Cost of Living Comparison Between New York, NY and Saratoga, CA Cost of Living Comparison Between New York, NY and Saratoga, CA

😐 Solo nomad: New York, NY is 46% more expensive than Saratoga, CA without rent, and 53.3% more expensive with rent.

😐 Family of 3: New York, NY is 61% more expensive than Saratoga, CA without rent, and 73.6% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$20.25 $20.25

46.57%

Three-Course Dinner for Two, Mid-Range

$144 $144

$80.1 $80.1

80.02%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$11.49 $11.49

8.18%

Cappuccino

$5.84 $5.84

$5.95 $5.95

-1.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$3.3 $3.3

-1.21%

Water (0.33 liter bottle)

$2.58 $2.58

$2.46 $2.46

4.88%

Local Beer (0.5 liter draught)

$8.24 $8.24

$6.84 $6.84

20.47%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$7.29 $7.29

62.69%

Milk (1 liter)

$1.56 $1.56

$1.41 $1.41

10.64%

White Bread (500g)

$5.23 $5.23

$4.97 $4.97

5.23%

Rice (white) (1kg)

$8.11 $8.11

$3.25 $3.25

149.54%

Eggs

$7.25 $7.25

$4.93 $4.93

47.06%

Local Cheese (1kg)

$17.08 $17.08

$30.45 $30.45

-43.91%

Chicken Fillets (1kg)

$16.24 $16.24

$15.3 $15.3

6.14%

Beef Round Steak (1kg)

$20.02 $20.02

$23.58 $23.58

-15.10%

Apples (1kg)

$7.49 $7.49

$6.22 $6.22

20.42%

Banana (1kg)

$2.55 $2.55

$2.46 $2.46

3.66%

Oranges (1kg)

$5.82 $5.82

$4.84 $4.84

20.25%

Tomato (1kg)

$6.52 $6.52

$6.68 $6.68

-2.40%

Potato (1kg)

$3.72 $3.72

$3.42 $3.42

8.77%

Onion (1kg)

$3.9 $3.9

$4.34 $4.34

-10.14%

Lettuce (1 head)

$3.07 $3.07

$3.1 $3.1

-0.97%

Water (1.5 liter bottle)

$2.57 $2.57

$2.88 $2.88

-10.76%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$11.39 $11.39

68.66%

Wine (Bottle)

$17.79 $17.79

$17.3 $17.3

2.83%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$2.09 $2.09

44.02%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$2.7 $2.7

37.78%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.05 $2.05

42.44%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$5.13 $5.13

$3.54 $3.54

44.92%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.82 $1.82

18.13%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$30.38 $30.38

36.83%

Gasoline (1 liter)

$0.95 $0.95

$1.31 $1.31

-27.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$30.2K $30.2K

16.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$27.1K $27.1K

2.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$298 $298

-40.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$46.48 $46.48

29.02%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$68.1 $68.1

-6.24%

Gym Membership (Monthly)

$141 $141

$43.1 $43.1

226.47%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$15.45 $15.45

28.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$2,000 $2,000

60.32%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$25.6K $25.6K

120.85%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$64.1 $64.1

2.50%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$43.34 $43.34

12.48%

Sport Shoes (Adidas, Nike)

$111 $111

$81.6 $81.6

36.29%

Men's Leather Business Shoes

$172 $172

$114 $114

50.05%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$1,595 $1,595

161.19%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$1,377 $1,377

92.65%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,649 $2,649

217.60%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$2,257 $2,257

133.78%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$2,656 $2,656

488.11%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$2,504 $2,504

345.60%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$9,939 $9,939

-43.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.51

-1.08%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Saratoga, CA: October 28, 2025

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