Cost of Living Comparison Between New York, NY and Saint Charles, MO Cost of Living Comparison Between New York, NY and Saint Charles, MO

๐Ÿ˜ Solo nomad: New York, NY is 113.8% more expensive than Saint Charles, MO without rent, and 131.3% more expensive with rent.
๐Ÿ˜ Family of 3: New York, NY is 122.9% more expensive than Saint Charles, MO without rent, and 135.4% more expensive with rent.
Currency
๐Ÿฝ Eating Out
New York, NY
Saint Charles, MO
Difference
Meal at Budget Restaurant
$29.68 $29.68
$15.29 $15.29
94.11%
Three-Course Dinner for Two, Mid-Range
$144 $144
$50.5 $50.5
185.34%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$10.84 $10.84
14.67%
Cappuccino
$5.84 $5.84
$3.92 $3.92
48.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$2.22 $2.22
46.85%
Water (0.33 liter bottle)
$2.58 $2.58
$1.53 $1.53
68.63%
Local Beer (0.5 liter draught)
$8.24 $8.24
$5.61 $5.61
46.88%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$6.16 $6.16
92.53%
๐Ÿ›’ Groceries & Markets
New York, NY
Saint Charles, MO
Difference
Milk (1 liter)
$1.56 $1.56
$0.73 $0.73
113.70%
White Bread (500g)
$5.23 $5.23
$2.15 $2.15
143.26%
Rice (white) (1kg)
$8.11 $8.11
$2.7 $2.7
200.37%
Eggs
$7.25 $7.25
$2.77 $2.77
161.73%
Local Cheese (1kg)
$17.08 $17.08
$11.34 $11.34
50.62%
Chicken Fillets (1kg)
$16.24 $16.24
$6.39 $6.39
154.15%
Beef Round Steak (1kg)
$20.02 $20.02
$13.63 $13.63
46.88%
Apples (1kg)
$7.49 $7.49
$3.15 $3.15
137.78%
Banana (1kg)
$2.55 $2.55
$1.54 $1.54
65.58%
Oranges (1kg)
$5.82 $5.82
$3.36 $3.36
73.21%
Tomato (1kg)
$6.52 $6.52
$3.29 $3.29
98.18%
Potato (1kg)
$3.72 $3.72
$1.09 $1.09
241.28%
Onion (1kg)
$3.9 $3.9
$2.37 $2.37
64.56%
Lettuce (1 head)
$3.07 $3.07
$1.52 $1.52
101.97%
Water (1.5 liter bottle)
$2.57 $2.57
$1.47 $1.47
74.83%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$10.12 $10.12
89.82%
Wine (Bottle)
$17.79 $17.79
$12.21 $12.21
45.70%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$2.13 $2.13
41.31%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$3.98 $3.98
-6.53%
๐ŸšŒ Getting Around
New York, NY
Saint Charles, MO
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$5.05 $5.05
-42.18%
Public Transport Monthly Pass (Regular Price)
$134 $134
-
-
Taxi Start (Normal Tariff)
$5.13 $5.13
$3.53 $3.53
45.33%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$1.52 $1.52
41.45%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$49.12 $49.12
-15.37%
Gasoline (1 liter)
$0.95 $0.95
$0.93 $0.93
2.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$29.6K $29.6K
18.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$22.8K $22.8K
21.25%
๐Ÿงพ Monthly Utilities & Internet
New York, NY
Saint Charles, MO
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$214 $214
-16.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$41.51 $41.51
44.47%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$61.8 $61.8
3.35%
๐ŸŽ‰ Sport & Entertainment
New York, NY
Saint Charles, MO
Difference
Gym Membership (Monthly)
$141 $141
$50.5 $50.5
178.47%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
-
-
Cinema Ticket
$19.9 $19.9
$12.11 $12.11
64.33%
๐Ÿงธ Childcare & Education
New York, NY
Saint Charles, MO
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$982 $982
226.63%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$23.9K $23.9K
136.60%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
New York, NY
Saint Charles, MO
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$44.19 $44.19
48.70%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$39.4 $39.4
23.73%
Sport Shoes (Adidas, Nike)
$111 $111
$83.6 $83.6
33.00%
Men's Leather Business Shoes
$172 $172
$101 $101
69.23%
๐Ÿ  Accommodation & Living
New York, NY
Saint Charles, MO
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$1,501 $1,501
177.49%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$789 $789
236.47%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$1,695 $1,695
396.28%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$1,924 $1,924
174.31%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$2,743 $2,743
469.53%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$2,465 $2,465
352.54%
๐Ÿ’ต Salaries & Financials
New York, NY
Saint Charles, MO
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$3,607 $3,607
55.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.56
-1.83%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Saint Charles, MO: October 28, 2025

Join the CityCost newsletter โ€“ low traffic, no spam, and easy to unsubscribe. Your email stays private.