Cost of Living Comparison Between New York, NY and Saginaw, MI Cost of Living Comparison Between New York, NY and Saginaw, MI

😐 Solo nomad: New York, NY is 49.4% more expensive than Saginaw, MI without rent, and 74.9% more expensive with rent.

😐 Family of 3: New York, NY is 74% more expensive than Saginaw, MI without rent, and 98% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$17.75 $17.75

67.21%

Three-Course Dinner for Two, Mid-Range

$144 $144

$69.2 $69.2

108.29%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$10.97 $10.97

13.31%

Cappuccino

$5.84 $5.84

$4.71 $4.71

23.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.52 $2.52

29.37%

Water (0.33 liter bottle)

$2.58 $2.58

$1.59 $1.59

62.26%

Local Beer (0.5 liter draught)

$8.24 $8.24

$6.06 $6.06

35.97%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$6.93 $6.93

71.14%

Milk (1 liter)

$1.56 $1.56

$0.87 $0.87

79.31%

White Bread (500g)

$5.23 $5.23

$3.36 $3.36

55.65%

Rice (white) (1kg)

$8.11 $8.11

$4.85 $4.85

67.22%

Eggs

$7.25 $7.25

$3.33 $3.33

117.72%

Local Cheese (1kg)

$17.08 $17.08

$15.52 $15.52

10.05%

Chicken Fillets (1kg)

$16.24 $16.24

$11.98 $11.98

35.56%

Beef Round Steak (1kg)

$20.02 $20.02

$14.79 $14.79

35.36%

Apples (1kg)

$7.49 $7.49

$10.28 $10.28

-27.14%

Banana (1kg)

$2.55 $2.55

$1.38 $1.38

84.78%

Oranges (1kg)

$5.82 $5.82

$6.46 $6.46

-9.91%

Tomato (1kg)

$6.52 $6.52

$5.69 $5.69

14.59%

Potato (1kg)

$3.72 $3.72

$2.2 $2.2

69.09%

Onion (1kg)

$3.9 $3.9

$3.97 $3.97

-1.76%

Lettuce (1 head)

$3.07 $3.07

$2.47 $2.47

24.29%

Water (1.5 liter bottle)

$2.57 $2.57

$2.83 $2.83

-9.19%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$8.87 $8.87

116.57%

Wine (Bottle)

$17.79 $17.79

$15.21 $15.21

16.96%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$1.76 $1.76

71.02%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$3.65 $3.65

1.92%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.01 $2.01

45.27%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$5.13 $5.13

$4.8 $4.8

6.88%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.43 $1.43

50.35%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$27.99 $27.99

48.52%

Gasoline (1 liter)

$0.95 $0.95

$0.92 $0.92

3.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$24.8K $24.8K

41.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$24K $24K

15.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$118 $118

51.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$45.54 $45.54

31.69%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$60.6 $60.6

5.33%

Gym Membership (Monthly)

$141 $141

$43.63 $43.63

222.51%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$11.13 $11.13

78.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$934 $934

243.38%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$21.3K $21.3K

165.39%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$63.4 $63.4

3.69%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$49.72 $49.72

-1.95%

Sport Shoes (Adidas, Nike)

$111 $111

$79.4 $79.4

39.95%

Men's Leather Business Shoes

$172 $172

$88.6 $88.6

93.77%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$1,600 $1,600

160.23%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$1,368 $1,368

94.00%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,603 $2,603

223.20%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$2,193 $2,193

140.67%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$2,644 $2,644

490.76%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$2,435 $2,435

358.25%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.51

-1.08%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Saginaw, MI: October 28, 2025

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