Cost of Living Comparison Between New York, NY and Monterey, CA Cost of Living Comparison Between New York, NY and Monterey, CA

😐 Solo nomad: New York, NY is 63.8% more expensive than Monterey, CA without rent, and 35.4% more expensive with rent.

😐 Family of 3: New York, NY is 40.7% more expensive than Monterey, CA without rent, and 48.3% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$16.22 $16.22

82.98%

Three-Course Dinner for Two, Mid-Range

$144 $144

$64.9 $64.9

122.23%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$9.45 $9.45

31.53%

Cappuccino

$5.84 $5.84

$4.48 $4.48

30.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$3.16 $3.16

3.16%

Water (0.33 liter bottle)

$2.58 $2.58

$1.63 $1.63

58.28%

Local Beer (0.5 liter draught)

$8.24 $8.24

$5.86 $5.86

40.61%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$4.44 $4.44

167.12%

Milk (1 liter)

$1.56 $1.56

$1.34 $1.34

16.42%

White Bread (500g)

$5.23 $5.23

$3.41 $3.41

53.37%

Rice (white) (1kg)

$8.11 $8.11

$4.37 $4.37

85.58%

Eggs

$7.25 $7.25

$4 $4

81.25%

Local Cheese (1kg)

$17.08 $17.08

$9.38 $9.38

82.09%

Chicken Fillets (1kg)

$16.24 $16.24

$17.66 $17.66

-8.04%

Beef Round Steak (1kg)

$20.02 $20.02

$14.04 $14.04

42.59%

Apples (1kg)

$7.49 $7.49

$3.85 $3.85

94.55%

Banana (1kg)

$2.55 $2.55

$1.15 $1.15

121.74%

Oranges (1kg)

$5.82 $5.82

$2.46 $2.46

136.59%

Tomato (1kg)

$6.52 $6.52

$2.23 $2.23

192.38%

Potato (1kg)

$3.72 $3.72

$1.92 $1.92

93.75%

Onion (1kg)

$3.9 $3.9

$2.23 $2.23

74.89%

Lettuce (1 head)

$3.07 $3.07

$1.83 $1.83

67.76%

Water (1.5 liter bottle)

$2.57 $2.57

$1.94 $1.94

32.47%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$12.16 $12.16

57.98%

Wine (Bottle)

$17.79 $17.79

$17.28 $17.28

2.95%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$2.2 $2.2

36.82%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$2.44 $2.44

52.46%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.04 $2.04

43.14%

Public Transport Monthly Pass (Regular Price)

$134 $134

$53 $53

152.98%

Taxi Start (Normal Tariff)

$5.13 $5.13

$1.58 $1.58

224.68%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$0.89 $0.89

141.57%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$28.75 $28.75

44.59%

Gasoline (1 liter)

$0.95 $0.95

$1.22 $1.22

-22.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$24.2K $24.2K

44.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$24.2K $24.2K

14.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$188 $188

-4.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$51.7 $51.7

15.93%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$61.8 $61.8

3.23%

Gym Membership (Monthly)

$141 $141

$43.27 $43.27

225.19%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

$10.52 $10.52

507.41%

Cinema Ticket

$19.9 $19.9

$12.3 $12.3

61.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$570 $570

462.37%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$12.5K $12.5K

350.19%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$68.4 $68.4

-3.97%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$119 $119

-58.92%

Sport Shoes (Adidas, Nike)

$111 $111

$98.5 $98.5

12.90%

Men's Leather Business Shoes

$172 $172

$202 $202

-14.95%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$2,323 $2,323

79.26%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$2,004 $2,004

32.38%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$3,623 $3,623

132.21%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$3,664 $3,664

44.01%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$7,809 $7,809

100.03%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$5,920 $5,920

88.47%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$4,380 $4,380

28.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.4

0.63%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Monterey, CA: October 29, 2025

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