Cost of Living Comparison Between New York, NY and Pensacola, FL Cost of Living Comparison Between New York, NY and Pensacola, FL

๐Ÿ˜ Solo nomad: New York, NY is 65.4% more expensive than Pensacola, FL without rent, and 75.5% more expensive with rent.
๐Ÿ˜ Family of 3: New York, NY is 83.8% more expensive than Pensacola, FL without rent, and 108.7% more expensive with rent.
Currency
๐Ÿฝ Eating Out
New York, NY
Pensacola, FL
Difference
Meal at Budget Restaurant
$30.09 $30.09
$18.90 $18.90
59.21%
Three-Course Dinner for Two, Mid-Range
$143 $143
$54.4 $54.4
162.21%
Fast Food Meal (McDonalds, etc)
$12.73 $12.73
$11.88 $11.88
7.15%
Cappuccino
$6.01 $6.01
$4.73 $4.73
27.06%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.33 $3.33
$2.85 $2.85
16.84%
Water (0.33 liter bottle)
$2.64 $2.64
$2.12 $2.12
24.53%
Local Beer (0.5 liter draught)
$7.83 $7.83
$4.92 $4.92
59.15%
Imported Beer (0.33 liter bottle)
$11.97 $11.97
$6.93 $6.93
72.73%
๐Ÿ›’ Groceries & Markets
New York, NY
Pensacola, FL
Difference
Milk (1 liter)
$1.57 $1.57
$0.93 $0.93
68.82%
White Bread (500g)
$5.15 $5.15
$3.20 $3.20
60.94%
Rice (white) (1kg)
$8.26 $8.26
$2.51 $2.51
229.08%
Eggs
$7.02 $7.02
$3.30 $3.30
112.73%
Local Cheese (1kg)
$17.49 $17.49
$10.83 $10.83
61.50%
Chicken Fillets (1kg)
$16.56 $16.56
$11.50 $11.50
44.00%
Beef Round Steak (1kg)
$20.39 $20.39
$14.99 $14.99
36.02%
Apples (1kg)
$7.37 $7.37
$3.61 $3.61
104.16%
Banana (1kg)
$2.46 $2.46
$1.52 $1.52
61.84%
Oranges (1kg)
$5.67 $5.67
$2.98 $2.98
90.27%
Tomato (1kg)
$6.45 $6.45
$4.16 $4.16
55.05%
Potato (1kg)
$3.86 $3.86
$3.18 $3.18
21.38%
Onion (1kg)
$3.95 $3.95
$2.83 $2.83
39.58%
Lettuce (1 head)
$3.13 $3.13
$2.05 $2.05
52.68%
Water (1.5 liter bottle)
$2.49 $2.49
$2.16 $2.16
15.28%
Cigarettes 20 Pack (Marlboro, Camel)
$18.78 $18.78
$8.18 $8.18
129.58%
Wine (Bottle)
$18.23 $18.23
$15.08 $15.08
20.89%
Local Beer (0.5 liter bottle)
$2.95 $2.95
$1.81 $1.81
62.98%
Imported Beer (0.33 liter bottle)
$3.74 $3.74
$3.02 $3.02
23.84%
๐ŸšŒ Getting Around
New York, NY
Pensacola, FL
Difference
One-way Ticket (Public Transport)
$2.95 $2.95
$1.73 $1.73
70.52%
Public Transport Monthly Pass (Regular Price)
$132 $132
$43.03 $43.03
205.95%
Taxi Start (Normal Tariff)
$4.86 $4.86
$2.47 $2.47
96.76%
Taxi (Normal Tariff) (1km)
$2.19 $2.19
$1.59 $1.59
37.74%
Taxi 1hour Waiting (Normal Tariff)
$41.87 $41.87
$26.50 $26.50
58.00%
Gasoline (1 liter)
$0.97 $0.97
$0.84 $0.84
15.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K $34.3K
$35.9K $35.9K
-4.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.1K $28.1K
$25.8K $25.8K
8.82%
๐Ÿงพ Monthly Utilities & Internet
New York, NY
Pensacola, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$182 $182
$262 $262
-30.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.7 $60.7
$49.92 $49.92
21.65%
Internet (50+ Mbps, Unlimited Data)
$62.5 $62.5
$67.0 $67.0
-6.67%
๐ŸŽ‰ Sport & Entertainment
New York, NY
Pensacola, FL
Difference
Gym Membership (Monthly)
$143 $143
$26.58 $26.58
436.79%
Tennis Court (1 Hour on Weekend)
$65.5 $65.5
$18.16 $18.16
260.57%
Cinema Ticket
$19.78 $19.78
$13.18 $13.18
50.08%
๐Ÿงธ Childcare & Education
New York, NY
Pensacola, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,189 $3,189
$519 $519
514.92%
International Primary School, 1 Child (Yearly)
$57.1K $57.1K
$8,005 $8,005
613.29%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
New York, NY
Pensacola, FL
Difference
Jeans (Levis 501 Or Similar)
$67.3 $67.3
$39.38 $39.38
70.90%
Summer Dress (H&M, Zara, etc)
$48.64 $48.64
$43.81 $43.81
11.02%
Sport Shoes (Adidas, Nike)
$113 $113
$76.3 $76.3
47.48%
Men's Leather Business Shoes
$172 $172
$75.2 $75.2
128.49%
๐Ÿ  Accommodation & Living
New York, NY
Pensacola, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$4,162 $4,162
$1,641 $1,641
153.58%
1-bedroom Apartment, Outside City Center (Monthly)
$2,667 $2,667
$1,328 $1,328
100.82%
3-bedroom Apartment, City Center (Monthly)
$8,481 $8,481
$2,708 $2,708
213.24%
3-bedroom Apartment, Outside City Center (Monthly)
$5,161 $5,161
$2,100 $2,100
145.74%
Buy Apartment in City Center (m2)
$20.4K $20.4K
$3,608 $3,608
466.08%
Buy Apartment Outside City Center (m2)
$9,438 $9,438
$2,130 $2,130
343.00%
๐Ÿ’ต Salaries & Financials
New York, NY
Pensacola, FL
Difference
Average Monthly Net Salary (After Tax)
$5,201 $5,201
$3,894 $3,894
33.57%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.43
0.16%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for New York, NY: March 1, 2026

Last update for Pensacola, FL: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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