Cost of Living Comparison Between New York, NY and Loveland, CO Cost of Living Comparison Between New York, NY and Loveland, CO

😐 Solo nomad: New York, NY is 46.7% more expensive than Loveland, CO without rent, and 53% more expensive with rent.

😐 Family of 3: New York, NY is 79.8% more expensive than Loveland, CO without rent, and 98.2% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$20.26 $20.26

46.50%

Three-Course Dinner for Two, Mid-Range

$144 $144

$86.6 $86.6

66.57%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$11.41 $11.41

8.94%

Cappuccino

$5.84 $5.84

$5.03 $5.03

16.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.67 $2.67

22.10%

Water (0.33 liter bottle)

$2.58 $2.58

$2.43 $2.43

6.17%

Local Beer (0.5 liter draught)

$8.24 $8.24

$6.4 $6.4

28.75%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$6.81 $6.81

74.16%

Milk (1 liter)

$1.56 $1.56

$1.04 $1.04

50.00%

White Bread (500g)

$5.23 $5.23

$3.71 $3.71

40.97%

Rice (white) (1kg)

$8.11 $8.11

$3.18 $3.18

155.03%

Eggs

$7.25 $7.25

$4.13 $4.13

75.54%

Local Cheese (1kg)

$17.08 $17.08

$10.92 $10.92

56.41%

Chicken Fillets (1kg)

$16.24 $16.24

$10.36 $10.36

56.76%

Beef Round Steak (1kg)

$20.02 $20.02

$16.71 $16.71

19.81%

Apples (1kg)

$7.49 $7.49

$3.92 $3.92

91.07%

Banana (1kg)

$2.55 $2.55

$1.5 $1.5

70.00%

Oranges (1kg)

$5.82 $5.82

$3.75 $3.75

55.20%

Tomato (1kg)

$6.52 $6.52

$4.75 $4.75

37.26%

Potato (1kg)

$3.72 $3.72

$2.25 $2.25

65.33%

Onion (1kg)

$3.9 $3.9

$2.37 $2.37

64.56%

Lettuce (1 head)

$3.07 $3.07

$2.44 $2.44

25.82%

Water (1.5 liter bottle)

$2.57 $2.57

$1.98 $1.98

29.80%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$9.3 $9.3

106.56%

Wine (Bottle)

$17.79 $17.79

$16.45 $16.45

8.15%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$2.25 $2.25

33.78%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$2.76 $2.76

34.78%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.02 $1.02

186.27%

Public Transport Monthly Pass (Regular Price)

$134 $134

$30.33 $30.33

341.74%

Taxi Start (Normal Tariff)

$5.13 $5.13

$2.55 $2.55

101.18%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.36 $1.36

58.09%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$24.88 $24.88

67.08%

Gasoline (1 liter)

$0.95 $0.95

$0.81 $0.81

17.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$27.3K $27.3K

28.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$25.7K $25.7K

7.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$164 $164

9.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$53.9 $53.9

11.24%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$77.3 $77.3

-17.39%

Gym Membership (Monthly)

$141 $141

$27.15 $27.15

418.27%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$12.14 $12.14

63.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,495 $1,495

114.46%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$12.7K $12.7K

345.21%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$58.5 $58.5

12.40%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$58.4 $58.4

-16.55%

Sport Shoes (Adidas, Nike)

$111 $111

$79.4 $79.4

40.07%

Men's Leather Business Shoes

$172 $172

$107 $107

60.00%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$1,671 $1,671

149.28%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$1,642 $1,642

61.55%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,572 $2,572

227.00%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$2,226 $2,226

137.04%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$3,130 $3,130

399.03%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$2,494 $2,494

347.29%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$4,663 $4,663

20.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.59

-2.28%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Loveland, CO: October 28, 2025

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