Cost of Living Comparison Between New York, NY and Panama City, FL Cost of Living Comparison Between New York, NY and Panama City, FL

😐 Solo nomad: New York, NY is 35.9% more expensive than Panama City, FL without rent, and 60.1% more expensive with rent.

😐 Family of 3: New York, NY is 79.2% more expensive than Panama City, FL without rent, and 117.1% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$18.66 $18.66

59.06%

Three-Course Dinner for Two, Mid-Range

$144 $144

$54.1 $54.1

166.46%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$10.32 $10.32

20.45%

Cappuccino

$5.84 $5.84

$4.9 $4.9

19.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.68 $2.68

21.64%

Water (0.33 liter bottle)

$2.58 $2.58

$2.12 $2.12

21.70%

Local Beer (0.5 liter draught)

$8.24 $8.24

$5.11 $5.11

61.25%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$6.65 $6.65

78.35%

Milk (1 liter)

$1.56 $1.56

$0.93 $0.93

67.74%

White Bread (500g)

$5.23 $5.23

$3.19 $3.19

63.95%

Rice (white) (1kg)

$8.11 $8.11

$2.59 $2.59

213.13%

Eggs

$7.25 $7.25

$3.18 $3.18

127.99%

Local Cheese (1kg)

$17.08 $17.08

$10.82 $10.82

57.86%

Chicken Fillets (1kg)

$16.24 $16.24

$11.6 $11.6

40.00%

Beef Round Steak (1kg)

$20.02 $20.02

$14.9 $14.9

34.36%

Apples (1kg)

$7.49 $7.49

$3.46 $3.46

116.47%

Banana (1kg)

$2.55 $2.55

$1.57 $1.57

62.42%

Oranges (1kg)

$5.82 $5.82

$2.88 $2.88

102.08%

Tomato (1kg)

$6.52 $6.52

$4.17 $4.17

56.35%

Potato (1kg)

$3.72 $3.72

$3.17 $3.17

17.35%

Onion (1kg)

$3.9 $3.9

$2.74 $2.74

42.34%

Lettuce (1 head)

$3.07 $3.07

$2.12 $2.12

44.81%

Water (1.5 liter bottle)

$2.57 $2.57

$1.95 $1.95

31.79%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$8.21 $8.21

133.98%

Wine (Bottle)

$17.79 $17.79

$9.13 $9.13

94.85%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$1.75 $1.75

72.00%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$3.15 $3.15

18.10%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.49 $1.49

95.97%

Public Transport Monthly Pass (Regular Price)

$134 $134

$132 $132

1.18%

Taxi Start (Normal Tariff)

$5.13 $5.13

$2.43 $2.43

111.11%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.51 $1.51

42.38%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$25.81 $25.81

61.06%

Gasoline (1 liter)

$0.95 $0.95

$0.81 $0.81

17.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$22.6K $22.6K

55.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$24.7K $24.7K

12.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$221 $221

-19.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$42.87 $42.87

39.89%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$66.5 $66.5

-4.02%

Gym Membership (Monthly)

$141 $141

$39.64 $39.64

254.97%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$13.13 $13.13

51.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$529 $529

506.57%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$8,103 $8,103

596.95%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$38.64 $38.64

70.06%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$42.44 $42.44

14.87%

Sport Shoes (Adidas, Nike)

$111 $111

$59.1 $59.1

88.15%

Men's Leather Business Shoes

$172 $172

$75 $75

128.68%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$1,675 $1,675

148.65%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$1,492 $1,492

77.82%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,308 $2,308

264.51%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$1,783 $1,783

195.87%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$3,593 $3,593

334.72%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$3,594 $3,594

210.48%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$3,977 $3,977

41.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.43

0.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Panama City, FL: October 27, 2025

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