$3.89 $3.89
$3.58 $3.58
8.66%
🚌 Getting Around
New York, NY
Waco, TX
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$1.54 $1.54
89.61%
Public Transport Monthly Pass (Regular Price)
$134 $134
$40.56 $40.56
229.56%
Taxi Start (Normal Tariff)
$4.95 $4.95
$4.47 $4.47
10.74%
Taxi (Normal Tariff) (1km)
$2.2 $2.2
$1.9 $1.9
15.79%
Taxi 1hour Waiting (Normal Tariff)
$41.94 $41.94
$34.35 $34.35
22.10%
Gasoline (1 liter)
$0.9 $0.9
$0.72 $0.72
25.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.2K $35.2K
$25.7K $25.7K
37.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.4K $28.4K
$25.8K $25.8K
10.11%
🧾 Monthly Utilities & Internet
New York, NY
Waco, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$184 $184
$174 $174
5.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.5 $60.5
$58.5 $58.5
3.49%
Internet (50+ Mbps, Unlimited Data)
$61.9 $61.9
$65.6 $65.6
-5.54%
🎉 Sport & Entertainment
New York, NY
Waco, TX
Difference
Gym Membership (Monthly)
$141 $141
$27.95 $27.95
403.61%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
-
-
Cinema Ticket
$20.05 $20.05
$9.74 $9.74
105.85%
🧸 Childcare & Education
New York, NY
Waco, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,180 $3,180
$856 $856
271.66%
International Primary School, 1 Child (Yearly)
$57.3K $57.3K
$22.4K $22.4K
155.38%
👕👟 Clothing & Footwear
New York, NY
Waco, TX
Difference
Jeans (Levis 501 Or Similar)
$66.2 $66.2
$51 $51
29.79%
Summer Dress (H&M, Zara, etc)
$47.98 $47.98
$44.95 $44.95
6.74%
Sport Shoes (Adidas, Nike)
$113 $113
$78.9 $78.9
43.61%
Men's Leather Business Shoes
$167 $167
$118 $118
41.94%
🏠 Accommodation & Living
New York, NY
Waco, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$4,112 $4,112
$1,192 $1,192
245.08%
1-bedroom Apartment, Outside City Center (Monthly)
$2,636 $2,636
$1,535 $1,535
71.77%
3-bedroom Apartment, City Center (Monthly)
$8,529 $8,529
$2,425 $2,425
251.63%
3-bedroom Apartment, Outside City Center (Monthly)
$5,190 $5,190
$2,210 $2,210
134.81%
Buy Apartment in City Center (m2)
$15.2K $15.2K
$1,911 $1,911
692.97%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$1,985 $1,985
463.05%
💵 Salaries & Financials
New York, NY
Waco, TX
Difference
Average Monthly Net Salary (After Tax)
$5,445 $5,445
$3,528 $3,528
54.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.45
-0.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 5, 2025

Last update for Waco, TX: November 4, 2025

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