Cost of Living Comparison Between New York, NY and South Bend, IN Cost of Living Comparison Between New York, NY and South Bend, IN

😐 Solo nomad: New York, NY is 76.3% more expensive than South Bend, IN without rent, and 143.1% more expensive with rent.
😐 Family of 3: New York, NY is 87.3% more expensive than South Bend, IN without rent, and 156.9% more expensive with rent.
Currency
🍽 Eating Out
New York, NY
South Bend, IN
Difference
Meal at Budget Restaurant
$29.68 $29.68
$15.23 $15.23
94.88%
Three-Course Dinner for Two, Mid-Range
$144 $144
$60.7 $60.7
137.69%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$7.66 $7.66
62.27%
Cappuccino
$5.84 $5.84
$4.84 $4.84
20.66%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$1.93 $1.93
68.91%
Water (0.33 liter bottle)
$2.58 $2.58
$1.51 $1.51
70.86%
Local Beer (0.5 liter draught)
$8.24 $8.24
$5.94 $5.94
38.72%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$7.63 $7.63
55.44%
🛒 Groceries & Markets
New York, NY
South Bend, IN
Difference
Milk (1 liter)
$1.56 $1.56
$0.84 $0.84
85.71%
White Bread (500g)
$5.23 $5.23
$2.66 $2.66
96.62%
Rice (white) (1kg)
$8.11 $8.11
$2.63 $2.63
208.37%
Eggs
$7.25 $7.25
$3.04 $3.04
138.49%
Local Cheese (1kg)
$17.08 $17.08
$11.56 $11.56
47.75%
Chicken Fillets (1kg)
$16.24 $16.24
$10.28 $10.28
57.98%
Beef Round Steak (1kg)
$20.02 $20.02
$9.73 $9.73
105.76%
Apples (1kg)
$7.49 $7.49
$4.35 $4.35
72.18%
Banana (1kg)
$2.55 $2.55
$1.3 $1.3
96.15%
Oranges (1kg)
$5.82 $5.82
$2.5 $2.5
132.80%
Tomato (1kg)
$6.52 $6.52
$1.74 $1.74
274.71%
Potato (1kg)
$3.72 $3.72
$2.14 $2.14
73.83%
Onion (1kg)
$3.9 $3.9
$1.63 $1.63
139.26%
Lettuce (1 head)
$3.07 $3.07
$1.48 $1.48
107.43%
Water (1.5 liter bottle)
$2.57 $2.57
$2.03 $2.03
26.60%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$6.41 $6.41
199.69%
Wine (Bottle)
$17.79 $17.79
$12.87 $12.87
38.23%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$2.07 $2.07
45.41%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$6.16 $6.16
-39.61%
🚌 Getting Around
New York, NY
South Bend, IN
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$1.02 $1.02
186.27%
Public Transport Monthly Pass (Regular Price)
$134 $134
$34.9 $34.9
283.90%
Taxi Start (Normal Tariff)
$5.13 $5.13
$3.41 $3.41
50.44%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$1.63 $1.63
31.90%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$29.64 $29.64
40.25%
Gasoline (1 liter)
$0.95 $0.95
$0.83 $0.83
14.46%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$24.9K $24.9K
40.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$26K $26K
6.58%
🧾 Monthly Utilities & Internet
New York, NY
South Bend, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$173 $173
2.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$44.54 $44.54
34.64%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$49.9 $49.9
27.92%
🎉 Sport & Entertainment
New York, NY
South Bend, IN
Difference
Gym Membership (Monthly)
$141 $141
$42.11 $42.11
234.15%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
$26.12 $26.12
144.64%
Cinema Ticket
$19.9 $19.9
$13.52 $13.52
47.19%
🧸 Childcare & Education
New York, NY
South Bend, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$1,333 $1,333
140.57%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$23.4K $23.4K
141.83%
👕👟 Clothing & Footwear
New York, NY
South Bend, IN
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$40.1 $40.1
63.87%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$29.48 $29.48
65.37%
Sport Shoes (Adidas, Nike)
$111 $111
$49.33 $49.33
125.34%
Men's Leather Business Shoes
$172 $172
$50.6 $50.6
238.96%
🏠 Accommodation & Living
New York, NY
South Bend, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$1,651 $1,651
152.25%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$838 $838
216.67%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$2,496 $2,496
237.01%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$1,603 $1,603
229.18%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$1,508 $1,508
936.16%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$1,552 $1,552
618.88%
💵 Salaries & Financials
New York, NY
South Bend, IN
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$3,273 $3,273
71.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.4
0.63%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for South Bend, IN: October 29, 2025

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