Cost of Living Comparison Between New York, NY and Toms River, NJ Cost of Living Comparison Between New York, NY and Toms River, NJ

😐 Solo nomad: New York, NY is 38.4% more expensive than Toms River, NJ without rent, and 61.4% more expensive with rent.

😐 Family of 3: New York, NY is 64.2% more expensive than Toms River, NJ without rent, and 67.8% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$17.93 $17.93

65.53%

Three-Course Dinner for Two, Mid-Range

$144 $144

$81.9 $81.9

76.00%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$11.3 $11.3

10.00%

Cappuccino

$5.84 $5.84

$4.97 $4.97

17.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.39 $2.39

36.40%

Water (0.33 liter bottle)

$2.58 $2.58

$1.33 $1.33

93.98%

Local Beer (0.5 liter draught)

$8.24 $8.24

$4.96 $4.96

66.13%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$6.65 $6.65

78.35%

Milk (1 liter)

$1.56 $1.56

$1.33 $1.33

17.29%

White Bread (500g)

$5.23 $5.23

$4.98 $4.98

5.02%

Rice (white) (1kg)

$8.11 $8.11

$2.45 $2.45

231.02%

Eggs

$7.25 $7.25

$4.68 $4.68

54.91%

Local Cheese (1kg)

$17.08 $17.08

$17.34 $17.34

-1.50%

Chicken Fillets (1kg)

$16.24 $16.24

$16.76 $16.76

-3.10%

Beef Round Steak (1kg)

$20.02 $20.02

$16.48 $16.48

21.48%

Apples (1kg)

$7.49 $7.49

$6.03 $6.03

24.21%

Banana (1kg)

$2.55 $2.55

$1.29 $1.29

97.67%

Oranges (1kg)

$5.82 $5.82

$5.04 $5.04

15.48%

Tomato (1kg)

$6.52 $6.52

$6.48 $6.48

0.62%

Potato (1kg)

$3.72 $3.72

$1.57 $1.57

136.94%

Onion (1kg)

$3.9 $3.9

$2.68 $2.68

45.52%

Lettuce (1 head)

$3.07 $3.07

$2.48 $2.48

23.79%

Water (1.5 liter bottle)

$2.57 $2.57

$2.02 $2.02

27.23%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$9.8 $9.8

96.02%

Wine (Bottle)

$17.79 $17.79

$10.21 $10.21

74.24%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$2.92 $2.92

3.08%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$3.82 $3.82

-2.62%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.97 $1.97

48.22%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$5.13 $5.13

$5.07 $5.07

1.18%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$2.16 $2.16

-0.46%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$41.68 $41.68

-0.26%

Gasoline (1 liter)

$0.95 $0.95

$0.83 $0.83

14.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$34.9K $34.9K

0.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$28.3K $28.3K

-2.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$183 $183

-2.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$29.83 $29.83

101.04%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

Gym Membership (Monthly)

$141 $141

$30.16 $30.16

366.55%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$14.76 $14.76

34.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$3,104 $3,104

3.30%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$56.9K $56.9K

-0.78%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$67 $67

-1.87%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$47.89 $47.89

1.80%

Sport Shoes (Adidas, Nike)

$111 $111

$114 $114

-2.28%

Men's Leather Business Shoes

$172 $172

$168 $168

2.17%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$1,629 $1,629

155.67%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$1,485 $1,485

78.68%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,905 $2,905

189.57%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$2,762 $2,762

91.03%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$2,680 $2,680

482.93%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$2,512 $2,512

344.09%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$5,020 $5,020

11.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Toms River, NJ: October 28, 2025

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