Cost of Living Comparison Between New York, NY and Somerset, KY Cost of Living Comparison Between New York, NY and Somerset, KY

😐 Solo nomad: New York, NY is 87.5% more expensive than Somerset, KY without rent, and 91% more expensive with rent.
😐 Family of 3: New York, NY is 81.1% more expensive than Somerset, KY without rent, and 125.2% more expensive with rent.
Currency
🍽 Eating Out
New York, NY
Somerset, KY
Difference
Meal at Budget Restaurant
$29.68 $29.68
$15.27 $15.27
94.37%
Three-Course Dinner for Two, Mid-Range
$144 $144
$59.6 $59.6
141.75%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$7.94 $7.94
56.55%
Cappuccino
$5.84 $5.84
$3.97 $3.97
47.10%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$2.16 $2.16
50.93%
Water (0.33 liter bottle)
$2.58 $2.58
$2.06 $2.06
25.24%
Local Beer (0.5 liter draught)
$8.24 $8.24
$3.6 $3.6
128.89%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$4.1 $4.1
189.27%
🛒 Groceries & Markets
New York, NY
Somerset, KY
Difference
Milk (1 liter)
$1.56 $1.56
$0.83 $0.83
87.95%
White Bread (500g)
$5.23 $5.23
$2.19 $2.19
138.81%
Rice (white) (1kg)
$8.11 $8.11
$3.8 $3.8
113.42%
Eggs
$7.25 $7.25
$3.31 $3.31
119.03%
Local Cheese (1kg)
$17.08 $17.08
$10.34 $10.34
65.18%
Chicken Fillets (1kg)
$16.24 $16.24
$8.89 $8.89
82.68%
Beef Round Steak (1kg)
$20.02 $20.02
$15.6 $15.6
28.33%
Apples (1kg)
$7.49 $7.49
$4.63 $4.63
61.77%
Banana (1kg)
$2.55 $2.55
$1.2 $1.2
112.50%
Oranges (1kg)
$5.82 $5.82
$4.01 $4.01
45.14%
Tomato (1kg)
$6.52 $6.52
$4.81 $4.81
35.55%
Potato (1kg)
$3.72 $3.72
$2.07 $2.07
79.71%
Onion (1kg)
$3.9 $3.9
$3.05 $3.05
27.87%
Lettuce (1 head)
$3.07 $3.07
$1.83 $1.83
67.76%
Water (1.5 liter bottle)
$2.57 $2.57
$1.44 $1.44
78.47%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$7.13 $7.13
169.42%
Wine (Bottle)
$17.79 $17.79
$12.15 $12.15
46.42%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$2.07 $2.07
45.41%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$1.47 $1.47
153.06%
🚌 Getting Around
New York, NY
Somerset, KY
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$1.95 $1.95
49.74%
Public Transport Monthly Pass (Regular Price)
$134 $134
-
-
Taxi Start (Normal Tariff)
$5.13 $5.13
$3.67 $3.67
39.78%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$1.59 $1.59
35.22%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$24.76 $24.76
67.89%
Gasoline (1 liter)
$0.95 $0.95
$0.82 $0.82
15.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$25.5K $25.5K
37.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$25.1K $25.1K
10.45%
🧾 Monthly Utilities & Internet
New York, NY
Somerset, KY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$118 $118
50.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$56.1 $56.1
6.94%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$56.8 $56.8
12.40%
🎉 Sport & Entertainment
New York, NY
Somerset, KY
Difference
Gym Membership (Monthly)
$141 $141
$43.75 $43.75
221.62%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
-
-
Cinema Ticket
$19.9 $19.9
$8.3 $8.3
139.76%
🧸 Childcare & Education
New York, NY
Somerset, KY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$661 $661
385.08%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$17.3K $17.3K
225.68%
👕👟 Clothing & Footwear
New York, NY
Somerset, KY
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$27.97 $27.97
134.93%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$30.39 $30.39
60.41%
Sport Shoes (Adidas, Nike)
$111 $111
$62.4 $62.4
78.23%
Men's Leather Business Shoes
$172 $172
$102 $102
68.81%
🏠 Accommodation & Living
New York, NY
Somerset, KY
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$597 $597
598.15%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$1,363 $1,363
94.62%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$1,005 $1,005
736.99%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$2,261 $2,261
133.36%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$2,749 $2,749
468.32%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$2,406 $2,406
363.77%
💵 Salaries & Financials
New York, NY
Somerset, KY
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$4,503 $4,503
24.70%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
5
28.80%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Somerset, KY: October 28, 2025

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