Cost of Living Comparison Between New York, NY and Germantown, MD Cost of Living Comparison Between New York, NY and Germantown, MD

😐 Solo nomad: New York, NY is 64.8% more expensive than Germantown, MD without rent, and 43.9% more expensive with rent.

😐 Family of 3: New York, NY is 41.2% more expensive than Germantown, MD without rent, and 87.5% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$19.74 $19.74

50.35%

Three-Course Dinner for Two, Mid-Range

$144 $144

$78.4 $78.4

83.88%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$11.79 $11.79

5.43%

Cappuccino

$5.84 $5.84

$5.14 $5.14

13.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.52 $2.52

29.37%

Water (0.33 liter bottle)

$2.58 $2.58

$2.01 $2.01

28.36%

Local Beer (0.5 liter draught)

$8.24 $8.24

$5.89 $5.89

39.90%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$8.18 $8.18

44.99%

Milk (1 liter)

$1.56 $1.56

$0.78 $0.78

100.00%

White Bread (500g)

$5.23 $5.23

$4.12 $4.12

26.94%

Rice (white) (1kg)

$8.11 $8.11

$4.51 $4.51

79.82%

Eggs

$7.25 $7.25

$2.94 $2.94

146.60%

Local Cheese (1kg)

$17.08 $17.08

$13.21 $13.21

29.30%

Chicken Fillets (1kg)

$16.24 $16.24

$8.78 $8.78

84.97%

Beef Round Steak (1kg)

$20.02 $20.02

$13.05 $13.05

53.41%

Apples (1kg)

$7.49 $7.49

$6.41 $6.41

16.85%

Banana (1kg)

$2.55 $2.55

$1.13 $1.13

125.66%

Oranges (1kg)

$5.82 $5.82

$4.51 $4.51

29.05%

Tomato (1kg)

$6.52 $6.52

$5.97 $5.97

9.21%

Potato (1kg)

$3.72 $3.72

$2.18 $2.18

70.64%

Onion (1kg)

$3.9 $3.9

$3.76 $3.76

3.72%

Lettuce (1 head)

$3.07 $3.07

$2.04 $2.04

50.49%

Water (1.5 liter bottle)

$2.57 $2.57

$2.05 $2.05

25.37%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$8.86 $8.86

116.82%

Wine (Bottle)

$17.79 $17.79

$20.07 $20.07

-11.36%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$1.75 $1.75

72.00%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$3.08 $3.08

20.78%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.48 $2.48

17.74%

Public Transport Monthly Pass (Regular Price)

$134 $134

$87.4 $87.4

53.33%

Taxi Start (Normal Tariff)

$5.13 $5.13

$3.55 $3.55

44.51%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.59 $1.59

35.22%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$22.14 $22.14

87.76%

Gasoline (1 liter)

$0.95 $0.95

$0.85 $0.85

11.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$29.4K $29.4K

19.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$23.4K $23.4K

18.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$183 $183

-2.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$50.6 $50.6

18.49%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$56.3 $56.3

13.35%

Gym Membership (Monthly)

$141 $141

$42.19 $42.19

233.52%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$15.03 $15.03

32.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,882 $1,882

70.40%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$40K $40K

41.14%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$45.83 $45.83

43.38%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$40.21 $40.21

21.24%

Sport Shoes (Adidas, Nike)

$111 $111

$88.6 $88.6

25.51%

Men's Leather Business Shoes

$172 $172

$150 $150

14.77%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$2,183 $2,183

90.83%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$1,802 $1,802

47.23%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,589 $2,589

224.94%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$2,255 $2,255

134.05%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$3,004 $3,004

420.08%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$2,464 $2,464

352.83%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$4,967 $4,967

13.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.55

-1.68%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Germantown, MD: October 28, 2025

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