Cost of Living Comparison Between New York, NY and Somerset, KY Cost of Living Comparison Between New York, NY and Somerset, KY

😐 Solo nomad: New York, NY is 109.7% more expensive than Somerset, KY without rent, and 95.7% more expensive with rent.

😐 Family of 3: New York, NY is 92.9% more expensive than Somerset, KY without rent, and 119.2% more expensive with rent.

Meal at Budget Restaurant

$30.05 $30.05

$14.72 $14.72

104.14%

Three-Course Dinner for Two, Mid-Range

$142 $142

$60.5 $60.5

135.04%

Fast Food Meal (McDonalds, etc)

$12.27 $12.27

$8.18 $8.18

50.00%

Cappuccino

$5.99 $5.99

$3.89 $3.89

53.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.31 $3.31

$2.12 $2.12

56.13%

Water (0.33 liter bottle)

$2.71 $2.71

$2.17 $2.17

24.88%

Local Beer (0.5 liter draught)

$8.23 $8.23

$3.45 $3.45

138.55%

Imported Beer (0.33 liter bottle)

$12.04 $12.04

$4.02 $4.02

199.50%

Milk (1 liter)

$1.53 $1.53

$0.83 $0.83

84.34%

White Bread (500g)

$5.19 $5.19

$2.22 $2.22

133.78%

Rice (white) (1kg)

$8.41 $8.41

$3.91 $3.91

115.09%

Eggs

$7.21 $7.21

$3.24 $3.24

122.53%

Local Cheese (1kg)

$17.68 $17.68

$10.47 $10.47

68.86%

Chicken Fillets (1kg)

$16.44 $16.44

$8.98 $8.98

83.07%

Beef Round Steak (1kg)

$19.98 $19.98

$15.60 $15.60

28.08%

Apples (1kg)

$7.34 $7.34

$4.81 $4.81

52.60%

Banana (1kg)

$2.48 $2.48

$1.20 $1.20

106.67%

Oranges (1kg)

$5.70 $5.70

$3.87 $3.87

47.29%

Tomato (1kg)

$6.55 $6.55

$4.90 $4.90

33.67%

Potato (1kg)

$3.85 $3.85

$1.99 $1.99

93.47%

Onion (1kg)

$3.96 $3.96

$3.07 $3.07

28.99%

Lettuce (1 head)

$3.09 $3.09

$1.80 $1.80

71.67%

Water (1.5 liter bottle)

$2.48 $2.48

$1.39 $1.39

78.42%

Cigarettes 20 Pack (Marlboro, Camel)

$19.19 $19.19

$6.83 $6.83

180.97%

Wine (Bottle)

$18.35 $18.35

$12.20 $12.20

50.41%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$1.98 $1.98

51.01%

Imported Beer (0.33 liter bottle)

$3.81 $3.81

$1.52 $1.52

150.66%

One-way Ticket (Public Transport)

$2.95 $2.95

$2.01 $2.01

46.77%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$4.92 $4.92

$3.65 $3.65

34.79%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$1.57 $1.57

34.39%

Taxi 1hour Waiting (Normal Tariff)

$42.15 $42.15

$24.52 $24.52

71.90%

Gasoline (1 liter)

$0.97 $0.97

$0.88 $0.88

10.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$25.2K $25.2K

39.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K $27.5K

$24.8K $24.8K

11.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$119 $119

52.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.3 $59.3

$55.8 $55.8

6.38%

Internet (50+ Mbps, Unlimited Data)

$62.9 $62.9

$55.8 $55.8

12.72%

Gym Membership (Monthly)

$142 $142

$42.69 $42.69

231.58%

Tennis Court (1 Hour on Weekend)

$65.2 $65.2

Cinema Ticket

$20.25 $20.25

$8.31 $8.31

143.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,193 $3,193

$641 $641

398.03%

International Primary School, 1 Child (Yearly)

$57.7K $57.7K

$17.3K $17.3K

233.18%

Jeans (Levis 501 Or Similar)

$68.0 $68.0

$27.47 $27.47

147.58%

Summer Dress (H&M, Zara, etc)

$47.71 $47.71

$29.51 $29.51

61.67%

Sport Shoes (Adidas, Nike)

$114 $114

$60.8 $60.8

88.08%

Men's Leather Business Shoes

$171 $171

$99.9 $99.9

71.30%

1-bedroom Apartment, City Center (Monthly)

$4,152 $4,152

$607 $607

584.24%

1-bedroom Apartment, Outside City Center (Monthly)

$2,695 $2,695

$1,377 $1,377

95.74%

3-bedroom Apartment, City Center (Monthly)

$8,492 $8,492

$1,012 $1,012

739.01%

3-bedroom Apartment, Outside City Center (Monthly)

$5,225 $5,225

$2,225 $2,225

134.83%

Buy Apartment in City Center (m2)

$21.5K $21.5K

$1,702 $1,702

1165.36%

Buy Apartment Outside City Center (m2)

$10.0K $10.0K

$1,655 $1,655

505.09%

Average Monthly Net Salary (After Tax)

$5,197 $5,197

$4,492 $4,492

15.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

28.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: January 12, 2026

Last update for Somerset, KY: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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