Cost of Living Comparison Between New York, NY and San Francisco, CA Cost of Living Comparison Between New York, NY and San Francisco, CA

😐 Solo nomad: New York, NY is 8% more expensive than San Francisco, CA without rent, and 2.8% cheaper with rent.

😐 Family of 3: New York, NY is 7.1% more expensive than San Francisco, CA without rent, and 12.5% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$24.77 $24.77

19.82%

Three-Course Dinner for Two, Mid-Range

$144 $144

$131 $131

9.73%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$14.79 $14.79

-15.96%

Cappuccino

$5.84 $5.84

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$3.28 $3.28

-0.61%

Water (0.33 liter bottle)

$2.58 $2.58

$2.48 $2.48

4.03%

Local Beer (0.5 liter draught)

$8.24 $8.24

$7.9 $7.9

4.30%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$8.12 $8.12

46.06%

Milk (1 liter)

$1.56 $1.56

$1.47 $1.47

6.12%

White Bread (500g)

$5.23 $5.23

$5.18 $5.18

0.97%

Rice (white) (1kg)

$8.11 $8.11

$6.61 $6.61

22.69%

Eggs

$7.25 $7.25

$5.97 $5.97

21.44%

Local Cheese (1kg)

$17.08 $17.08

$23.1 $23.1

-26.06%

Chicken Fillets (1kg)

$16.24 $16.24

$15.26 $15.26

6.42%

Beef Round Steak (1kg)

$20.02 $20.02

$23.64 $23.64

-15.31%

Apples (1kg)

$7.49 $7.49

$6.94 $6.94

7.93%

Banana (1kg)

$2.55 $2.55

$2.77 $2.77

-7.94%

Oranges (1kg)

$5.82 $5.82

$5.32 $5.32

9.40%

Tomato (1kg)

$6.52 $6.52

$7.41 $7.41

-12.01%

Potato (1kg)

$3.72 $3.72

$3.85 $3.85

-3.38%

Onion (1kg)

$3.9 $3.9

$3.85 $3.85

1.30%

Lettuce (1 head)

$3.07 $3.07

$2.89 $2.89

6.23%

Water (1.5 liter bottle)

$2.57 $2.57

$2.87 $2.87

-10.45%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$14.06 $14.06

36.63%

Wine (Bottle)

$17.79 $17.79

$17.87 $17.87

-0.45%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$2.64 $2.64

14.02%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$3.29 $3.29

13.07%

One-way Ticket (Public Transport)

$2.92 $2.92

$3.04 $3.04

-3.95%

Public Transport Monthly Pass (Regular Price)

$134 $134

$95.1 $95.1

40.85%

Taxi Start (Normal Tariff)

$5.13 $5.13

$4.11 $4.11

24.82%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$2.05 $2.05

4.88%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$39.34 $39.34

5.67%

Gasoline (1 liter)

$0.95 $0.95

$1.33 $1.33

-28.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$34.7K $34.7K

1.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$26.2K $26.2K

5.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$225 $225

-20.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$64.6 $64.6

-7.20%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$67.6 $67.6

-5.63%

Gym Membership (Monthly)

$141 $141

$100 $100

40.49%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

$12.65 $12.65

405.14%

Cinema Ticket

$19.9 $19.9

$17.04 $17.04

16.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$3,218 $3,218

-0.37%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$38.1K $38.1K

48.28%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$67.7 $67.7

-2.90%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$45.18 $45.18

7.90%

Sport Shoes (Adidas, Nike)

$111 $111

$101 $101

10.20%

Men's Leather Business Shoes

$172 $172

$150 $150

14.22%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$3,301 $3,301

26.19%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$2,747 $2,747

-3.42%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$5,371 $5,371

56.60%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$4,500 $4,500

17.25%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$10.8K $10.8K

44.22%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$9,649 $9,649

15.63%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$7,014 $7,014

-19.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.36

1.26%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for San Francisco, CA: October 29, 2025

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