Cost of Living Comparison Between New York, NY and Frederick, MD Cost of Living Comparison Between New York, NY and Frederick, MD

😐 Solo nomad: New York, NY is 70.8% more expensive than Frederick, MD without rent, and 70.1% more expensive with rent.

😐 Family of 3: New York, NY is 60.8% more expensive than Frederick, MD without rent, and 80.8% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$19.64 $19.64

51.12%

Three-Course Dinner for Two, Mid-Range

$144 $144

$79.1 $79.1

82.32%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$9.66 $9.66

28.67%

Cappuccino

$5.84 $5.84

$4.72 $4.72

23.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.69 $2.69

21.19%

Water (0.33 liter bottle)

$2.58 $2.58

$2.22 $2.22

16.22%

Local Beer (0.5 liter draught)

$8.24 $8.24

$6.03 $6.03

36.65%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$7.08 $7.08

67.51%

Milk (1 liter)

$1.56 $1.56

$0.98 $0.98

59.18%

White Bread (500g)

$5.23 $5.23

$3.09 $3.09

69.26%

Rice (white) (1kg)

$8.11 $8.11

$5.43 $5.43

49.36%

Eggs

$7.25 $7.25

$3.54 $3.54

104.80%

Local Cheese (1kg)

$17.08 $17.08

$12.68 $12.68

34.70%

Chicken Fillets (1kg)

$16.24 $16.24

$11.11 $11.11

46.17%

Beef Round Steak (1kg)

$20.02 $20.02

$16.39 $16.39

22.15%

Apples (1kg)

$7.49 $7.49

$7.59 $7.59

-1.32%

Banana (1kg)

$2.55 $2.55

$1.74 $1.74

46.55%

Oranges (1kg)

$5.82 $5.82

$6.76 $6.76

-13.91%

Tomato (1kg)

$6.52 $6.52

$6.59 $6.59

-1.06%

Potato (1kg)

$3.72 $3.72

$3.5 $3.5

6.29%

Onion (1kg)

$3.9 $3.9

$2.73 $2.73

42.86%

Lettuce (1 head)

$3.07 $3.07

$2.3 $2.3

33.48%

Water (1.5 liter bottle)

$2.57 $2.57

$2.51 $2.51

2.39%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$10.68 $10.68

79.87%

Wine (Bottle)

$17.79 $17.79

$18.18 $18.18

-2.15%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$1.75 $1.75

72.00%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$5.1 $5.1

-27.06%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.97 $1.97

48.22%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$5.13 $5.13

$3.96 $3.96

29.55%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.21 $1.21

77.69%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$29.36 $29.36

41.59%

Gasoline (1 liter)

$0.95 $0.95

$0.82 $0.82

15.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$29.4K $29.4K

19.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$24.4K $24.4K

13.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$114 $114

56.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$48.46 $48.46

23.75%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$71 $71

-10.11%

Gym Membership (Monthly)

$141 $141

$43.32 $43.32

224.82%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$14.93 $14.93

33.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,769 $1,769

81.31%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$24.1K $24.1K

134.39%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$36.96 $36.96

77.79%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$38.96 $38.96

25.13%

Sport Shoes (Adidas, Nike)

$111 $111

$96 $96

15.83%

Men's Leather Business Shoes

$172 $172

$96.9 $96.9

77.14%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$1,675 $1,675

148.60%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$1,484 $1,484

78.78%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,859 $2,859

194.27%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$2,663 $2,663

98.17%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$2,530 $2,530

517.35%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$2,133 $2,133

423.19%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$4,894 $4,894

14.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.32

1.90%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Frederick, MD: October 27, 2025

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