Cost of Living Comparison Between New York, NY and San Luis Obispo, CA Cost of Living Comparison Between New York, NY and San Luis Obispo, CA

๐Ÿ˜ Solo nomad: New York, NY is 47.5% more expensive than San Luis Obispo, CA without rent, and 34.6% more expensive with rent.
๐Ÿ˜ Family of 3: New York, NY is 69.3% more expensive than San Luis Obispo, CA without rent, and 44.3% more expensive with rent.
Currency
๐Ÿฝ Eating Out
New York, NY
San Luis Obispo, CA
Difference
Meal at Budget Restaurant
$29.68 $29.68
$20.07 $20.07
47.88%
Three-Course Dinner for Two, Mid-Range
$144 $144
$78.9 $78.9
82.83%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$11.39 $11.39
9.13%
Cappuccino
$5.84 $5.84
$5.58 $5.58
4.66%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$2.71 $2.71
20.30%
Water (0.33 liter bottle)
$2.58 $2.58
$2.5 $2.5
3.20%
Local Beer (0.5 liter draught)
$8.24 $8.24
$8.1 $8.1
1.73%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$7.78 $7.78
52.44%
๐Ÿ›’ Groceries & Markets
New York, NY
San Luis Obispo, CA
Difference
Milk (1 liter)
$1.56 $1.56
$1.13 $1.13
38.05%
White Bread (500g)
$5.23 $5.23
$4.49 $4.49
16.48%
Rice (white) (1kg)
$8.11 $8.11
$3.26 $3.26
148.77%
Eggs
$7.25 $7.25
$2.89 $2.89
150.87%
Local Cheese (1kg)
$17.08 $17.08
$15.49 $15.49
10.26%
Chicken Fillets (1kg)
$16.24 $16.24
$10.53 $10.53
54.23%
Beef Round Steak (1kg)
$20.02 $20.02
$15.6 $15.6
28.33%
Apples (1kg)
$7.49 $7.49
$3.35 $3.35
123.58%
Banana (1kg)
$2.55 $2.55
$1.93 $1.93
32.12%
Oranges (1kg)
$5.82 $5.82
$3.3 $3.3
76.36%
Tomato (1kg)
$6.52 $6.52
$3.29 $3.29
98.18%
Potato (1kg)
$3.72 $3.72
$2.8 $2.8
32.86%
Onion (1kg)
$3.9 $3.9
$2.83 $2.83
37.81%
Lettuce (1 head)
$3.07 $3.07
$2.1 $2.1
46.19%
Water (1.5 liter bottle)
$2.57 $2.57
$2 $2
28.50%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$11.1 $11.1
73.06%
Wine (Bottle)
$17.79 $17.79
$17.24 $17.24
3.19%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$1.81 $1.81
66.30%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$3.2 $3.2
16.25%
๐ŸšŒ Getting Around
New York, NY
San Luis Obispo, CA
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$1.83 $1.83
59.56%
Public Transport Monthly Pass (Regular Price)
$134 $134
$60.1 $60.1
122.89%
Taxi Start (Normal Tariff)
$5.13 $5.13
$3.48 $3.48
47.41%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$1.71 $1.71
25.73%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$30.02 $30.02
38.47%
Gasoline (1 liter)
$0.95 $0.95
$1.3 $1.3
-26.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$24.2K $24.2K
44.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$26.9K $26.9K
3.09%
๐Ÿงพ Monthly Utilities & Internet
New York, NY
San Luis Obispo, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$257 $257
-30.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$49.31 $49.31
21.62%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$68 $68
-6.06%
๐ŸŽ‰ Sport & Entertainment
New York, NY
San Luis Obispo, CA
Difference
Gym Membership (Monthly)
$141 $141
$54 $54
160.82%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
$49.42 $49.42
29.30%
Cinema Ticket
$19.9 $19.9
$12.24 $12.24
62.58%
๐Ÿงธ Childcare & Education
New York, NY
San Luis Obispo, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$2,000 $2,000
60.29%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$25.5K $25.5K
121.15%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
New York, NY
San Luis Obispo, CA
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$52.6 $52.6
24.83%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$43.71 $43.71
11.53%
Sport Shoes (Adidas, Nike)
$111 $111
$87.3 $87.3
27.30%
Men's Leather Business Shoes
$172 $172
$111 $111
54.72%
๐Ÿ  Accommodation & Living
New York, NY
San Luis Obispo, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$2,319 $2,319
79.56%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$1,853 $1,853
43.19%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$4,499 $4,499
86.98%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$3,691 $3,691
42.95%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$8,147 $8,147
91.75%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$7,231 $7,231
54.30%
๐Ÿ’ต Salaries & Financials
New York, NY
San Luis Obispo, CA
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$5,196 $5,196
8.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.51
-1.08%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for San Luis Obispo, CA: October 29, 2025

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