Cost of Living Comparison Between New York, NY and Valparaiso, IN Cost of Living Comparison Between New York, NY and Valparaiso, IN

😐 Solo nomad: New York, NY is 70% more expensive than Valparaiso, IN without rent, and 107.5% more expensive with rent.
😐 Family of 3: New York, NY is 91% more expensive than Valparaiso, IN without rent, and 142.4% more expensive with rent.
Currency
🍽 Eating Out
New York, NY
Valparaiso, IN
Difference
Meal at Budget Restaurant
$29.68 $29.68
$17.44 $17.44
70.18%
Three-Course Dinner for Two, Mid-Range
$144 $144
$49.33 $49.33
192.28%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$10.84 $10.84
14.67%
Cappuccino
$5.84 $5.84
$4.09 $4.09
42.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$2.5 $2.5
30.40%
Water (0.33 liter bottle)
$2.58 $2.58
$1.63 $1.63
58.28%
Local Beer (0.5 liter draught)
$8.24 $8.24
$4.53 $4.53
81.90%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$5.96 $5.96
98.99%
🛒 Groceries & Markets
New York, NY
Valparaiso, IN
Difference
Milk (1 liter)
$1.56 $1.56
$0.88 $0.88
77.27%
White Bread (500g)
$5.23 $5.23
$3.43 $3.43
52.48%
Rice (white) (1kg)
$8.11 $8.11
$4.74 $4.74
71.10%
Eggs
$7.25 $7.25
$3.32 $3.32
118.37%
Local Cheese (1kg)
$17.08 $17.08
$15.13 $15.13
12.89%
Chicken Fillets (1kg)
$16.24 $16.24
$12.06 $12.06
34.66%
Beef Round Steak (1kg)
$20.02 $20.02
$14.75 $14.75
35.73%
Apples (1kg)
$7.49 $7.49
$10.17 $10.17
-26.35%
Banana (1kg)
$2.55 $2.55
$1.3 $1.3
96.15%
Oranges (1kg)
$5.82 $5.82
$6.48 $6.48
-10.19%
Tomato (1kg)
$6.52 $6.52
$5.83 $5.83
11.84%
Potato (1kg)
$3.72 $3.72
$2.18 $2.18
70.64%
Onion (1kg)
$3.9 $3.9
$3.86 $3.86
1.04%
Lettuce (1 head)
$3.07 $3.07
$2.41 $2.41
27.39%
Water (1.5 liter bottle)
$2.57 $2.57
$2.72 $2.72
-5.51%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$8.83 $8.83
117.55%
Wine (Bottle)
$17.79 $17.79
$8.19 $8.19
117.22%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$1.78 $1.78
69.10%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$3.68 $3.68
1.09%
🚌 Getting Around
New York, NY
Valparaiso, IN
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$0.97 $0.97
201.03%
Public Transport Monthly Pass (Regular Price)
$134 $134
$30.55 $30.55
338.56%
Taxi Start (Normal Tariff)
$5.13 $5.13
$4.75 $4.75
8.00%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$2.14 $2.14
0.47%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$28.12 $28.12
47.83%
Gasoline (1 liter)
$0.95 $0.95
$0.69 $0.69
37.68%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$24.4K $24.4K
43.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$24.1K $24.1K
15.13%
🧾 Monthly Utilities & Internet
New York, NY
Valparaiso, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$118 $118
51.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$45.8 $45.8
30.94%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$61.8 $61.8
3.23%
🎉 Sport & Entertainment
New York, NY
Valparaiso, IN
Difference
Gym Membership (Monthly)
$141 $141
$15.08 $15.08
833.09%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
-
-
Cinema Ticket
$19.9 $19.9
$7.82 $7.82
154.48%
🧸 Childcare & Education
New York, NY
Valparaiso, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$936 $936
242.71%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$21.4K $21.4K
163.89%
👕👟 Clothing & Footwear
New York, NY
Valparaiso, IN
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$63.6 $63.6
3.30%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$39.45 $39.45
23.57%
Sport Shoes (Adidas, Nike)
$111 $111
$96.5 $96.5
15.22%
Men's Leather Business Shoes
$172 $172
$137 $137
25.30%
🏠 Accommodation & Living
New York, NY
Valparaiso, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$1,518 $1,518
174.30%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$981 $981
170.47%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$2,011 $2,011
318.35%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$1,491 $1,491
253.86%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$1,827 $1,827
755.17%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$1,844 $1,844
505.09%
💵 Salaries & Financials
New York, NY
Valparaiso, IN
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$4,225 $4,225
32.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.45
-0.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Valparaiso, IN: October 29, 2025

Join the CityCost newsletter – low traffic, no spam, and easy to unsubscribe. Your email stays private.