Cost of Living Comparison Between New York, NY and Summit, NJ Cost of Living Comparison Between New York, NY and Summit, NJ

😐 Solo nomad: New York, NY is 66.9% more expensive than Summit, NJ without rent, and 65.5% more expensive with rent.
😐 Family of 3: New York, NY is 23.1% more expensive than Summit, NJ without rent, and 80.3% more expensive with rent.
Currency
🍽 Eating Out
New York, NY
Summit, NJ
Difference
Meal at Budget Restaurant
$29.68 $29.68
$20.11 $20.11
47.59%
Three-Course Dinner for Two, Mid-Range
$144 $144
$101 $101
42.36%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$13.81 $13.81
-9.99%
Cappuccino
$5.84 $5.84
$5.07 $5.07
15.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$2.46 $2.46
32.52%
Water (0.33 liter bottle)
$2.58 $2.58
$2.05 $2.05
25.85%
Local Beer (0.5 liter draught)
$8.24 $8.24
$8.04 $8.04
2.49%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$7.82 $7.82
51.66%
🛒 Groceries & Markets
New York, NY
Summit, NJ
Difference
Milk (1 liter)
$1.56 $1.56
$1.28 $1.28
21.88%
White Bread (500g)
$5.23 $5.23
$3.88 $3.88
34.79%
Rice (white) (1kg)
$8.11 $8.11
$5.35 $5.35
51.59%
Eggs
$7.25 $7.25
$4.22 $4.22
71.80%
Local Cheese (1kg)
$17.08 $17.08
$25.02 $25.02
-31.73%
Chicken Fillets (1kg)
$16.24 $16.24
$12 $12
35.33%
Beef Round Steak (1kg)
$20.02 $20.02
$17.47 $17.47
14.60%
Apples (1kg)
$7.49 $7.49
$7.22 $7.22
3.74%
Banana (1kg)
$2.55 $2.55
$1.72 $1.72
48.26%
Oranges (1kg)
$5.82 $5.82
$4.05 $4.05
43.70%
Tomato (1kg)
$6.52 $6.52
$4.11 $4.11
58.64%
Potato (1kg)
$3.72 $3.72
$2.67 $2.67
39.33%
Onion (1kg)
$3.9 $3.9
$3.81 $3.81
2.36%
Lettuce (1 head)
$3.07 $3.07
$2.48 $2.48
23.79%
Water (1.5 liter bottle)
$2.57 $2.57
$2.68 $2.68
-4.10%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$11.06 $11.06
73.69%
Wine (Bottle)
$17.79 $17.79
$19.05 $19.05
-6.61%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$1.78 $1.78
69.10%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$6.34 $6.34
-41.32%
🚌 Getting Around
New York, NY
Summit, NJ
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$1.96 $1.96
48.98%
Public Transport Monthly Pass (Regular Price)
$134 $134
-
-
Taxi Start (Normal Tariff)
$5.13 $5.13
$3.07 $3.07
67.10%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$2.01 $2.01
6.97%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$24.39 $24.39
70.44%
Gasoline (1 liter)
$0.95 $0.95
$0.93 $0.93
2.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$30.5K $30.5K
15.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$25.1K $25.1K
10.25%
🧾 Monthly Utilities & Internet
New York, NY
Summit, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$180 $180
-0.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$49.57 $49.57
20.98%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$54.7 $54.7
16.67%
🎉 Sport & Entertainment
New York, NY
Summit, NJ
Difference
Gym Membership (Monthly)
$141 $141
$42.46 $42.46
231.39%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
-
-
Cinema Ticket
$19.9 $19.9
$14.88 $14.88
33.74%
🧸 Childcare & Education
New York, NY
Summit, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$1,861 $1,861
72.30%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$24K $24K
135.52%
👕👟 Clothing & Footwear
New York, NY
Summit, NJ
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$71 $71
-7.40%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$55.1 $55.1
-11.46%
Sport Shoes (Adidas, Nike)
$111 $111
$74.8 $74.8
48.69%
Men's Leather Business Shoes
$172 $172
$136 $136
26.29%
🏠 Accommodation & Living
New York, NY
Summit, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$2,780 $2,780
49.81%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$1,348 $1,348
96.88%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$5,506 $5,506
52.78%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$2,221 $2,221
137.61%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$2,670 $2,670
485.00%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$2,623 $2,623
325.36%
💵 Salaries & Financials
New York, NY
Summit, NJ
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.55
-1.68%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Summit, NJ: October 29, 2025

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