Cost of Living Comparison Between New York, NY and Modesto, CA Cost of Living Comparison Between New York, NY and Modesto, CA

😐 Solo nomad: New York, NY is 74.1% more expensive than Modesto, CA without rent, and 67.3% more expensive with rent.

😐 Family of 3: New York, NY is 44.8% more expensive than Modesto, CA without rent, and 77.1% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$14.75 $14.75

101.22%

Three-Course Dinner for Two, Mid-Range

$144 $144

$81.5 $81.5

76.93%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$8.98 $8.98

38.42%

Cappuccino

$5.84 $5.84

$5.39 $5.39

8.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.64 $2.64

23.48%

Water (0.33 liter bottle)

$2.58 $2.58

$1.59 $1.59

62.26%

Local Beer (0.5 liter draught)

$8.24 $8.24

$5.12 $5.12

60.94%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$6.95 $6.95

70.65%

Milk (1 liter)

$1.56 $1.56

$1.08 $1.08

44.44%

White Bread (500g)

$5.23 $5.23

$3.56 $3.56

46.91%

Rice (white) (1kg)

$8.11 $8.11

$3.27 $3.27

148.01%

Eggs

$7.25 $7.25

$4.98 $4.98

45.58%

Local Cheese (1kg)

$17.08 $17.08

$13.03 $13.03

31.08%

Chicken Fillets (1kg)

$16.24 $16.24

$14.98 $14.98

8.41%

Beef Round Steak (1kg)

$20.02 $20.02

$18.92 $18.92

5.81%

Apples (1kg)

$7.49 $7.49

$6.19 $6.19

21.00%

Banana (1kg)

$2.55 $2.55

$2.51 $2.51

1.59%

Oranges (1kg)

$5.82 $5.82

$5.02 $5.02

15.94%

Tomato (1kg)

$6.52 $6.52

$6.71 $6.71

-2.83%

Potato (1kg)

$3.72 $3.72

$3.47 $3.47

7.20%

Onion (1kg)

$3.9 $3.9

$4.31 $4.31

-9.51%

Lettuce (1 head)

$3.07 $3.07

$3.09 $3.09

-0.65%

Water (1.5 liter bottle)

$2.57 $2.57

$2.87 $2.87

-10.45%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$9.94 $9.94

93.26%

Wine (Bottle)

$17.79 $17.79

$14.85 $14.85

19.80%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$1.84 $1.84

63.59%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$3.43 $3.43

8.45%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.05 $2.05

42.44%

Public Transport Monthly Pass (Regular Price)

$134 $134

$40.74 $40.74

228.87%

Taxi Start (Normal Tariff)

$5.13 $5.13

$3.44 $3.44

49.13%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$2 $2

7.50%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$29.69 $29.69

40.01%

Gasoline (1 liter)

$0.95 $0.95

$1.21 $1.21

-21.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$27K $27K

29.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$26.1K $26.1K

6.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$299 $299

-40.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$49.27 $49.27

21.72%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$64.1 $64.1

-0.37%

Gym Membership (Monthly)

$141 $141

$42.16 $42.16

233.75%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

$15.21 $15.21

320.12%

Cinema Ticket

$19.9 $19.9

$10.89 $10.89

82.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,952 $1,952

64.26%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$26.1K $26.1K

116.04%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$48.04 $48.04

36.78%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$39.95 $39.95

22.03%

Sport Shoes (Adidas, Nike)

$111 $111

$86.2 $86.2

28.90%

Men's Leather Business Shoes

$172 $172

$128 $128

34.00%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$1,423 $1,423

192.67%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$1,297 $1,297

104.53%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,469 $2,469

240.67%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$2,390 $2,390

120.78%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$3,270 $3,270

377.66%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$2,927 $2,927

281.24%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$4,080 $4,080

37.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.51

-1.08%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Modesto, CA: October 29, 2025

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