Cost of Living Comparison Between New York, NY and Elgin, IL Cost of Living Comparison Between New York, NY and Elgin, IL

😐 Solo nomad: New York, NY is 102.9% more expensive than Elgin, IL without rent, and 89% more expensive with rent.

😐 Family of 3: New York, NY is 90.5% more expensive than Elgin, IL without rent, and 110.1% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$15.15 $15.15

95.91%

Three-Course Dinner for Two, Mid-Range

$144 $144

$59.5 $59.5

142.48%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$10.04 $10.04

23.80%

Cappuccino

$5.84 $5.84

$4.04 $4.04

44.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.63 $2.63

23.95%

Water (0.33 liter bottle)

$2.58 $2.58

$1.97 $1.97

30.96%

Local Beer (0.5 liter draught)

$8.24 $8.24

$6.12 $6.12

34.64%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$4.89 $4.89

142.54%

Milk (1 liter)

$1.56 $1.56

$0.74 $0.74

110.81%

White Bread (500g)

$5.23 $5.23

$3.69 $3.69

41.73%

Rice (white) (1kg)

$8.11 $8.11

$5.37 $5.37

51.02%

Eggs

$7.25 $7.25

$3.95 $3.95

83.54%

Local Cheese (1kg)

$17.08 $17.08

$11.06 $11.06

54.43%

Chicken Fillets (1kg)

$16.24 $16.24

$13.21 $13.21

22.94%

Beef Round Steak (1kg)

$20.02 $20.02

$10.81 $10.81

85.20%

Apples (1kg)

$7.49 $7.49

$2.24 $2.24

234.37%

Banana (1kg)

$2.55 $2.55

$1.08 $1.08

136.11%

Oranges (1kg)

$5.82 $5.82

$1.63 $1.63

257.06%

Tomato (1kg)

$6.52 $6.52

$2.71 $2.71

140.59%

Potato (1kg)

$3.72 $3.72

$2.66 $2.66

39.85%

Onion (1kg)

$3.9 $3.9

$2.92 $2.92

33.56%

Lettuce (1 head)

$3.07 $3.07

$1.96 $1.96

56.63%

Water (1.5 liter bottle)

$2.57 $2.57

$2.06 $2.06

24.76%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$10.12 $10.12

89.82%

Wine (Bottle)

$17.79 $17.79

$11.78 $11.78

51.02%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$2.29 $2.29

31.44%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$4.75 $4.75

-21.68%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.03 $2.03

43.84%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$5.13 $5.13

$4.37 $4.37

17.39%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$2.22 $2.22

-3.15%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$27.82 $27.82

49.42%

Gasoline (1 liter)

$0.95 $0.95

$0.83 $0.83

14.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$24.6K $24.6K

42.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$25.5K $25.5K

8.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$98.6 $98.6

81.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$51.7 $51.7

15.95%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$50.1 $50.1

27.51%

Gym Membership (Monthly)

$141 $141

$42.98 $42.98

227.38%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$15.13 $15.13

31.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,654 $1,654

93.85%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$24.5K $24.5K

130.43%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$40.7 $40.7

61.45%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$47.51 $47.51

2.61%

Sport Shoes (Adidas, Nike)

$111 $111

$101 $101

10.37%

Men's Leather Business Shoes

$172 $172

$131 $131

31.20%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$1,594 $1,594

161.24%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$1,372 $1,372

93.36%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,657 $2,657

216.62%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$2,267 $2,267

132.82%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$2,725 $2,725

473.34%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$2,428 $2,428

359.55%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.55

-1.68%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Elgin, IL: October 29, 2025

Similar cities

Honolulu, HI

🇺🇸 United States

Neuchatel

🇨🇭 Switzerland

Fribourg

🇨🇭 Switzerland

Nassau

🇧🇸 Bahamas

Sisimiut

🇬🇱 Greenland

Maui, HI

🇺🇸 United States

West Bay

🇰🇾 Cayman Islands

Hafnarfjordur

🇮🇸 Iceland