Cost of Living Comparison Between New York, NY and Santa Barbara, CA Cost of Living Comparison Between New York, NY and Santa Barbara, CA

๐Ÿ˜ Solo nomad: New York, NY is 28.8% more expensive than Santa Barbara, CA without rent, and 19.2% more expensive with rent.
๐Ÿ˜ Family of 3: New York, NY is 52.8% more expensive than Santa Barbara, CA without rent, and 24.6% more expensive with rent.
Currency
๐Ÿฝ Eating Out
New York, NY
Santa Barbara, CA
Difference
Meal at Budget Restaurant
$29.68 $29.68
$24.82 $24.82
19.58%
Three-Course Dinner for Two, Mid-Range
$144 $144
$100 $100
44.17%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$10.17 $10.17
22.22%
Cappuccino
$5.84 $5.84
$5.62 $5.62
3.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$2.73 $2.73
19.41%
Water (0.33 liter bottle)
$2.58 $2.58
$2.1 $2.1
22.86%
Local Beer (0.5 liter draught)
$8.24 $8.24
$8.16 $8.16
0.98%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$9.1 $9.1
30.33%
๐Ÿ›’ Groceries & Markets
New York, NY
Santa Barbara, CA
Difference
Milk (1 liter)
$1.56 $1.56
$1.3 $1.3
20.00%
White Bread (500g)
$5.23 $5.23
$4.89 $4.89
6.95%
Rice (white) (1kg)
$8.11 $8.11
$4.83 $4.83
67.91%
Eggs
$7.25 $7.25
$5.43 $5.43
33.52%
Local Cheese (1kg)
$17.08 $17.08
$12.51 $12.51
36.53%
Chicken Fillets (1kg)
$16.24 $16.24
$11.62 $11.62
39.76%
Beef Round Steak (1kg)
$20.02 $20.02
$14.26 $14.26
40.39%
Apples (1kg)
$7.49 $7.49
$6.24 $6.24
20.03%
Banana (1kg)
$2.55 $2.55
$1.91 $1.91
33.51%
Oranges (1kg)
$5.82 $5.82
$3.84 $3.84
51.56%
Tomato (1kg)
$6.52 $6.52
$5.35 $5.35
21.87%
Potato (1kg)
$3.72 $3.72
$3.31 $3.31
12.39%
Onion (1kg)
$3.9 $3.9
$3.04 $3.04
28.29%
Lettuce (1 head)
$3.07 $3.07
$2.18 $2.18
40.83%
Water (1.5 liter bottle)
$2.57 $2.57
$2.02 $2.02
27.23%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$13.02 $13.02
47.54%
Wine (Bottle)
$17.79 $17.79
$15.26 $15.26
16.58%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$1.76 $1.76
71.02%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$4.07 $4.07
-8.60%
๐ŸšŒ Getting Around
New York, NY
Santa Barbara, CA
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$1.8 $1.8
62.22%
Public Transport Monthly Pass (Regular Price)
$134 $134
$65.2 $65.2
105.49%
Taxi Start (Normal Tariff)
$5.13 $5.13
$5.82 $5.82
-11.86%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$2 $2
7.50%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$50.9 $50.9
-18.33%
Gasoline (1 liter)
$0.95 $0.95
$1.22 $1.22
-22.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$28.5K $28.5K
23.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$25.5K $25.5K
8.53%
๐Ÿงพ Monthly Utilities & Internet
New York, NY
Santa Barbara, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$201 $201
-11.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$54.1 $54.1
10.83%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$72.4 $72.4
-11.78%
๐ŸŽ‰ Sport & Entertainment
New York, NY
Santa Barbara, CA
Difference
Gym Membership (Monthly)
$141 $141
$66.1 $66.1
113.00%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
$18.29 $18.29
249.37%
Cinema Ticket
$19.9 $19.9
$12.64 $12.64
57.44%
๐Ÿงธ Childcare & Education
New York, NY
Santa Barbara, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$1,445 $1,445
121.97%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$37.3K $37.3K
51.33%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
New York, NY
Santa Barbara, CA
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$68.4 $68.4
-3.93%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$41.33 $41.33
17.95%
Sport Shoes (Adidas, Nike)
$111 $111
$77.7 $77.7
43.06%
Men's Leather Business Shoes
$172 $172
$146 $146
17.82%
๐Ÿ  Accommodation & Living
New York, NY
Santa Barbara, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$2,643 $2,643
57.60%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$2,296 $2,296
15.56%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$5,146 $5,146
63.45%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$4,439 $4,439
18.89%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$10.4K $10.4K
50.65%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$9,888 $9,888
12.83%
๐Ÿ’ต Salaries & Financials
New York, NY
Santa Barbara, CA
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$5,242 $5,242
7.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.68
-3.59%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Santa Barbara, CA: October 29, 2025

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