Cost of Living Comparison Between New York, NY and Muncie, IN Cost of Living Comparison Between New York, NY and Muncie, IN

😐 Solo nomad: New York, NY is 66.9% more expensive than Muncie, IN without rent, and 166% more expensive with rent.
😐 Family of 3: New York, NY is 86.3% more expensive than Muncie, IN without rent, and 113.6% more expensive with rent.
Currency
🍽 Eating Out
New York, NY
Muncie, IN
Difference
Meal at Budget Restaurant
$29.68 $29.68
$13.81 $13.81
114.92%
Three-Course Dinner for Two, Mid-Range
$144 $144
$60.5 $60.5
138.16%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$7.88 $7.88
57.74%
Cappuccino
$5.84 $5.84
$3.83 $3.83
52.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$1.71 $1.71
90.64%
Water (0.33 liter bottle)
$2.58 $2.58
$1.86 $1.86
38.71%
Local Beer (0.5 liter draught)
$8.24 $8.24
$4.06 $4.06
102.96%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$5.88 $5.88
101.70%
🛒 Groceries & Markets
New York, NY
Muncie, IN
Difference
Milk (1 liter)
$1.56 $1.56
$0.63 $0.63
147.62%
White Bread (500g)
$5.23 $5.23
$2.57 $2.57
103.50%
Rice (white) (1kg)
$8.11 $8.11
$3.89 $3.89
108.48%
Eggs
$7.25 $7.25
$3.23 $3.23
124.46%
Local Cheese (1kg)
$17.08 $17.08
$10.55 $10.55
61.90%
Chicken Fillets (1kg)
$16.24 $16.24
$9.41 $9.41
72.58%
Beef Round Steak (1kg)
$20.02 $20.02
$15.18 $15.18
31.88%
Apples (1kg)
$7.49 $7.49
$3.88 $3.88
93.04%
Banana (1kg)
$2.55 $2.55
$1.23 $1.23
107.32%
Oranges (1kg)
$5.82 $5.82
$3.85 $3.85
51.17%
Tomato (1kg)
$6.52 $6.52
$3.61 $3.61
80.61%
Potato (1kg)
$3.72 $3.72
$2.03 $2.03
83.25%
Onion (1kg)
$3.9 $3.9
$2.55 $2.55
52.94%
Lettuce (1 head)
$3.07 $3.07
$1.83 $1.83
67.76%
Water (1.5 liter bottle)
$2.57 $2.57
$1.45 $1.45
77.24%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$9.2 $9.2
108.80%
Wine (Bottle)
$17.79 $17.79
$13.4 $13.4
32.76%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$2.08 $2.08
44.71%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$1.82 $1.82
104.40%
🚌 Getting Around
New York, NY
Muncie, IN
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$1.97 $1.97
48.22%
Public Transport Monthly Pass (Regular Price)
$134 $134
$17.92 $17.92
647.66%
Taxi Start (Normal Tariff)
$5.13 $5.13
$3.71 $3.71
38.27%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$1.24 $1.24
73.39%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$24.84 $24.84
67.35%
Gasoline (1 liter)
$0.95 $0.95
$0.82 $0.82
15.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$35.2K $35.2K
-0.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$25.6K $25.6K
8.03%
🧾 Monthly Utilities & Internet
New York, NY
Muncie, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$123 $123
45.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$57.1 $57.1
4.99%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$56.9 $56.9
12.12%
🎉 Sport & Entertainment
New York, NY
Muncie, IN
Difference
Gym Membership (Monthly)
$141 $141
$43.27 $43.27
225.19%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
-
-
Cinema Ticket
$19.9 $19.9
$11.21 $11.21
77.52%
🧸 Childcare & Education
New York, NY
Muncie, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$1,550 $1,550
106.80%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$17.6K $17.6K
221.23%
👕👟 Clothing & Footwear
New York, NY
Muncie, IN
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$40.64 $40.64
61.69%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$39.6 $39.6
23.11%
Sport Shoes (Adidas, Nike)
$111 $111
$84.6 $84.6
31.38%
Men's Leather Business Shoes
$172 $172
$102 $102
68.36%
🏠 Accommodation & Living
New York, NY
Muncie, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$993 $993
319.28%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$666 $666
298.32%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$2,610 $2,610
222.28%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$2,239 $2,239
135.68%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$2,507 $2,507
523.05%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$2,494 $2,494
347.45%
💵 Salaries & Financials
New York, NY
Muncie, IN
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$7,073 $7,073
-20.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
5.6
15.00%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Muncie, IN: October 28, 2025

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