Cost of Living Comparison Between New York, NY and Ramsey, NJ Cost of Living Comparison Between New York, NY and Ramsey, NJ

😐 Solo nomad: New York, NY is 29.2% more expensive than Ramsey, NJ without rent, and 76.1% more expensive with rent.

😐 Family of 3: New York, NY is 34.3% more expensive than Ramsey, NJ without rent, and 83.7% more expensive with rent.

Meal at Budget Restaurant

$30.09 $30.09

$19.92 $19.92

51.05%

Three-Course Dinner for Two, Mid-Range

$143 $143

$120 $120

18.57%

Fast Food Meal (McDonalds, etc)

$12.73 $12.73

$11.76 $11.76

8.25%

Cappuccino

$6.01 $6.01

$5.94 $5.94

1.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.33 $3.33

$2.77 $2.77

20.22%

Water (0.33 liter bottle)

$2.64 $2.64

$2.04 $2.04

29.41%

Local Beer (0.5 liter draught)

$7.83 $7.83

$8.13 $8.13

-3.69%

Imported Beer (0.33 liter bottle)

$11.97 $11.97

$7.87 $7.87

52.10%

Milk (1 liter)

$1.57 $1.57

$1.51 $1.51

3.97%

White Bread (500g)

$5.15 $5.15

$4.44 $4.44

15.99%

Rice (white) (1kg)

$8.26 $8.26

$6.38 $6.38

29.47%

Eggs

$7.02 $7.02

$5.56 $5.56

26.26%

Local Cheese (1kg)

$17.49 $17.49

$13.70 $13.70

27.66%

Chicken Fillets (1kg)

$16.56 $16.56

$12.60 $12.60

31.43%

Beef Round Steak (1kg)

$20.39 $20.39

$13.43 $13.43

51.82%

Apples (1kg)

$7.37 $7.37

$5.93 $5.93

24.28%

Banana (1kg)

$2.46 $2.46

$1.63 $1.63

50.92%

Oranges (1kg)

$5.67 $5.67

$5.84 $5.84

-2.91%

Tomato (1kg)

$6.45 $6.45

$6.08 $6.08

6.09%

Potato (1kg)

$3.86 $3.86

$2.77 $2.77

39.35%

Onion (1kg)

$3.95 $3.95

$4.90 $4.90

-19.39%

Lettuce (1 head)

$3.13 $3.13

$2.67 $2.67

17.23%

Water (1.5 liter bottle)

$2.49 $2.49

$2.41 $2.41

3.32%

Cigarettes 20 Pack (Marlboro, Camel)

$18.78 $18.78

$12.23 $12.23

53.56%

Wine (Bottle)

$18.23 $18.23

$14.91 $14.91

22.27%

Local Beer (0.5 liter bottle)

$2.95 $2.95

$2.56 $2.56

15.23%

Imported Beer (0.33 liter bottle)

$3.74 $3.74

$3.51 $3.51

6.55%

One-way Ticket (Public Transport)

$2.95 $2.95

$2.05 $2.05

43.90%

Public Transport Monthly Pass (Regular Price)

$132 $132

Taxi Start (Normal Tariff)

$4.86 $4.86

$3.08 $3.08

57.79%

Taxi (Normal Tariff) (1km)

$2.19 $2.19

$2.18 $2.18

0.46%

Taxi 1hour Waiting (Normal Tariff)

$41.87 $41.87

$42.60 $42.60

-1.71%

Gasoline (1 liter)

$0.97 $0.97

$0.98 $0.98

-1.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K $34.3K

$25.1K $25.1K

36.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K $28.1K

$24.7K $24.7K

13.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$119 $119

53.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.7 $60.7

$59.6 $59.6

1.88%

Internet (50+ Mbps, Unlimited Data)

$62.5 $62.5

$61.0 $61.0

2.58%

Gym Membership (Monthly)

$143 $143

$42.69 $42.69

234.22%

Tennis Court (1 Hour on Weekend)

$65.5 $65.5

Cinema Ticket

$19.78 $19.78

$19.69 $19.69

0.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,189 $3,189

$1,941 $1,941

64.28%

International Primary School, 1 Child (Yearly)

$57.1K $57.1K

$14.1K $14.1K

304.96%

Jeans (Levis 501 Or Similar)

$67.3 $67.3

$19.68 $19.68

241.97%

Summer Dress (H&M, Zara, etc)

$48.64 $48.64

$60.1 $60.1

-19.08%

Sport Shoes (Adidas, Nike)

$113 $113

$30.04 $30.04

274.73%

Men's Leather Business Shoes

$172 $172

$98.6 $98.6

74.22%

1-bedroom Apartment, City Center (Monthly)

$4,162 $4,162

$3,327 $3,327

25.10%

1-bedroom Apartment, Outside City Center (Monthly)

$2,667 $2,667

$1,344 $1,344

98.39%

3-bedroom Apartment, City Center (Monthly)

$8,481 $8,481

$2,621 $2,621

223.56%

3-bedroom Apartment, Outside City Center (Monthly)

$5,161 $5,161

$2,241 $2,241

130.27%

Buy Apartment in City Center (m2)

$20.4K $20.4K

$2,583 $2,583

690.50%

Buy Apartment Outside City Center (m2)

$9,438 $9,438

$2,243 $2,243

320.68%

Average Monthly Net Salary (After Tax)

$5,201 $5,201

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.51

-1.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: March 1, 2026

Last update for Ramsey, NJ: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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