Cost of Living Comparison Between New York, NY and Modesto, CA Cost of Living Comparison Between New York, NY and Modesto, CA

😐 Solo nomad: New York, NY is 62.9% more expensive than Modesto, CA without rent, and 71.2% more expensive with rent.

😐 Family of 3: New York, NY is 64.6% more expensive than Modesto, CA without rent, and 74.9% more expensive with rent.

Meal at Budget Restaurant

$30.09 $30.09

$14.91 $14.91

101.81%

Three-Course Dinner for Two, Mid-Range

$143 $143

$79.5 $79.5

79.33%

Fast Food Meal (McDonalds, etc)

$12.73 $12.73

$9.07 $9.07

40.35%

Cappuccino

$6.01 $6.01

$5.53 $5.53

8.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.33 $3.33

$2.68 $2.68

24.25%

Water (0.33 liter bottle)

$2.64 $2.64

$1.66 $1.66

59.04%

Local Beer (0.5 liter draught)

$7.83 $7.83

$5.05 $5.05

55.05%

Imported Beer (0.33 liter bottle)

$11.97 $11.97

$6.81 $6.81

75.77%

Milk (1 liter)

$1.57 $1.57

$1.11 $1.11

41.44%

White Bread (500g)

$5.15 $5.15

$3.57 $3.57

44.26%

Rice (white) (1kg)

$8.26 $8.26

$3.14 $3.14

163.06%

Eggs

$7.02 $7.02

$5.02 $5.02

39.84%

Local Cheese (1kg)

$17.49 $17.49

$13.07 $13.07

33.82%

Chicken Fillets (1kg)

$16.56 $16.56

$14.85 $14.85

11.52%

Beef Round Steak (1kg)

$20.39 $20.39

$19.33 $19.33

5.48%

Apples (1kg)

$7.37 $7.37

$6.32 $6.32

16.61%

Banana (1kg)

$2.46 $2.46

$2.52 $2.52

-2.38%

Oranges (1kg)

$5.67 $5.67

$4.85 $4.85

16.91%

Tomato (1kg)

$6.45 $6.45

$6.56 $6.56

-1.68%

Potato (1kg)

$3.86 $3.86

$3.58 $3.58

7.82%

Onion (1kg)

$3.95 $3.95

$4.37 $4.37

-9.61%

Lettuce (1 head)

$3.13 $3.13

$2.94 $2.94

6.46%

Water (1.5 liter bottle)

$2.49 $2.49

$2.74 $2.74

-9.12%

Cigarettes 20 Pack (Marlboro, Camel)

$18.78 $18.78

$9.97 $9.97

88.37%

Wine (Bottle)

$18.23 $18.23

$14.85 $14.85

22.76%

Local Beer (0.5 liter bottle)

$2.95 $2.95

$1.83 $1.83

61.20%

Imported Beer (0.33 liter bottle)

$3.74 $3.74

$3.34 $3.34

11.98%

One-way Ticket (Public Transport)

$2.95 $2.95

$1.97 $1.97

49.75%

Public Transport Monthly Pass (Regular Price)

$132 $132

$40.19 $40.19

227.57%

Taxi Start (Normal Tariff)

$4.86 $4.86

$3.52 $3.52

38.07%

Taxi (Normal Tariff) (1km)

$2.19 $2.19

$2.07 $2.07

5.80%

Taxi 1hour Waiting (Normal Tariff)

$41.87 $41.87

$29.48 $29.48

42.03%

Gasoline (1 liter)

$0.97 $0.97

$1.19 $1.19

-18.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K $34.3K

$27.1K $27.1K

26.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K $28.1K

$26.7K $26.7K

5.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$292 $292

-37.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.7 $60.7

$49.16 $49.16

23.54%

Internet (50+ Mbps, Unlimited Data)

$62.5 $62.5

$64.9 $64.9

-3.71%

Gym Membership (Monthly)

$143 $143

$42.02 $42.02

239.55%

Tennis Court (1 Hour on Weekend)

$65.5 $65.5

$14.74 $14.74

344.23%

Cinema Ticket

$19.78 $19.78

$11.10 $11.10

78.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,189 $3,189

$1,958 $1,958

62.85%

International Primary School, 1 Child (Yearly)

$57.1K $57.1K

$25.7K $25.7K

122.25%

Jeans (Levis 501 Or Similar)

$67.3 $67.3

$48.64 $48.64

38.36%

Summer Dress (H&M, Zara, etc)

$48.64 $48.64

$38.78 $38.78

25.43%

Sport Shoes (Adidas, Nike)

$113 $113

$87.9 $87.9

28.14%

Men's Leather Business Shoes

$172 $172

$129 $129

32.93%

1-bedroom Apartment, City Center (Monthly)

$4,162 $4,162

$1,461 $1,461

184.86%

1-bedroom Apartment, Outside City Center (Monthly)

$2,667 $2,667

$1,260 $1,260

111.72%

3-bedroom Apartment, City Center (Monthly)

$8,481 $8,481

$2,498 $2,498

239.53%

3-bedroom Apartment, Outside City Center (Monthly)

$5,161 $5,161

$2,377 $2,377

117.14%

Buy Apartment in City Center (m2)

$20.4K $20.4K

$3,262 $3,262

526.08%

Buy Apartment Outside City Center (m2)

$9,438 $9,438

$3,165 $3,165

198.22%

Average Monthly Net Salary (After Tax)

$5,201 $5,201

$4,115 $4,115

26.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.51

-1.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: March 1, 2026

Last update for Modesto, CA: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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