Cost of Living Comparison Between New York, NY and Jersey City, NJ Cost of Living Comparison Between New York, NY and Jersey City, NJ

๐Ÿ˜ Solo nomad: New York, NY is 27.8% more expensive than Jersey City, NJ without rent, and 15.5% more expensive with rent.
๐Ÿ˜ Family of 3: New York, NY is 29.2% more expensive than Jersey City, NJ without rent, and 37.7% more expensive with rent.
Currency
๐Ÿฝ Eating Out
New York, NY
Jersey City, NJ
Difference
Meal at Budget Restaurant
$29.68 $29.68
$19.64 $19.64
51.12%
Three-Course Dinner for Two, Mid-Range
$144 $144
$98.3 $98.3
46.70%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$13.75 $13.75
-9.60%
Cappuccino
$5.84 $5.84
$5.47 $5.47
6.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$2.34 $2.34
39.32%
Water (0.33 liter bottle)
$2.58 $2.58
$1.89 $1.89
36.51%
Local Beer (0.5 liter draught)
$8.24 $8.24
$7.2 $7.2
14.44%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$8.94 $8.94
32.66%
๐Ÿ›’ Groceries & Markets
New York, NY
Jersey City, NJ
Difference
Milk (1 liter)
$1.56 $1.56
$1.29 $1.29
20.93%
White Bread (500g)
$5.23 $5.23
$3.87 $3.87
35.14%
Rice (white) (1kg)
$8.11 $8.11
$5.31 $5.31
52.73%
Eggs
$7.25 $7.25
$4.69 $4.69
54.58%
Local Cheese (1kg)
$17.08 $17.08
$21.11 $21.11
-19.09%
Chicken Fillets (1kg)
$16.24 $16.24
$12.01 $12.01
35.22%
Beef Round Steak (1kg)
$20.02 $20.02
$17.07 $17.07
17.28%
Apples (1kg)
$7.49 $7.49
$4.89 $4.89
53.17%
Banana (1kg)
$2.55 $2.55
$1.74 $1.74
46.55%
Oranges (1kg)
$5.82 $5.82
$4.04 $4.04
44.06%
Tomato (1kg)
$6.52 $6.52
$4.3 $4.3
51.63%
Potato (1kg)
$3.72 $3.72
$2.92 $2.92
27.40%
Onion (1kg)
$3.9 $3.9
$3.84 $3.84
1.56%
Lettuce (1 head)
$3.07 $3.07
$2.37 $2.37
29.54%
Water (1.5 liter bottle)
$2.57 $2.57
$2.64 $2.64
-2.65%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$12.01 $12.01
59.95%
Wine (Bottle)
$17.79 $17.79
$15.22 $15.22
16.89%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$1.75 $1.75
72.00%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$5.87 $5.87
-36.63%
๐ŸšŒ Getting Around
New York, NY
Jersey City, NJ
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$2.71 $2.71
7.75%
Public Transport Monthly Pass (Regular Price)
$134 $134
$94.1 $94.1
42.40%
Taxi Start (Normal Tariff)
$5.13 $5.13
$2.93 $2.93
75.09%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$1.71 $1.71
25.73%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$24.32 $24.32
70.93%
Gasoline (1 liter)
$0.95 $0.95
$0.9 $0.9
5.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$34.6K $34.6K
1.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$25.8K $25.8K
7.23%
๐Ÿงพ Monthly Utilities & Internet
New York, NY
Jersey City, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$125 $125
42.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$45.77 $45.77
31.02%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$63.8 $63.8
0.11%
๐ŸŽ‰ Sport & Entertainment
New York, NY
Jersey City, NJ
Difference
Gym Membership (Monthly)
$141 $141
$80.5 $80.5
74.88%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
$43.68 $43.68
46.29%
Cinema Ticket
$19.9 $19.9
$17.07 $17.07
16.58%
๐Ÿงธ Childcare & Education
New York, NY
Jersey City, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$2,228 $2,228
43.90%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$23.8K $23.8K
137.48%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
New York, NY
Jersey City, NJ
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$73.9 $73.9
-11.03%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$63.9 $63.9
-23.69%
Sport Shoes (Adidas, Nike)
$111 $111
$74 $74
50.18%
Men's Leather Business Shoes
$172 $172
$136 $136
26.40%
๐Ÿ  Accommodation & Living
New York, NY
Jersey City, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$3,312 $3,312
25.77%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$2,412 $2,412
10.01%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$6,083 $6,083
38.28%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$3,621 $3,621
45.73%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$7,420 $7,420
110.53%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$5,834 $5,834
91.24%
๐Ÿ’ต Salaries & Financials
New York, NY
Jersey City, NJ
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$5,892 $5,892
-4.68%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.62
-2.72%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Jersey City, NJ: October 27, 2025

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