Cost of Living Comparison Between New York, NY and Indianapolis, IN Cost of Living Comparison Between New York, NY and Indianapolis, IN

😐 Solo nomad: New York, NY is 42.1% more expensive than Indianapolis, IN without rent, and 66.3% more expensive with rent.
😐 Family of 3: New York, NY is 50.8% more expensive than Indianapolis, IN without rent, and 94.4% more expensive with rent.
Currency
🍽 Eating Out
New York, NY
Indianapolis, IN
Difference
Meal at Budget Restaurant
$29.68 $29.68
$25.41 $25.41
16.80%
Three-Course Dinner for Two, Mid-Range
$144 $144
$75.2 $75.2
91.78%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$11.08 $11.08
12.18%
Cappuccino
$5.84 $5.84
$5.54 $5.54
5.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$2.81 $2.81
16.01%
Water (0.33 liter bottle)
$2.58 $2.58
$2.49 $2.49
3.61%
Local Beer (0.5 liter draught)
$8.24 $8.24
$5.9 $5.9
39.66%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$7.97 $7.97
48.81%
🛒 Groceries & Markets
New York, NY
Indianapolis, IN
Difference
Milk (1 liter)
$1.56 $1.56
$0.83 $0.83
87.95%
White Bread (500g)
$5.23 $5.23
$3.02 $3.02
73.18%
Rice (white) (1kg)
$8.11 $8.11
$5.17 $5.17
56.87%
Eggs
$7.25 $7.25
$3.43 $3.43
111.37%
Local Cheese (1kg)
$17.08 $17.08
$9.42 $9.42
81.32%
Chicken Fillets (1kg)
$16.24 $16.24
$10.71 $10.71
51.63%
Beef Round Steak (1kg)
$20.02 $20.02
$14.59 $14.59
37.22%
Apples (1kg)
$7.49 $7.49
$5.07 $5.07
47.73%
Banana (1kg)
$2.55 $2.55
$1.35 $1.35
88.89%
Oranges (1kg)
$5.82 $5.82
$5.71 $5.71
1.93%
Tomato (1kg)
$6.52 $6.52
$3.07 $3.07
112.38%
Potato (1kg)
$3.72 $3.72
$2.15 $2.15
73.02%
Onion (1kg)
$3.9 $3.9
$2.7 $2.7
44.44%
Lettuce (1 head)
$3.07 $3.07
$1.77 $1.77
73.45%
Water (1.5 liter bottle)
$2.57 $2.57
$2.07 $2.07
24.15%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$9.37 $9.37
105.02%
Wine (Bottle)
$17.79 $17.79
$15.21 $15.21
16.96%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$1.72 $1.72
75.00%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$2.29 $2.29
62.45%
🚌 Getting Around
New York, NY
Indianapolis, IN
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$1.76 $1.76
65.91%
Public Transport Monthly Pass (Regular Price)
$134 $134
$60.7 $60.7
120.72%
Taxi Start (Normal Tariff)
$5.13 $5.13
$2.03 $2.03
152.71%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$1.74 $1.74
23.56%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$34.62 $34.62
20.08%
Gasoline (1 liter)
$0.95 $0.95
$0.92 $0.92
3.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$33.6K $33.6K
4.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$25.2K $25.2K
10.12%
🧾 Monthly Utilities & Internet
New York, NY
Indianapolis, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$240 $240
-25.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$64.7 $64.7
-7.24%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$72.7 $72.7
-12.19%
🎉 Sport & Entertainment
New York, NY
Indianapolis, IN
Difference
Gym Membership (Monthly)
$141 $141
$34.96 $34.96
302.49%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
$31.66 $31.66
101.83%
Cinema Ticket
$19.9 $19.9
$14.67 $14.67
35.65%
🧸 Childcare & Education
New York, NY
Indianapolis, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$1,752 $1,752
82.98%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$27.9K $27.9K
102.76%
👕👟 Clothing & Footwear
New York, NY
Indianapolis, IN
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$47.26 $47.26
39.04%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$41.53 $41.53
17.39%
Sport Shoes (Adidas, Nike)
$111 $111
$96.4 $96.4
15.35%
Men's Leather Business Shoes
$172 $172
$131 $131
31.27%
🏠 Accommodation & Living
New York, NY
Indianapolis, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$1,716 $1,716
142.67%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$1,272 $1,272
108.60%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$2,787 $2,787
201.87%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$2,123 $2,123
148.56%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$1,973 $1,973
691.60%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$1,539 $1,539
625.05%
💵 Salaries & Financials
New York, NY
Indianapolis, IN
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$4,635 $4,635
21.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.54
-1.53%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Indianapolis, IN: October 29, 2025

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