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Cost of Living Comparison Between New York, NY and Somerville, MA Cost of Living Comparison Between New York, NY and Somerville, MA

😐 Solo nomad: New York, NY is 26.5% more expensive than Somerville, MA without rent, and 4.7% more expensive with rent.
😐 Family of 3: New York, NY is 20.9% more expensive than Somerville, MA without rent, and 17.5% more expensive with rent.
Currency
🍽 Eating Out
New York, NY
Somerville, MA
Difference
Meal at Budget Restaurant
$30.36 $30.36
$25.19 $25.19
20.52%
Three-Course Dinner for Two, Mid-Range
$144 $144
$99.8 $99.8
44.44%
Fast Food Meal (McDonalds, etc)
$12.32 $12.32
$13.33 $13.33
-7.58%
Cappuccino
$6.02 $6.02
$5.19 $5.19
15.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.4 $3.4
$2.69 $2.69
26.39%
Water (0.33 liter bottle)
$2.6 $2.6
$2.14 $2.14
21.50%
Local Beer (0.5 liter draught)
$8.23 $8.23
$7.68 $7.68
7.16%
Imported Beer (0.33 liter bottle)
$12.21 $12.21
$8.94 $8.94
36.58%
🛒 Groceries & Markets
New York, NY
Somerville, MA
Difference
Milk (1 liter)
$1.6 $1.6
$1.32 $1.32
21.21%
White Bread (500g)
$4.98 $4.98
$4.24 $4.24
17.45%
Rice (white) (1kg)
$8.14 $8.14
$3.01 $3.01
170.43%
Eggs
$6.93 $6.93
$4.81 $4.81
44.07%
Local Cheese (1kg)
$17.39 $17.39
$17.21 $17.21
1.05%
Chicken Fillets (1kg)
$16.26 $16.26
$13.08 $13.08
24.31%
Beef Round Steak (1kg)
$20.22 $20.22
$20.43 $20.43
-1.03%
Apples (1kg)
$7.71 $7.71
$5.84 $5.84
32.02%
Banana (1kg)
$2.42 $2.42
$2.14 $2.14
13.08%
Oranges (1kg)
$5.93 $5.93
$5.68 $5.68
4.40%
Tomato (1kg)
$6.18 $6.18
$6.49 $6.49
-4.78%
Potato (1kg)
$3.88 $3.88
$4.53 $4.53
-14.35%
Onion (1kg)
$4.06 $4.06
$2.24 $2.24
81.25%
Lettuce (1 head)
$3.06 $3.06
$2.72 $2.72
12.50%
Water (1.5 liter bottle)
$2.57 $2.57
$2.19 $2.19
17.35%
Cigarettes 20 Pack (Marlboro, Camel)
$19.05 $19.05
$13.54 $13.54
40.69%
Wine (Bottle)
$17.88 $17.88
$13.31 $13.31
34.34%
Local Beer (0.5 liter bottle)
$2.94 $2.94
$2.11 $2.11
39.34%
Imported Beer (0.33 liter bottle)
$3.86 $3.86
$2.02 $2.02
91.09%
🚌 Getting Around
New York, NY
Somerville, MA
Difference
One-way Ticket (Public Transport)
$2.89 $2.89
$2.32 $2.32
24.57%
Public Transport Monthly Pass (Regular Price)
$133 $133
$89 $89
49.09%
Taxi Start (Normal Tariff)
$5.01 $5.01
$2.56 $2.56
95.70%
Taxi (Normal Tariff) (1km)
$2.23 $2.23
$1.7 $1.7
31.18%
Taxi 1hour Waiting (Normal Tariff)
$42.23 $42.23
$28.52 $28.52
48.07%
Gasoline (1 liter)
$0.9 $0.9
$0.95 $0.95
-5.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K $35.4K
$30.4K $30.4K
16.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.8K $27.8K
$26.4K $26.4K
5.38%
🧾 Monthly Utilities & Internet
New York, NY
Somerville, MA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$183 $183
$194 $194
-5.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.7 $60.7
$72.9 $72.9
-16.82%
Internet (50+ Mbps, Unlimited Data)
$62.9 $62.9
$78.6 $78.6
-19.96%
🎉 Sport & Entertainment
New York, NY
Somerville, MA
Difference
Gym Membership (Monthly)
$144 $144
$103 $103
40.47%
Tennis Court (1 Hour on Weekend)
$65.4 $65.4
-
-
Cinema Ticket
$20.19 $20.19
$15.28 $15.28
32.13%
🧸 Childcare & Education
New York, NY
Somerville, MA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,120 $3,120
$1,643 $1,643
89.93%
International Primary School, 1 Child (Yearly)
$57.7K $57.7K
$27.3K $27.3K
111.51%
👕👟 Clothing & Footwear
New York, NY
Somerville, MA
Difference
Jeans (Levis 501 Or Similar)
$66.9 $66.9
$58.5 $58.5
14.42%
Summer Dress (H&M, Zara, etc)
$48.09 $48.09
$40.68 $40.68
18.22%
Sport Shoes (Adidas, Nike)
$114 $114
$104 $104
9.26%
Men's Leather Business Shoes
$168 $168
$148 $148
13.13%
🏠 Accommodation & Living
New York, NY
Somerville, MA
Difference
1-bedroom Apartment, City Center (Monthly)
$4,150 $4,150
$2,913 $2,913
42.46%
1-bedroom Apartment, Outside City Center (Monthly)
$2,682 $2,682
$2,718 $2,718
-1.32%
3-bedroom Apartment, City Center (Monthly)
$8,462 $8,462
$4,470 $4,470
89.30%
3-bedroom Apartment, Outside City Center (Monthly)
$5,253 $5,253
$4,529 $4,529
16.01%
Buy Apartment in City Center (m2)
$15.7K $15.7K
$7,610 $7,610
106.92%
Buy Apartment Outside City Center (m2)
$10.4K $10.4K
$5,577 $5,577
87.14%
💵 Salaries & Financials
New York, NY
Somerville, MA
Difference
Average Monthly Net Salary (After Tax)
$5,489 $5,489
$5,935 $5,935
-7.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.47
-0.46%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: December 1, 2025

Last update for Somerville, MA: November 30, 2025

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