Cost of Living Comparison Between New York, NY and Pensacola, FL Cost of Living Comparison Between New York, NY and Pensacola, FL

๐Ÿ˜ Solo nomad: New York, NY is 68.5% more expensive than Pensacola, FL without rent, and 72.5% more expensive with rent.
๐Ÿ˜ Family of 3: New York, NY is 81.7% more expensive than Pensacola, FL without rent, and 108.6% more expensive with rent.
Currency
๐Ÿฝ Eating Out
New York, NY
Pensacola, FL
Difference
Meal at Budget Restaurant
$29.68 $29.68
$18.98 $18.98
56.38%
Three-Course Dinner for Two, Mid-Range
$144 $144
$56 $56
157.42%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$11.97 $11.97
3.84%
Cappuccino
$5.84 $5.84
$4.84 $4.84
20.66%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$2.84 $2.84
14.79%
Water (0.33 liter bottle)
$2.58 $2.58
$2.14 $2.14
20.56%
Local Beer (0.5 liter draught)
$8.24 $8.24
$5.09 $5.09
61.89%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$6.68 $6.68
77.54%
๐Ÿ›’ Groceries & Markets
New York, NY
Pensacola, FL
Difference
Milk (1 liter)
$1.56 $1.56
$0.87 $0.87
79.31%
White Bread (500g)
$5.23 $5.23
$3.19 $3.19
63.95%
Rice (white) (1kg)
$8.11 $8.11
$2.48 $2.48
227.02%
Eggs
$7.25 $7.25
$3.19 $3.19
127.27%
Local Cheese (1kg)
$17.08 $17.08
$10.94 $10.94
56.12%
Chicken Fillets (1kg)
$16.24 $16.24
$11.71 $11.71
38.68%
Beef Round Steak (1kg)
$20.02 $20.02
$14.7 $14.7
36.19%
Apples (1kg)
$7.49 $7.49
$3.55 $3.55
110.99%
Banana (1kg)
$2.55 $2.55
$1.52 $1.52
67.76%
Oranges (1kg)
$5.82 $5.82
$2.92 $2.92
99.32%
Tomato (1kg)
$6.52 $6.52
$4.27 $4.27
52.69%
Potato (1kg)
$3.72 $3.72
$3.22 $3.22
15.53%
Onion (1kg)
$3.9 $3.9
$2.77 $2.77
40.79%
Lettuce (1 head)
$3.07 $3.07
$2.04 $2.04
50.49%
Water (1.5 liter bottle)
$2.57 $2.57
$2.2 $2.2
16.82%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$8.26 $8.26
132.57%
Wine (Bottle)
$17.79 $17.79
$12.96 $12.96
37.27%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$1.78 $1.78
69.10%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$3.15 $3.15
18.10%
๐ŸšŒ Getting Around
New York, NY
Pensacola, FL
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$1.8 $1.8
62.22%
Public Transport Monthly Pass (Regular Price)
$134 $134
$42.4 $42.4
215.99%
Taxi Start (Normal Tariff)
$5.13 $5.13
$2.53 $2.53
102.77%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$1.67 $1.67
28.74%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$26.37 $26.37
57.64%
Gasoline (1 liter)
$0.95 $0.95
$0.79 $0.79
20.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$35.1K $35.1K
-0.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$25.7K $25.7K
7.62%
๐Ÿงพ Monthly Utilities & Internet
New York, NY
Pensacola, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$263 $263
-32.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$49.54 $49.54
21.05%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$66.1 $66.1
-3.43%
๐ŸŽ‰ Sport & Entertainment
New York, NY
Pensacola, FL
Difference
Gym Membership (Monthly)
$141 $141
$26.8 $26.8
425.04%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
$18.1 $18.1
253.04%
Cinema Ticket
$19.9 $19.9
$13.02 $13.02
52.84%
๐Ÿงธ Childcare & Education
New York, NY
Pensacola, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$524 $524
511.40%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$8,047 $8,047
601.79%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
New York, NY
Pensacola, FL
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$38.68 $38.68
69.88%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$42.85 $42.85
13.77%
Sport Shoes (Adidas, Nike)
$111 $111
$76.1 $76.1
46.07%
Men's Leather Business Shoes
$172 $172
$76.3 $76.3
124.88%
๐Ÿ  Accommodation & Living
New York, NY
Pensacola, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$1,663 $1,663
150.52%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$1,354 $1,354
95.95%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$2,710 $2,710
210.43%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$2,075 $2,075
154.27%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$2,293 $2,293
581.30%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$2,080 $2,080
436.52%
๐Ÿ’ต Salaries & Financials
New York, NY
Pensacola, FL
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$3,977 $3,977
41.23%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.43
0.16%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Pensacola, FL: October 28, 2025

Join the CityCost newsletter โ€“ low traffic, no spam, and easy to unsubscribe. Your email stays private.