Cost of Living Comparison Between New York, NY and Saint Cloud, MN Cost of Living Comparison Between New York, NY and Saint Cloud, MN

๐Ÿ˜ Solo nomad: New York, NY is 87.6% more expensive than Saint Cloud, MN without rent, and 84.1% more expensive with rent.
๐Ÿ˜ Family of 3: New York, NY is 72.7% more expensive than Saint Cloud, MN without rent, and 101.2% more expensive with rent.
Currency
๐Ÿฝ Eating Out
New York, NY
Saint Cloud, MN
Difference
Meal at Budget Restaurant
$30.09 $30.09
$18.06 $18.06
66.61%
Three-Course Dinner for Two, Mid-Range
$143 $143
$67.0 $67.0
112.86%
Fast Food Meal (McDonalds, etc)
$12.73 $12.73
$8.61 $8.61
47.85%
Cappuccino
$6.01 $6.01
$4.65 $4.65
29.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.33 $3.33
$2.69 $2.69
23.79%
Water (0.33 liter bottle)
$2.64 $2.64
$2.18 $2.18
21.10%
Local Beer (0.5 liter draught)
$7.83 $7.83
$5.56 $5.56
40.83%
Imported Beer (0.33 liter bottle)
$11.97 $11.97
$4.89 $4.89
144.79%
๐Ÿ›’ Groceries & Markets
New York, NY
Saint Cloud, MN
Difference
Milk (1 liter)
$1.57 $1.57
$0.96 $0.96
63.54%
White Bread (500g)
$5.15 $5.15
$2.39 $2.39
115.48%
Rice (white) (1kg)
$8.26 $8.26
$3.62 $3.62
128.18%
Eggs
$7.02 $7.02
$3.20 $3.20
119.37%
Local Cheese (1kg)
$17.49 $17.49
$9.64 $9.64
81.43%
Chicken Fillets (1kg)
$16.56 $16.56
$7.65 $7.65
116.47%
Beef Round Steak (1kg)
$20.39 $20.39
$14.55 $14.55
40.14%
Apples (1kg)
$7.37 $7.37
$3.46 $3.46
113.01%
Banana (1kg)
$2.46 $2.46
$1.20 $1.20
105.00%
Oranges (1kg)
$5.67 $5.67
$4.21 $4.21
34.68%
Tomato (1kg)
$6.45 $6.45
$5.05 $5.05
27.72%
Potato (1kg)
$3.86 $3.86
$2.64 $2.64
46.21%
Onion (1kg)
$3.95 $3.95
$3.21 $3.21
23.05%
Lettuce (1 head)
$3.13 $3.13
$2.02 $2.02
54.95%
Water (1.5 liter bottle)
$2.49 $2.49
$1.89 $1.89
31.75%
Cigarettes 20 Pack (Marlboro, Camel)
$18.78 $18.78
$10.58 $10.58
77.50%
Wine (Bottle)
$18.23 $18.23
$11.41 $11.41
59.77%
Local Beer (0.5 liter bottle)
$2.95 $2.95
$1.76 $1.76
67.61%
Imported Beer (0.33 liter bottle)
$3.74 $3.74
$3.44 $3.44
8.72%
๐ŸšŒ Getting Around
New York, NY
Saint Cloud, MN
Difference
One-way Ticket (Public Transport)
$2.95 $2.95
$1.98 $1.98
48.99%
Public Transport Monthly Pass (Regular Price)
$132 $132
$59.9 $59.9
119.89%
Taxi Start (Normal Tariff)
$4.86 $4.86
$4.86 $4.86
-
Taxi (Normal Tariff) (1km)
$2.19 $2.19
$1.42 $1.42
54.23%
Taxi 1hour Waiting (Normal Tariff)
$41.87 $41.87
$29.02 $29.02
44.28%
Gasoline (1 liter)
$0.97 $0.97
$0.87 $0.87
11.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K $34.3K
$35.6K $35.6K
-3.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.1K $28.1K
$25.1K $25.1K
11.79%
๐Ÿงพ Monthly Utilities & Internet
New York, NY
Saint Cloud, MN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$182 $182
$103 $103
77.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.7 $60.7
$48.80 $48.80
24.45%
Internet (50+ Mbps, Unlimited Data)
$62.5 $62.5
$65.4 $65.4
-4.45%
๐ŸŽ‰ Sport & Entertainment
New York, NY
Saint Cloud, MN
Difference
Gym Membership (Monthly)
$143 $143
$43.80 $43.80
225.75%
Tennis Court (1 Hour on Weekend)
$65.5 $65.5
-
-
Cinema Ticket
$19.78 $19.78
$12.14 $12.14
62.93%
๐Ÿงธ Childcare & Education
New York, NY
Saint Cloud, MN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,189 $3,189
$1,441 $1,441
121.23%
International Primary School, 1 Child (Yearly)
$57.1K $57.1K
$30.4K $30.4K
87.64%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
New York, NY
Saint Cloud, MN
Difference
Jeans (Levis 501 Or Similar)
$67.3 $67.3
$39.57 $39.57
70.08%
Summer Dress (H&M, Zara, etc)
$48.64 $48.64
$42.15 $42.15
15.40%
Sport Shoes (Adidas, Nike)
$113 $113
$75.5 $75.5
49.16%
Men's Leather Business Shoes
$172 $172
$78.9 $78.9
117.54%
๐Ÿ  Accommodation & Living
New York, NY
Saint Cloud, MN
Difference
1-bedroom Apartment, City Center (Monthly)
$4,162 $4,162
$1,609 $1,609
158.71%
1-bedroom Apartment, Outside City Center (Monthly)
$2,667 $2,667
$1,375 $1,375
93.90%
3-bedroom Apartment, City Center (Monthly)
$8,481 $8,481
$2,627 $2,627
222.91%
3-bedroom Apartment, Outside City Center (Monthly)
$5,161 $5,161
$2,239 $2,239
130.47%
Buy Apartment in City Center (m2)
$20.4K $20.4K
$2,045 $2,045
898.83%
Buy Apartment Outside City Center (m2)
$9,438 $9,438
$1,785 $1,785
428.71%
๐Ÿ’ต Salaries & Financials
New York, NY
Saint Cloud, MN
Difference
Average Monthly Net Salary (After Tax)
$5,201 $5,201
$3,947 $3,947
31.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.3
2.22%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for New York, NY: March 1, 2026

Last update for Saint Cloud, MN: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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