Cost of Living Comparison Between New York, NY and Saint Cloud, MN Cost of Living Comparison Between New York, NY and Saint Cloud, MN

😐 Solo nomad: New York, NY is 81.8% more expensive than Saint Cloud, MN without rent, and 80.9% more expensive with rent.

😐 Family of 3: New York, NY is 91.8% more expensive than Saint Cloud, MN without rent, and 113.2% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$18.13 $18.13

63.71%

Three-Course Dinner for Two, Mid-Range

$144 $144

$67.2 $67.2

114.59%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$8.46 $8.46

46.93%

Cappuccino

$5.84 $5.84

$4.56 $4.56

28.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.73 $2.73

19.41%

Water (0.33 liter bottle)

$2.58 $2.58

$2.17 $2.17

18.89%

Local Beer (0.5 liter draught)

$8.24 $8.24

$5.49 $5.49

50.09%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$5.06 $5.06

134.39%

Milk (1 liter)

$1.56 $1.56

$0.89 $0.89

75.28%

White Bread (500g)

$5.23 $5.23

$2.39 $2.39

118.83%

Rice (white) (1kg)

$8.11 $8.11

$3.73 $3.73

117.43%

Eggs

$7.25 $7.25

$3.34 $3.34

117.07%

Local Cheese (1kg)

$17.08 $17.08

$9.47 $9.47

80.36%

Chicken Fillets (1kg)

$16.24 $16.24

$7.77 $7.77

109.01%

Beef Round Steak (1kg)

$20.02 $20.02

$14.52 $14.52

37.88%

Apples (1kg)

$7.49 $7.49

$3.52 $3.52

112.78%

Banana (1kg)

$2.55 $2.55

$1.15 $1.15

121.74%

Oranges (1kg)

$5.82 $5.82

$4.11 $4.11

41.61%

Tomato (1kg)

$6.52 $6.52

$5.3 $5.3

23.02%

Potato (1kg)

$3.72 $3.72

$2.68 $2.68

38.81%

Onion (1kg)

$3.9 $3.9

$3.05 $3.05

27.87%

Lettuce (1 head)

$3.07 $3.07

$1.99 $1.99

54.27%

Water (1.5 liter bottle)

$2.57 $2.57

$1.93 $1.93

33.16%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$10.71 $10.71

79.37%

Wine (Bottle)

$17.79 $17.79

$11.46 $11.46

55.24%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$1.68 $1.68

79.17%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$3.59 $3.59

3.62%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.97 $1.97

48.22%

Public Transport Monthly Pass (Regular Price)

$134 $134

$60.3 $60.3

122.37%

Taxi Start (Normal Tariff)

$5.13 $5.13

$5.1 $5.1

0.59%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.43 $1.43

50.35%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$29.71 $29.71

39.92%

Gasoline (1 liter)

$0.95 $0.95

$0.81 $0.81

17.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$35.8K $35.8K

-2.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$26K $26K

6.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$107 $107

67.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$49.24 $49.24

21.79%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$64.9 $64.9

-1.63%

Gym Membership (Monthly)

$141 $141

$43.09 $43.09

226.55%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$11.85 $11.85

67.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,439 $1,439

122.76%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$30.3K $30.3K

86.17%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$38.74 $38.74

69.62%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$42.35 $42.35

15.11%

Sport Shoes (Adidas, Nike)

$111 $111

$75.3 $75.3

47.58%

Men's Leather Business Shoes

$172 $172

$80.6 $80.6

113.01%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$1,591 $1,591

161.86%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$1,333 $1,333

98.99%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,663 $2,663

215.92%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$2,245 $2,245

135.08%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$1,989 $1,989

685.32%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$1,731 $1,731

544.44%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$3,968 $3,968

41.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.3

2.22%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Saint Cloud, MN: October 26, 2025

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