Cost of Living Comparison Between New York, NY and Somerset, NJ Cost of Living Comparison Between New York, NY and Somerset, NJ

😐 Solo nomad: New York, NY is 28.3% more expensive than Somerset, NJ without rent, and 8.3% more expensive with rent.

😐 Family of 3: New York, NY is 45.3% more expensive than Somerset, NJ without rent, and 84.2% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$20.16 $20.16

47.22%

Three-Course Dinner for Two, Mid-Range

$144 $144

$79.4 $79.4

81.59%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$12.36 $12.36

0.57%

Cappuccino

$5.84 $5.84

$5.07 $5.07

15.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.44 $2.44

33.61%

Water (0.33 liter bottle)

$2.58 $2.58

$2.56 $2.56

0.78%

Local Beer (0.5 liter draught)

$8.24 $8.24

$7.98 $7.98

3.26%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$9.96 $9.96

19.08%

Milk (1 liter)

$1.56 $1.56

$1.12 $1.12

39.29%

White Bread (500g)

$5.23 $5.23

$3.95 $3.95

32.41%

Rice (white) (1kg)

$8.11 $8.11

$8.16 $8.16

-0.61%

Eggs

$7.25 $7.25

$4.15 $4.15

74.70%

Local Cheese (1kg)

$17.08 $17.08

$17.5 $17.5

-2.40%

Chicken Fillets (1kg)

$16.24 $16.24

$16.66 $16.66

-2.52%

Beef Round Steak (1kg)

$20.02 $20.02

$19.8 $19.8

1.11%

Apples (1kg)

$7.49 $7.49

$7.45 $7.45

0.54%

Banana (1kg)

$2.55 $2.55

$2.43 $2.43

4.94%

Oranges (1kg)

$5.82 $5.82

$5.36 $5.36

8.58%

Tomato (1kg)

$6.52 $6.52

$6.13 $6.13

6.36%

Potato (1kg)

$3.72 $3.72

$2.81 $2.81

32.38%

Onion (1kg)

$3.9 $3.9

$3.71 $3.71

5.12%

Lettuce (1 head)

$3.07 $3.07

$2.53 $2.53

21.34%

Water (1.5 liter bottle)

$2.57 $2.57

$2.56 $2.56

0.39%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$10.81 $10.81

77.71%

Wine (Bottle)

$17.79 $17.79

$19.05 $19.05

-6.61%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$1.74 $1.74

72.99%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$3.89 $3.89

-4.37%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.04 $2.04

43.14%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$5.13 $5.13

$4.92 $4.92

4.27%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.65 $1.65

30.30%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$42.73 $42.73

-2.71%

Gasoline (1 liter)

$0.95 $0.95

$0.9 $0.9

5.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$29.9K $29.9K

17.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$26.4K $26.4K

5.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$178 $178

0.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$49.61 $49.61

20.88%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$56.3 $56.3

13.35%

Gym Membership (Monthly)

$141 $141

$42.32 $42.32

232.49%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$14.92 $14.92

33.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,825 $1,825

75.65%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$39.8K $39.8K

42.05%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$67 $67

-1.93%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$48.4 $48.4

0.72%

Sport Shoes (Adidas, Nike)

$111 $111

$115 $115

-3.29%

Men's Leather Business Shoes

$172 $172

-0.30%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$1,582 $1,582

163.23%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$2,672 $2,672

-0.69%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,585 $2,585

225.40%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$2,257 $2,257

133.80%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$2,738 $2,738

470.46%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$2,424 $2,424

360.22%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$5,080 $5,080

10.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Somerset, NJ: October 28, 2025

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