Cost of Living Comparison Between New York, NY and Shelby, NC Cost of Living Comparison Between New York, NY and Shelby, NC

😐 Solo nomad: New York, NY is 67% more expensive than Shelby, NC without rent, and 134.7% more expensive with rent.
😐 Family of 3: New York, NY is 129.1% more expensive than Shelby, NC without rent, and 181% more expensive with rent.
Currency
🍽 Eating Out
New York, NY
Shelby, NC
Difference
Meal at Budget Restaurant
$29.68 $29.68
$14.07 $14.07
110.95%
Three-Course Dinner for Two, Mid-Range
$144 $144
$35.14 $35.14
310.30%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$9.43 $9.43
31.81%
Cappuccino
$5.84 $5.84
$3.67 $3.67
59.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$1.48 $1.48
120.27%
Water (0.33 liter bottle)
$2.58 $2.58
$1.23 $1.23
109.76%
Local Beer (0.5 liter draught)
$8.24 $8.24
$2.44 $2.44
237.70%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$2.95 $2.95
302.03%
🛒 Groceries & Markets
New York, NY
Shelby, NC
Difference
Milk (1 liter)
$1.56 $1.56
$0.79 $0.79
97.47%
White Bread (500g)
$5.23 $5.23
$2.68 $2.68
95.15%
Rice (white) (1kg)
$8.11 $8.11
$3.64 $3.64
122.80%
Eggs
$7.25 $7.25
$4.32 $4.32
67.82%
Local Cheese (1kg)
$17.08 $17.08
$9.27 $9.27
84.25%
Chicken Fillets (1kg)
$16.24 $16.24
$12.76 $12.76
27.27%
Beef Round Steak (1kg)
$20.02 $20.02
$22.4 $22.4
-10.62%
Apples (1kg)
$7.49 $7.49
$5.24 $5.24
42.94%
Banana (1kg)
$2.55 $2.55
$1.75 $1.75
45.71%
Oranges (1kg)
$5.82 $5.82
$5.14 $5.14
13.23%
Tomato (1kg)
$6.52 $6.52
$3.14 $3.14
107.64%
Potato (1kg)
$3.72 $3.72
$3.3 $3.3
12.73%
Onion (1kg)
$3.9 $3.9
$4.57 $4.57
-14.66%
Lettuce (1 head)
$3.07 $3.07
$2.02 $2.02
51.98%
Water (1.5 liter bottle)
$2.57 $2.57
$1.87 $1.87
37.43%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$8.56 $8.56
124.42%
Wine (Bottle)
$17.79 $17.79
$9.28 $9.28
91.70%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$1.98 $1.98
52.02%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$2.76 $2.76
34.78%
🚌 Getting Around
New York, NY
Shelby, NC
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$1.96 $1.96
48.98%
Public Transport Monthly Pass (Regular Price)
$134 $134
-
-
Taxi Start (Normal Tariff)
$5.13 $5.13
$2.05 $2.05
150.24%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$2.39 $2.39
-10.04%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$17.99 $17.99
131.07%
Gasoline (1 liter)
$0.95 $0.95
$0.75 $0.75
26.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$24K $24K
45.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$22.1K $22.1K
25.35%
🧾 Monthly Utilities & Internet
New York, NY
Shelby, NC
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$218 $218
-18.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$34.32 $34.32
74.74%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$49.07 $49.07
30.08%
🎉 Sport & Entertainment
New York, NY
Shelby, NC
Difference
Gym Membership (Monthly)
$141 $141
$43.49 $43.49
223.55%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
-
-
Cinema Ticket
$19.9 $19.9
$15.29 $15.29
30.15%
🧸 Childcare & Education
New York, NY
Shelby, NC
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$301 $301
963.62%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$22.8K $22.8K
147.26%
👕👟 Clothing & Footwear
New York, NY
Shelby, NC
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$48.53 $48.53
35.40%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$34.53 $34.53
41.18%
Sport Shoes (Adidas, Nike)
$111 $111
$70.2 $70.2
58.37%
Men's Leather Business Shoes
$172 $172
$78.4 $78.4
118.74%
🏠 Accommodation & Living
New York, NY
Shelby, NC
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$1,571 $1,571
165.16%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$814 $814
226.07%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$2,601 $2,601
223.37%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$1,159 $1,159
355.36%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$2,522 $2,522
519.41%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$2,750 $2,750
305.76%
💵 Salaries & Financials
New York, NY
Shelby, NC
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$2,486 $2,486
125.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.38
0.94%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Shelby, NC: October 29, 2025

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