Cost of Living Comparison Between New York, NY and Kailua, HI Cost of Living Comparison Between New York, NY and Kailua, HI

😐 Solo nomad: New York, NY is 26.9% more expensive than Kailua, HI without rent, and 11.9% more expensive with rent.

😐 Family of 3: New York, NY is 35.1% more expensive than Kailua, HI without rent, and 25.7% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$21.13 $21.13

40.46%

Three-Course Dinner for Two, Mid-Range

$144 $144

$98.3 $98.3

46.69%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$9.44 $9.44

31.67%

Cappuccino

$5.84 $5.84

$6.6 $6.6

-11.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$3.03 $3.03

7.59%

Water (0.33 liter bottle)

$2.58 $2.58

$1.97 $1.97

30.96%

Local Beer (0.5 liter draught)

$8.24 $8.24

$7.89 $7.89

4.44%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$8.9 $8.9

33.26%

Milk (1 liter)

$1.56 $1.56

$2.04 $2.04

-23.53%

White Bread (500g)

$5.23 $5.23

$6.84 $6.84

-23.54%

Rice (white) (1kg)

$8.11 $8.11

$7.48 $7.48

8.42%

Eggs

$7.25 $7.25

$6.94 $6.94

4.47%

Local Cheese (1kg)

$17.08 $17.08

$13.01 $13.01

31.28%

Chicken Fillets (1kg)

$16.24 $16.24

$18.03 $18.03

-9.93%

Beef Round Steak (1kg)

$20.02 $20.02

$19.61 $19.61

2.09%

Apples (1kg)

$7.49 $7.49

$7.01 $7.01

6.85%

Banana (1kg)

$2.55 $2.55

$3.88 $3.88

-34.28%

Oranges (1kg)

$5.82 $5.82

$6.43 $6.43

-9.49%

Tomato (1kg)

$6.52 $6.52

$8.07 $8.07

-19.21%

Potato (1kg)

$3.72 $3.72

$3.7 $3.7

0.54%

Onion (1kg)

$3.9 $3.9

$4.64 $4.64

-15.95%

Lettuce (1 head)

$3.07 $3.07

$4.6 $4.6

-33.26%

Water (1.5 liter bottle)

$2.57 $2.57

$3.14 $3.14

-18.15%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$11.83 $11.83

62.38%

Wine (Bottle)

$17.79 $17.79

$12.95 $12.95

37.37%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$2.52 $2.52

19.44%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$2.08 $2.08

78.85%

One-way Ticket (Public Transport)

$2.92 $2.92

$4.03 $4.03

-27.54%

Public Transport Monthly Pass (Regular Price)

$134 $134

$91.7 $91.7

46.19%

Taxi Start (Normal Tariff)

$5.13 $5.13

$3.4 $3.4

50.88%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$2.57 $2.57

-16.34%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$44.77 $44.77

-7.15%

Gasoline (1 liter)

$0.95 $0.95

$1.21 $1.21

-21.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$29.5K $29.5K

18.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$24.6K $24.6K

12.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$238 $238

-24.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$49.27 $49.27

21.72%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$67.7 $67.7

-5.73%

Gym Membership (Monthly)

$141 $141

$71 $71

98.10%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

$40.54 $40.54

57.62%

Cinema Ticket

$19.9 $19.9

$16.28 $16.28

22.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,521 $1,521

110.79%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$20.3K $20.3K

178.48%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$58 $58

13.25%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$60.6 $60.6

-19.49%

Sport Shoes (Adidas, Nike)

$111 $111

$107 $107

3.99%

Men's Leather Business Shoes

$172 $172

$130 $130

32.14%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$2,796 $2,796

48.96%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$2,314 $2,314

14.66%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$4,285 $4,285

96.33%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$3,926 $3,926

34.42%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$12.3K $12.3K

27.36%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$9,868 $9,868

13.07%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$4,886 $4,886

14.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.56

-1.83%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Kailua, HI: October 28, 2025

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