Cost of Living Comparison Between New York, NY and Effingham, IL Cost of Living Comparison Between New York, NY and Effingham, IL

😐 Solo nomad: New York, NY is 67% more expensive than Effingham, IL without rent, and 78% more expensive with rent.

😐 Family of 3: New York, NY is 120.9% more expensive than Effingham, IL without rent, and 112.8% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$15.27 $15.27

94.37%

Three-Course Dinner for Two, Mid-Range

$144 $144

$44.12 $44.12

226.79%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$9.94 $9.94

25.05%

Cappuccino

$5.84 $5.84

$5.11 $5.11

14.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.39 $2.39

36.40%

Water (0.33 liter bottle)

$2.58 $2.58

$2.01 $2.01

28.36%

Local Beer (0.5 liter draught)

$8.24 $8.24

$4.9 $4.9

68.16%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$7.18 $7.18

65.18%

Milk (1 liter)

$1.56 $1.56

$0.51 $0.51

205.88%

White Bread (500g)

$5.23 $5.23

$2.87 $2.87

82.23%

Rice (white) (1kg)

$8.11 $8.11

$4.43 $4.43

83.07%

Eggs

$7.25 $7.25

$3.06 $3.06

136.93%

Local Cheese (1kg)

$17.08 $17.08

$15.5 $15.5

10.19%

Chicken Fillets (1kg)

$16.24 $16.24

$10.83 $10.83

49.95%

Beef Round Steak (1kg)

$20.02 $20.02

$14.64 $14.64

36.75%

Apples (1kg)

$7.49 $7.49

$5.36 $5.36

39.74%

Banana (1kg)

$2.55 $2.55

$1.57 $1.57

62.42%

Oranges (1kg)

$5.82 $5.82

$4.1 $4.1

41.95%

Tomato (1kg)

$6.52 $6.52

$5.65 $5.65

15.40%

Potato (1kg)

$3.72 $3.72

$2.18 $2.18

70.64%

Onion (1kg)

$3.9 $3.9

$1.12 $1.12

248.21%

Lettuce (1 head)

$3.07 $3.07

$1.96 $1.96

56.63%

Water (1.5 liter bottle)

$2.57 $2.57

$1.95 $1.95

31.79%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$8.49 $8.49

126.27%

Wine (Bottle)

$17.79 $17.79

$11.87 $11.87

49.87%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$2.72 $2.72

10.66%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$3.36 $3.36

10.71%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.97 $1.97

48.22%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$5.13 $5.13

$2.82 $2.82

81.91%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.41 $1.41

52.48%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$29.83 $29.83

39.36%

Gasoline (1 liter)

$0.95 $0.95

$0.82 $0.82

15.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$35.1K $35.1K

-0.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$26.9K $26.9K

3.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$236 $236

-24.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$44.39 $44.39

35.10%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$61.5 $61.5

3.72%

Gym Membership (Monthly)

$141 $141

$43.22 $43.22

225.57%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$11.99 $11.99

65.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,240 $1,240

158.62%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$13.7K $13.7K

313.31%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$44.8 $44.8

46.67%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$34.36 $34.36

41.88%

Sport Shoes (Adidas, Nike)

$111 $111

$84.7 $84.7

31.27%

Men's Leather Business Shoes

$172 $172

$63.7 $63.7

169.36%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$1,575 $1,575

164.52%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$1,366 $1,366

94.21%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,602 $2,602

223.24%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$2,245 $2,245

135.04%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$2,384 $2,384

555.33%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$2,746 $2,746

306.33%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.61

-2.57%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Effingham, IL: October 29, 2025

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