Cost of Living Comparison Between New York, NY and Santa Cruz, CA Cost of Living Comparison Between New York, NY and Santa Cruz, CA

😐 Solo nomad: New York, NY is 27.4% more expensive than Santa Cruz, CA without rent, and 7.7% more expensive with rent.

😐 Family of 3: New York, NY is 16.3% more expensive than Santa Cruz, CA without rent, and 24.7% more expensive with rent.

Meal at Budget Restaurant

$30.05 $30.05

$22.77 $22.77

31.97%

Three-Course Dinner for Two, Mid-Range

$142 $142

$79.7 $79.7

78.35%

Fast Food Meal (McDonalds, etc)

$12.27 $12.27

$12.36 $12.36

-0.73%

Cappuccino

$5.99 $5.99

$5.98 $5.98

0.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.31 $3.31

$3.22 $3.22

2.80%

Water (0.33 liter bottle)

$2.71 $2.71

$2.57 $2.57

5.45%

Local Beer (0.5 liter draught)

$8.23 $8.23

$7.13 $7.13

15.43%

Imported Beer (0.33 liter bottle)

$12.04 $12.04

$7.47 $7.47

61.18%

Milk (1 liter)

$1.53 $1.53

$1.43 $1.43

6.99%

White Bread (500g)

$5.19 $5.19

$4.95 $4.95

4.85%

Rice (white) (1kg)

$8.41 $8.41

$6.88 $6.88

22.24%

Eggs

$7.21 $7.21

$6.18 $6.18

16.67%

Local Cheese (1kg)

$17.68 $17.68

$23.84 $23.84

-25.84%

Chicken Fillets (1kg)

$16.44 $16.44

$14.73 $14.73

11.61%

Beef Round Steak (1kg)

$19.98 $19.98

$23.71 $23.71

-15.73%

Apples (1kg)

$7.34 $7.34

$7.01 $7.01

4.71%

Banana (1kg)

$2.48 $2.48

$2.90 $2.90

-14.48%

Oranges (1kg)

$5.70 $5.70

$5.31 $5.31

7.34%

Tomato (1kg)

$6.55 $6.55

$7.63 $7.63

-14.15%

Potato (1kg)

$3.85 $3.85

$3.86 $3.86

-0.26%

Onion (1kg)

$3.96 $3.96

$3.82 $3.82

3.66%

Lettuce (1 head)

$3.09 $3.09

$2.88 $2.88

7.29%

Water (1.5 liter bottle)

$2.48 $2.48

$2.76 $2.76

-10.14%

Cigarettes 20 Pack (Marlboro, Camel)

$19.19 $19.19

$13.81 $13.81

38.96%

Wine (Bottle)

$18.35 $18.35

$30.56 $30.56

-39.95%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$2.09 $2.09

43.06%

Imported Beer (0.33 liter bottle)

$3.81 $3.81

$2.69 $2.69

41.64%

One-way Ticket (Public Transport)

$2.95 $2.95

$1.96 $1.96

50.51%

Public Transport Monthly Pass (Regular Price)

$134 $134

$64.8 $64.8

107.28%

Taxi Start (Normal Tariff)

$4.92 $4.92

$4.13 $4.13

19.13%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$1.89 $1.89

11.64%

Taxi 1hour Waiting (Normal Tariff)

$42.15 $42.15

$38.48 $38.48

9.54%

Gasoline (1 liter)

$0.97 $0.97

$1.26 $1.26

-23.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$35.4K $35.4K

-0.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K $27.5K

$25.6K $25.6K

7.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$218 $218

-16.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.3 $59.3

$47.68 $47.68

24.43%

Internet (50+ Mbps, Unlimited Data)

$62.9 $62.9

$67.5 $67.5

-6.90%

Gym Membership (Monthly)

$142 $142

$59.5 $59.5

137.94%

Tennis Court (1 Hour on Weekend)

$65.2 $65.2

Cinema Ticket

$20.25 $20.25

$17.18 $17.18

17.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,193 $3,193

$3,217 $3,217

-0.75%

International Primary School, 1 Child (Yearly)

$57.7K $57.7K

$38.0K $38.0K

51.68%

Jeans (Levis 501 Or Similar)

$68.0 $68.0

$64.1 $64.1

6.08%

Summer Dress (H&M, Zara, etc)

$47.71 $47.71

$46.47 $46.47

2.67%

Sport Shoes (Adidas, Nike)

$114 $114

$79.4 $79.4

43.93%

Men's Leather Business Shoes

$171 $171

$115 $115

48.54%

1-bedroom Apartment, City Center (Monthly)

$4,152 $4,152

$2,933 $2,933

41.55%

1-bedroom Apartment, Outside City Center (Monthly)

$2,695 $2,695

$2,600 $2,600

3.65%

3-bedroom Apartment, City Center (Monthly)

$8,492 $8,492

$5,642 $5,642

50.51%

3-bedroom Apartment, Outside City Center (Monthly)

$5,225 $5,225

$4,175 $4,175

25.14%

Buy Apartment in City Center (m2)

$21.5K $21.5K

$7,981 $7,981

169.83%

Buy Apartment Outside City Center (m2)

$10.0K $10.0K

$11.0K $11.0K

-9.08%

Average Monthly Net Salary (After Tax)

$5,197 $5,197

$5,545 $5,545

-6.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.36

1.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: January 12, 2026

Last update for Santa Cruz, CA: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Similar cities

Zurich

🇨🇭 Switzerland

San Francisco, CA

🇺🇸 United States

San Jose, CA

🇺🇸 United States

Zug

🇨🇭 Switzerland

George Town

🇰🇾 Cayman Islands

Maui, HI

🇺🇸 United States

St Thomas

🇻🇮 Us Virgin Islands

New City, NY

🇺🇸 United States