Cost of Living Comparison Between New York, NY and Saratoga Springs, NY Cost of Living Comparison Between New York, NY and Saratoga Springs, NY

😐 Solo nomad: New York, NY is 56.7% more expensive than Saratoga Springs, NY without rent, and 53% more expensive with rent.

😐 Family of 3: New York, NY is 56.9% more expensive than Saratoga Springs, NY without rent, and 88.1% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$19.7 $19.7

50.66%

Three-Course Dinner for Two, Mid-Range

$144 $144

$64.6 $64.6

123.36%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$7.95 $7.95

56.35%

Cappuccino

$5.84 $5.84

$4.15 $4.15

40.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.18 $2.18

49.54%

Water (0.33 liter bottle)

$2.58 $2.58

$1.77 $1.77

45.76%

Local Beer (0.5 liter draught)

$8.24 $8.24

$5.11 $5.11

61.25%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$7.11 $7.11

66.81%

Milk (1 liter)

$1.56 $1.56

$1.11 $1.11

40.54%

White Bread (500g)

$5.23 $5.23

$3.34 $3.34

56.59%

Rice (white) (1kg)

$8.11 $8.11

$8.08 $8.08

0.37%

Eggs

$7.25 $7.25

$3.63 $3.63

99.72%

Local Cheese (1kg)

$17.08 $17.08

$19.39 $19.39

-11.91%

Chicken Fillets (1kg)

$16.24 $16.24

$23.97 $23.97

-32.25%

Beef Round Steak (1kg)

$20.02 $20.02

$19.15 $19.15

4.54%

Apples (1kg)

$7.49 $7.49

$3.89 $3.89

92.54%

Banana (1kg)

$2.55 $2.55

$1.46 $1.46

74.66%

Oranges (1kg)

$5.82 $5.82

$3.89 $3.89

49.61%

Tomato (1kg)

$6.52 $6.52

$7.19 $7.19

-9.32%

Potato (1kg)

$3.72 $3.72

$3.29 $3.29

13.07%

Onion (1kg)

$3.9 $3.9

$2.94 $2.94

32.65%

Lettuce (1 head)

$3.07 $3.07

$1.87 $1.87

64.17%

Water (1.5 liter bottle)

$2.57 $2.57

$1.66 $1.66

54.82%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$12.86 $12.86

49.38%

Wine (Bottle)

$17.79 $17.79

$12.21 $12.21

45.70%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$1.7 $1.7

77.06%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$5.59 $5.59

-33.45%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.43 $2.43

20.16%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$5.13 $5.13

$1.96 $1.96

161.73%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.36 $1.36

58.09%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$29.27 $29.27

42.02%

Gasoline (1 liter)

$0.95 $0.95

$0.86 $0.86

10.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$33.7K $33.7K

3.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$24.6K $24.6K

12.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$197 $197

-9.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$51.5 $51.5

16.47%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$65.4 $65.4

-2.39%

Gym Membership (Monthly)

$141 $141

$60.5 $60.5

132.73%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

$19.72 $19.72

224.04%

Cinema Ticket

$19.9 $19.9

$15.3 $15.3

30.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,414 $1,414

126.79%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$30.4K $30.4K

85.55%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$46.69 $46.69

40.74%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$33.97 $33.97

43.51%

Sport Shoes (Adidas, Nike)

$111 $111

$84.5 $84.5

31.60%

Men's Leather Business Shoes

$172 $172

$113 $113

52.14%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$2,516 $2,516

65.51%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$1,604 $1,604

65.37%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$3,059 $3,059

174.96%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$2,237 $2,237

135.89%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$2,846 $2,846

448.89%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$2,127 $2,127

424.54%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$4,549 $4,549

23.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.36

1.26%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Saratoga Springs, NY: October 28, 2025

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