Cost of Living Comparison Between New York, NY and Indianapolis, IN Cost of Living Comparison Between New York, NY and Indianapolis, IN

😐 Solo nomad: New York, NY is 42.9% more expensive than Indianapolis, IN without rent, and 66.9% more expensive with rent.
😐 Family of 3: New York, NY is 52.2% more expensive than Indianapolis, IN without rent, and 85.9% more expensive with rent.
Currency
🍽 Eating Out
New York, NY
Indianapolis, IN
Difference
Meal at Budget Restaurant
$30.09 $30.09
$25.21 $25.21
19.36%
Three-Course Dinner for Two, Mid-Range
$143 $143
$75.8 $75.8
88.23%
Fast Food Meal (McDonalds, etc)
$12.73 $12.73
$10.84 $10.84
17.44%
Cappuccino
$6.01 $6.01
$5.46 $5.46
10.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.33 $3.33
$2.86 $2.86
16.43%
Water (0.33 liter bottle)
$2.64 $2.64
$2.41 $2.41
9.54%
Local Beer (0.5 liter draught)
$7.83 $7.83
$5.96 $5.96
31.38%
Imported Beer (0.33 liter bottle)
$11.97 $11.97
$8.08 $8.08
48.14%
🛒 Groceries & Markets
New York, NY
Indianapolis, IN
Difference
Milk (1 liter)
$1.57 $1.57
$0.77 $0.77
103.90%
White Bread (500g)
$5.15 $5.15
$2.91 $2.91
76.98%
Rice (white) (1kg)
$8.26 $8.26
$5.26 $5.26
57.03%
Eggs
$7.02 $7.02
$3.57 $3.57
96.64%
Local Cheese (1kg)
$17.49 $17.49
$8.98 $8.98
94.77%
Chicken Fillets (1kg)
$16.56 $16.56
$10.74 $10.74
54.19%
Beef Round Steak (1kg)
$20.39 $20.39
$14.73 $14.73
38.42%
Apples (1kg)
$7.37 $7.37
$5.32 $5.32
38.53%
Banana (1kg)
$2.46 $2.46
$1.36 $1.36
80.88%
Oranges (1kg)
$5.67 $5.67
$5.84 $5.84
-2.91%
Tomato (1kg)
$6.45 $6.45
$3.18 $3.18
102.83%
Potato (1kg)
$3.86 $3.86
$2.15 $2.15
79.53%
Onion (1kg)
$3.95 $3.95
$2.61 $2.61
51.34%
Lettuce (1 head)
$3.13 $3.13
$1.76 $1.76
77.84%
Water (1.5 liter bottle)
$2.49 $2.49
$2.16 $2.16
15.28%
Cigarettes 20 Pack (Marlboro, Camel)
$18.78 $18.78
$9.45 $9.45
98.73%
Wine (Bottle)
$18.23 $18.23
$15.83 $15.83
15.16%
Local Beer (0.5 liter bottle)
$2.95 $2.95
$1.77 $1.77
66.67%
Imported Beer (0.33 liter bottle)
$3.74 $3.74
$2.28 $2.28
64.04%
🚌 Getting Around
New York, NY
Indianapolis, IN
Difference
One-way Ticket (Public Transport)
$2.95 $2.95
$1.79 $1.79
64.80%
Public Transport Monthly Pass (Regular Price)
$132 $132
$59.1 $59.1
122.68%
Taxi Start (Normal Tariff)
$4.86 $4.86
$2.03 $2.03
139.41%
Taxi (Normal Tariff) (1km)
$2.19 $2.19
$1.67 $1.67
31.14%
Taxi 1hour Waiting (Normal Tariff)
$41.87 $41.87
$34.35 $34.35
21.89%
Gasoline (1 liter)
$0.97 $0.97
$0.89 $0.89
8.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K $34.3K
$34.1K $34.1K
0.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.1K $28.1K
$25.6K $25.6K
9.82%
🧾 Monthly Utilities & Internet
New York, NY
Indianapolis, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$182 $182
$240 $240
-23.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.7 $60.7
$62.6 $62.6
-2.96%
Internet (50+ Mbps, Unlimited Data)
$62.5 $62.5
$72.4 $72.4
-13.67%
🎉 Sport & Entertainment
New York, NY
Indianapolis, IN
Difference
Gym Membership (Monthly)
$143 $143
$35.70 $35.70
299.66%
Tennis Court (1 Hour on Weekend)
$65.5 $65.5
$32.58 $32.58
100.98%
Cinema Ticket
$19.78 $19.78
$14.73 $14.73
34.28%
🧸 Childcare & Education
New York, NY
Indianapolis, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,189 $3,189
$1,776 $1,776
79.54%
International Primary School, 1 Child (Yearly)
$57.1K $57.1K
$26.9K $26.9K
112.43%
👕👟 Clothing & Footwear
New York, NY
Indianapolis, IN
Difference
Jeans (Levis 501 Or Similar)
$67.3 $67.3
$47.94 $47.94
40.38%
Summer Dress (H&M, Zara, etc)
$48.64 $48.64
$41.63 $41.63
16.84%
Sport Shoes (Adidas, Nike)
$113 $113
$97.2 $97.2
15.85%
Men's Leather Business Shoes
$172 $172
$130 $130
32.61%
🏠 Accommodation & Living
New York, NY
Indianapolis, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$4,162 $4,162
$1,735 $1,735
139.83%
1-bedroom Apartment, Outside City Center (Monthly)
$2,667 $2,667
$1,280 $1,280
108.28%
3-bedroom Apartment, City Center (Monthly)
$8,481 $8,481
$2,835 $2,835
199.11%
3-bedroom Apartment, Outside City Center (Monthly)
$5,161 $5,161
$2,113 $2,113
144.25%
Buy Apartment in City Center (m2)
$20.4K $20.4K
$2,824 $2,824
623.22%
Buy Apartment Outside City Center (m2)
$9,438 $9,438
$1,865 $1,865
405.95%
💵 Salaries & Financials
New York, NY
Indianapolis, IN
Difference
Average Monthly Net Salary (After Tax)
$5,201 $5,201
$4,225 $4,225
23.10%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.54
-1.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: March 1, 2026

Last update for Indianapolis, IN: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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