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Cost of Living Comparison Between New York, NY and South Bend, IN Cost of Living Comparison Between New York, NY and South Bend, IN

😐 Solo nomad: New York, NY is 77.6% more expensive than South Bend, IN without rent, and 139.3% more expensive with rent.
😐 Family of 3: New York, NY is 121.7% more expensive than South Bend, IN without rent, and 148.4% more expensive with rent.
Currency
🍽 Eating Out
New York, NY
South Bend, IN
Difference
Meal at Budget Restaurant
$30.05 $30.05
$15.14 $15.14
98.48%
Three-Course Dinner for Two, Mid-Range
$142 $142
$60.3 $60.3
135.70%
Fast Food Meal (McDonalds, etc)
$12.27 $12.27
$7.42 $7.42
65.36%
Cappuccino
$5.99 $5.99
$4.79 $4.79
25.05%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.31 $3.31
$1.90 $1.90
74.21%
Water (0.33 liter bottle)
$2.71 $2.71
$1.51 $1.51
79.47%
Local Beer (0.5 liter draught)
$8.23 $8.23
$6.06 $6.06
35.81%
Imported Beer (0.33 liter bottle)
$12.04 $12.04
$7.34 $7.34
64.03%
🛒 Groceries & Markets
New York, NY
South Bend, IN
Difference
Milk (1 liter)
$1.53 $1.53
$0.77 $0.77
98.70%
White Bread (500g)
$5.19 $5.19
$2.61 $2.61
98.85%
Rice (white) (1kg)
$8.41 $8.41
$2.65 $2.65
217.36%
Eggs
$7.21 $7.21
$2.94 $2.94
145.24%
Local Cheese (1kg)
$17.68 $17.68
$11.59 $11.59
52.55%
Chicken Fillets (1kg)
$16.44 $16.44
$10.15 $10.15
61.97%
Beef Round Steak (1kg)
$19.98 $19.98
$9.78 $9.78
104.29%
Apples (1kg)
$7.34 $7.34
$4.50 $4.50
63.11%
Banana (1kg)
$2.48 $2.48
$1.30 $1.30
90.77%
Oranges (1kg)
$5.70 $5.70
$2.50 $2.50
128.00%
Tomato (1kg)
$6.55 $6.55
$1.77 $1.77
270.06%
Potato (1kg)
$3.85 $3.85
$2.05 $2.05
87.80%
Onion (1kg)
$3.96 $3.96
$1.60 $1.60
147.50%
Lettuce (1 head)
$3.09 $3.09
$1.50 $1.50
106.00%
Water (1.5 liter bottle)
$2.48 $2.48
$1.97 $1.97
25.89%
Cigarettes 20 Pack (Marlboro, Camel)
$19.19 $19.19
$6.28 $6.28
205.57%
Wine (Bottle)
$18.35 $18.35
$13.07 $13.07
40.40%
Local Beer (0.5 liter bottle)
$2.99 $2.99
$2.05 $2.05
45.85%
Imported Beer (0.33 liter bottle)
$3.81 $3.81
$5.98 $5.98
-36.29%
🚌 Getting Around
New York, NY
South Bend, IN
Difference
One-way Ticket (Public Transport)
$2.95 $2.95
$1.02 $1.02
189.22%
Public Transport Monthly Pass (Regular Price)
$134 $134
$35.11 $35.11
282.57%
Taxi Start (Normal Tariff)
$4.92 $4.92
$3.60 $3.60
36.67%
Taxi (Normal Tariff) (1km)
$2.11 $2.11
$1.58 $1.58
33.54%
Taxi 1hour Waiting (Normal Tariff)
$42.15 $42.15
$28.96 $28.96
45.55%
Gasoline (1 liter)
$0.97 $0.97
$0.89 $0.89
8.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.3K $35.3K
$24.6K $24.6K
43.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.5K $27.5K
$26.0K $26.0K
5.97%
🧾 Monthly Utilities & Internet
New York, NY
South Bend, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$182 $182
$173 $173
4.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.3 $59.3
$46.05 $46.05
28.84%
Internet (50+ Mbps, Unlimited Data)
$62.9 $62.9
$50.3 $50.3
24.85%
🎉 Sport & Entertainment
New York, NY
South Bend, IN
Difference
Gym Membership (Monthly)
$142 $142
$43.01 $43.01
229.11%
Tennis Court (1 Hour on Weekend)
$65.2 $65.2
$25.92 $25.92
151.39%
Cinema Ticket
$20.25 $20.25
$13.53 $13.53
49.67%
🧸 Childcare & Education
New York, NY
South Bend, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,193 $3,193
$1,328 $1,328
140.52%
International Primary School, 1 Child (Yearly)
$57.7K $57.7K
$23.6K $23.6K
144.29%
👕👟 Clothing & Footwear
New York, NY
South Bend, IN
Difference
Jeans (Levis 501 Or Similar)
$68.0 $68.0
$39.94 $39.94
70.28%
Summer Dress (H&M, Zara, etc)
$47.71 $47.71
$30.40 $30.40
56.94%
Sport Shoes (Adidas, Nike)
$114 $114
$50.9 $50.9
124.70%
Men's Leather Business Shoes
$171 $171
$50.0 $50.0
241.94%
🏠 Accommodation & Living
New York, NY
South Bend, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$4,152 $4,152
$1,627 $1,627
155.14%
1-bedroom Apartment, Outside City Center (Monthly)
$2,695 $2,695
$817 $817
229.78%
3-bedroom Apartment, City Center (Monthly)
$8,492 $8,492
$2,526 $2,526
236.12%
3-bedroom Apartment, Outside City Center (Monthly)
$5,225 $5,225
$1,624 $1,624
221.72%
Buy Apartment in City Center (m2)
$21.5K $21.5K
$1,586 $1,586
1258.20%
Buy Apartment Outside City Center (m2)
$10.0K $10.0K
$1,572 $1,572
537.02%
💵 Salaries & Financials
New York, NY
South Bend, IN
Difference
Average Monthly Net Salary (After Tax)
$5,197 $5,197
$3,286 $3,286
58.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.4
0.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: January 12, 2026

Last update for South Bend, IN: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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