Cost of Living Comparison Between New York, NY and Ramsey, NJ Cost of Living Comparison Between New York, NY and Ramsey, NJ

😐 Solo nomad: New York, NY is 64% more expensive than Ramsey, NJ without rent, and 69.4% more expensive with rent.

😐 Family of 3: New York, NY is 47.5% more expensive than Ramsey, NJ without rent, and 84.2% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$19.67 $19.67

50.89%

Three-Course Dinner for Two, Mid-Range

$144 $144

$119 $119

20.96%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$12.03 $12.03

3.33%

Cappuccino

$5.84 $5.84

$5.7 $5.7

2.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.8 $2.8

16.43%

Water (0.33 liter bottle)

$2.58 $2.58

$2.11 $2.11

22.27%

Local Beer (0.5 liter draught)

$8.24 $8.24

$8.22 $8.22

0.24%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$8.18 $8.18

44.99%

Milk (1 liter)

$1.56 $1.56

$1.44 $1.44

8.33%

White Bread (500g)

$5.23 $5.23

$4.4 $4.4

18.86%

Rice (white) (1kg)

$8.11 $8.11

$6.46 $6.46

25.54%

Eggs

$7.25 $7.25

$5.4 $5.4

34.26%

Local Cheese (1kg)

$17.08 $17.08

$13.51 $13.51

26.42%

Chicken Fillets (1kg)

$16.24 $16.24

$12.51 $12.51

29.82%

Beef Round Steak (1kg)

$20.02 $20.02

$13.39 $13.39

49.51%

Apples (1kg)

$7.49 $7.49

$5.88 $5.88

27.38%

Banana (1kg)

$2.55 $2.55

$1.62 $1.62

57.41%

Oranges (1kg)

$5.82 $5.82

$5.84 $5.84

-0.34%

Tomato (1kg)

$6.52 $6.52

$6.22 $6.22

4.82%

Potato (1kg)

$3.72 $3.72

$2.77 $2.77

34.30%

Onion (1kg)

$3.9 $3.9

$4.81 $4.81

-18.92%

Lettuce (1 head)

$3.07 $3.07

$2.7 $2.7

13.70%

Water (1.5 liter bottle)

$2.57 $2.57

$2.36 $2.36

8.90%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$12.11 $12.11

58.63%

Wine (Bottle)

$17.79 $17.79

$15.18 $15.18

17.19%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$2.58 $2.58

16.67%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$3.56 $3.56

4.49%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.95 $1.95

49.74%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$5.13 $5.13

$2.94 $2.94

74.49%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$2.19 $2.19

-1.83%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$42.67 $42.67

-2.58%

Gasoline (1 liter)

$0.95 $0.95

$0.96 $0.96

-1.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$24.9K $24.9K

40.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$24.2K $24.2K

14.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$122 $122

45.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$58.8 $58.8

1.92%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$61.2 $61.2

4.38%

Gym Membership (Monthly)

$141 $141

$43.34 $43.34

224.67%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$19.88 $19.88

0.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,876 $1,876

70.91%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$14.1K $14.1K

301.75%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$19.62 $19.62

234.91%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$59.5 $59.5

-18.08%

Sport Shoes (Adidas, Nike)

$111 $111

$30.4 $30.4

265.66%

Men's Leather Business Shoes

$172 $172

$98.1 $98.1

74.85%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$3,345 $3,345

24.49%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$1,373 $1,373

93.31%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,597 $2,597

223.89%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$2,246 $2,246

134.96%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$2,552 $2,552

512.17%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$2,442 $2,442

356.81%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.51

-1.08%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Ramsey, NJ: October 28, 2025

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