Cost of Living Comparison Between New York, NY and Saratoga Springs, NY Cost of Living Comparison Between New York, NY and Saratoga Springs, NY

😐 Solo nomad: New York, NY is 59.4% more expensive than Saratoga Springs, NY without rent, and 55% more expensive with rent.

😐 Family of 3: New York, NY is 61.8% more expensive than Saratoga Springs, NY without rent, and 88.9% more expensive with rent.

Meal at Budget Restaurant

$30.14 $30.14

$20.20 $20.20

49.21%

Three-Course Dinner for Two, Mid-Range

$147 $147

$64.2 $64.2

129.42%

Fast Food Meal (McDonalds, etc)

$12.62 $12.62

$8.16 $8.16

54.66%

Cappuccino

$6.00 $6.00

$4.22 $4.22

42.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.35 $3.35

$2.11 $2.11

58.77%

Water (0.33 liter bottle)

$2.58 $2.58

$1.69 $1.69

52.66%

Local Beer (0.5 liter draught)

$8.18 $8.18

$4.89 $4.89

67.28%

Imported Beer (0.33 liter bottle)

$11.99 $11.99

$6.86 $6.86

74.78%

Milk (1 liter)

$1.61 $1.61

$1.13 $1.13

42.48%

White Bread (500g)

$5.03 $5.03

$3.39 $3.39

48.38%

Rice (white) (1kg)

$8.40 $8.40

$8.08 $8.08

3.96%

Eggs

$7.10 $7.10

$3.61 $3.61

96.68%

Local Cheese (1kg)

$17.38 $17.38

$19.19 $19.19

-9.43%

Chicken Fillets (1kg)

$16.18 $16.18

$24.07 $24.07

-32.78%

Beef Round Steak (1kg)

$20.48 $20.48

$19.21 $19.21

6.61%

Apples (1kg)

$7.36 $7.36

$3.74 $3.74

96.79%

Banana (1kg)

$2.56 $2.56

$1.45 $1.45

76.55%

Oranges (1kg)

$5.71 $5.71

$3.92 $3.92

45.66%

Tomato (1kg)

$6.24 $6.24

$7.15 $7.15

-12.73%

Potato (1kg)

$3.87 $3.87

$3.24 $3.24

19.44%

Onion (1kg)

$4.11 $4.11

$2.98 $2.98

37.92%

Lettuce (1 head)

$3.03 $3.03

$1.91 $1.91

58.64%

Water (1.5 liter bottle)

$2.55 $2.55

$1.65 $1.65

54.55%

Cigarettes 20 Pack (Marlboro, Camel)

$19.07 $19.07

$12.81 $12.81

48.87%

Wine (Bottle)

$19.66 $19.66

$15.21 $15.21

29.26%

Local Beer (0.5 liter bottle)

$2.98 $2.98

$1.77 $1.77

68.36%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$5.54 $5.54

-32.31%

One-way Ticket (Public Transport)

$2.94 $2.94

$2.46 $2.46

19.51%

Public Transport Monthly Pass (Regular Price)

$131 $131

Taxi Start (Normal Tariff)

$5.07 $5.07

$2.03 $2.03

149.75%

Taxi (Normal Tariff) (1km)

$2.19 $2.19

$1.36 $1.36

61.03%

Taxi 1hour Waiting (Normal Tariff)

$41.49 $41.49

$29.12 $29.12

42.48%

Gasoline (1 liter)

$0.98 $0.98

$0.86 $0.86

13.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$34.4K $34.4K

0.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$25.0K $25.0K

13.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$193 $193

-4.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.0 $59.0

$53.2 $53.2

10.73%

Internet (50+ Mbps, Unlimited Data)

$61.9 $61.9

$67.1 $67.1

-7.69%

Gym Membership (Monthly)

$141 $141

$61.1 $61.1

130.15%

Tennis Court (1 Hour on Weekend)

$65.3 $65.3

$20.03 $20.03

225.86%

Cinema Ticket

$20.13 $20.13

$15.18 $15.18

32.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,191 $3,191

$1,394 $1,394

128.88%

International Primary School, 1 Child (Yearly)

$57.5K $57.5K

$29.4K $29.4K

95.31%

Jeans (Levis 501 Or Similar)

$67.2 $67.2

$48.22 $48.22

39.30%

Summer Dress (H&M, Zara, etc)

$47.98 $47.98

$34.46 $34.46

39.23%

Sport Shoes (Adidas, Nike)

$111 $111

$85.4 $85.4

30.26%

Men's Leather Business Shoes

$170 $170

$113 $113

49.68%

1-bedroom Apartment, City Center (Monthly)

$4,207 $4,207

$2,540 $2,540

65.62%

1-bedroom Apartment, Outside City Center (Monthly)

$2,717 $2,717

$1,585 $1,585

71.35%

3-bedroom Apartment, City Center (Monthly)

$8,382 $8,382

$3,059 $3,059

173.98%

3-bedroom Apartment, Outside City Center (Monthly)

$5,127 $5,127

$2,197 $2,197

133.32%

Buy Apartment in City Center (m2)

$19.5K $19.5K

Buy Apartment Outside City Center (m2)

$8,862 $8,862

Average Monthly Net Salary (After Tax)

$5,228 $5,228

$4,925 $4,925

6.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.36

1.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: April 11, 2026

Last update for Saratoga Springs, NY: April 14, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs other spots: cost of living compared

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