Cost of Living Comparison Between New York, NY and Troy, NY Cost of Living Comparison Between New York, NY and Troy, NY

😐 Solo nomad: New York, NY is 47.1% more expensive than Troy, NY without rent, and 105.8% more expensive with rent.

😐 Family of 3: New York, NY is 76.6% more expensive than Troy, NY without rent, and 104% more expensive with rent.

Meal at Budget Restaurant

$30.36 $30.36

$19.28 $19.28

57.47%

Three-Course Dinner for Two, Mid-Range

$144 $144

$73.7 $73.7

95.52%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$12.16 $12.16

1.32%

Cappuccino

$6.02 $6.02

$5.88 $5.88

2.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.4 $3.4

$2.12 $2.12

60.38%

Water (0.33 liter bottle)

$2.6 $2.6

$1.73 $1.73

50.29%

Local Beer (0.5 liter draught)

$8.23 $8.23

$6.09 $6.09

35.14%

Imported Beer (0.33 liter bottle)

$12.21 $12.21

$5.92 $5.92

106.25%

Milk (1 liter)

$1.6 $1.6

$1.01 $1.01

58.42%

White Bread (500g)

$4.98 $4.98

$3.46 $3.46

43.93%

Rice (white) (1kg)

$8.14 $8.14

$5.74 $5.74

41.81%

Eggs

$6.93 $6.93

$3.7 $3.7

87.30%

Local Cheese (1kg)

$17.39 $17.39

$13.88 $13.88

25.29%

Chicken Fillets (1kg)

$16.26 $16.26

$13.96 $13.96

16.48%

Beef Round Steak (1kg)

$20.22 $20.22

$17.66 $17.66

14.50%

Apples (1kg)

$7.71 $7.71

$3.76 $3.76

105.05%

Banana (1kg)

$2.42 $2.42

$1.46 $1.46

65.75%

Oranges (1kg)

$5.93 $5.93

$3.89 $3.89

52.44%

Tomato (1kg)

$6.18 $6.18

$4 $4

54.50%

Potato (1kg)

$3.88 $3.88

$3.03 $3.03

28.05%

Onion (1kg)

$4.06 $4.06

$2.47 $2.47

64.37%

Lettuce (1 head)

$3.06 $3.06

$1.89 $1.89

61.90%

Water (1.5 liter bottle)

$2.57 $2.57

$1.66 $1.66

54.82%

Cigarettes 20 Pack (Marlboro, Camel)

$19.05 $19.05

$12.94 $12.94

47.22%

Wine (Bottle)

$17.88 $17.88

$12.1 $12.1

47.77%

Local Beer (0.5 liter bottle)

$2.94 $2.94

$1.7 $1.7

72.94%

Imported Beer (0.33 liter bottle)

$3.86 $3.86

$3.22 $3.22

19.88%

One-way Ticket (Public Transport)

$2.89 $2.89

$1.31 $1.31

120.61%

Public Transport Monthly Pass (Regular Price)

$133 $133

$64.2 $64.2

106.65%

Taxi Start (Normal Tariff)

$5.01 $5.01

$3.07 $3.07

63.19%

Taxi (Normal Tariff) (1km)

$2.23 $2.23

$1.37 $1.37

62.77%

Taxi 1hour Waiting (Normal Tariff)

$42.23 $42.23

$26.95 $26.95

56.70%

Gasoline (1 liter)

$0.9 $0.9

$0.91 $0.91

-1.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$30K $30K

17.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K $27.8K

$25K $25K

11.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$194 $194

-5.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.7 $60.7

$52.5 $52.5

15.46%

Internet (50+ Mbps, Unlimited Data)

$62.9 $62.9

$64.7 $64.7

-2.80%

Gym Membership (Monthly)

$144 $144

$43.23 $43.23

233.47%

Tennis Court (1 Hour on Weekend)

$65.4 $65.4

Cinema Ticket

$20.19 $20.19

$14.78 $14.78

36.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,120 $3,120

$1,391 $1,391

124.32%

International Primary School, 1 Child (Yearly)

$57.7K $57.7K

$27.6K $27.6K

109.38%

Jeans (Levis 501 Or Similar)

$66.9 $66.9

$47.29 $47.29

41.43%

Summer Dress (H&M, Zara, etc)

$48.09 $48.09

$34.46 $34.46

39.55%

Sport Shoes (Adidas, Nike)

$114 $114

$82.5 $82.5

38.07%

Men's Leather Business Shoes

$168 $168

$103 $103

63.71%

1-bedroom Apartment, City Center (Monthly)

$4,150 $4,150

$1,205 $1,205

244.45%

1-bedroom Apartment, Outside City Center (Monthly)

$2,682 $2,682

$887 $887

202.38%

3-bedroom Apartment, City Center (Monthly)

$8,462 $8,462

$3,002 $3,002

181.87%

3-bedroom Apartment, Outside City Center (Monthly)

$5,253 $5,253

$1,766 $1,766

197.41%

Buy Apartment in City Center (m2)

$15.7K $15.7K

$2,558 $2,558

515.66%

Buy Apartment Outside City Center (m2)

$10.4K $10.4K

$2,521 $2,521

313.94%

Average Monthly Net Salary (After Tax)

$5,489 $5,489

$5,783 $5,783

-5.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.45

-0.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: December 1, 2025

Last update for Troy, NY: November 30, 2025

Digital Nomad Cost of Living Index

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