Cost of Living Comparison Between New York, NY and Owensboro, KY Cost of Living Comparison Between New York, NY and Owensboro, KY

😐 Solo nomad: New York, NY is 78.7% more expensive than Owensboro, KY without rent, and 131.5% more expensive with rent.

😐 Family of 3: New York, NY is 95.2% more expensive than Owensboro, KY without rent, and 178.6% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$17.93 $17.93

65.53%

Three-Course Dinner for Two, Mid-Range

$144 $144

$60.6 $60.6

137.84%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$10.13 $10.13

22.70%

Cappuccino

$5.84 $5.84

$5.98 $5.98

-2.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$1.95 $1.95

67.18%

Water (0.33 liter bottle)

$2.58 $2.58

$1.3 $1.3

98.46%

Local Beer (0.5 liter draught)

$8.24 $8.24

$4.08 $4.08

101.96%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$4.85 $4.85

144.54%

Milk (1 liter)

$1.56 $1.56

$1.11 $1.11

40.54%

White Bread (500g)

$5.23 $5.23

$3.34 $3.34

56.59%

Rice (white) (1kg)

$8.11 $8.11

$4.52 $4.52

79.42%

Eggs

$7.25 $7.25

$3.77 $3.77

92.31%

Local Cheese (1kg)

$17.08 $17.08

$6.47 $6.47

163.99%

Chicken Fillets (1kg)

$16.24 $16.24

$11.24 $11.24

44.48%

Beef Round Steak (1kg)

$20.02 $20.02

$8.93 $8.93

124.19%

Apples (1kg)

$7.49 $7.49

$4.43 $4.43

69.07%

Banana (1kg)

$2.55 $2.55

$1.35 $1.35

88.89%

Oranges (1kg)

$5.82 $5.82

$2.65 $2.65

119.62%

Tomato (1kg)

$6.52 $6.52

$3.56 $3.56

83.15%

Potato (1kg)

$3.72 $3.72

$2.19 $2.19

69.86%

Onion (1kg)

$3.9 $3.9

$2.17 $2.17

79.72%

Lettuce (1 head)

$3.07 $3.07

$2.05 $2.05

49.76%

Water (1.5 liter bottle)

$2.57 $2.57

$1.46 $1.46

76.03%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$8.88 $8.88

116.33%

Wine (Bottle)

$17.79 $17.79

$8.1 $8.1

119.63%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$2.1 $2.1

43.33%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$4.33 $4.33

-14.09%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.01 $1.01

189.11%

Public Transport Monthly Pass (Regular Price)

$134 $134

$30.6 $30.6

337.84%

Taxi Start (Normal Tariff)

$5.13 $5.13

$4.89 $4.89

4.91%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.53 $1.53

40.52%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$20.77 $20.77

100.14%

Gasoline (1 liter)

$0.95 $0.95

$0.79 $0.79

20.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$32.8K $32.8K

6.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$26.8K $26.8K

3.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$171 $171

4.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$59 $59

1.66%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$60.8 $60.8

4.95%

Gym Membership (Monthly)

$141 $141

$49.59 $49.59

183.75%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

$9.81 $9.81

551.38%

Cinema Ticket

$19.9 $19.9

$13.21 $13.21

50.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,221 $1,221

162.68%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$30.1K $30.1K

87.89%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$61.4 $61.4

7.02%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$47.81 $47.81

1.97%

Sport Shoes (Adidas, Nike)

$111 $111

$91.1 $91.1

22.02%

Men's Leather Business Shoes

$172 $172

$133 $133

29.12%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$730 $730

470.88%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$786 $786

237.58%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$1,083 $1,083

676.74%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$933 $933

465.43%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$1,607 $1,607

872.32%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$1,642 $1,642

579.68%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$3,600 $3,600

56.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.47

-0.46%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Owensboro, KY: October 29, 2025

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