Cost of Living Comparison Between New York, NY and Cumberland, MD Cost of Living Comparison Between New York, NY and Cumberland, MD

😐 Solo nomad: New York, NY is 137.2% more expensive than Cumberland, MD without rent, and 95.4% more expensive with rent.

😐 Family of 3: New York, NY is 123.3% more expensive than Cumberland, MD without rent, and 122.2% more expensive with rent.

Meal at Budget Restaurant

$30.36 $30.36

$6.94 $6.94

337.46%

Three-Course Dinner for Two, Mid-Range

$144 $144

$45.44 $45.44

217.21%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.98 $9.98

23.45%

Cappuccino

$6.02 $6.02

$2.43 $2.43

147.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.4 $3.4

$1.22 $1.22

178.69%

Water (0.33 liter bottle)

$2.6 $2.6

$1.28 $1.28

103.13%

Local Beer (0.5 liter draught)

$8.23 $8.23

$3.04 $3.04

170.72%

Imported Beer (0.33 liter bottle)

$12.21 $12.21

$7.46 $7.46

63.67%

Milk (1 liter)

$1.6 $1.6

$1.04 $1.04

53.85%

White Bread (500g)

$4.98 $4.98

$2.14 $2.14

132.71%

Rice (white) (1kg)

$8.14 $8.14

$3.94 $3.94

106.60%

Eggs

$6.93 $6.93

$4.42 $4.42

56.79%

Local Cheese (1kg)

$17.39 $17.39

$8.65 $8.65

101.04%

Chicken Fillets (1kg)

$16.26 $16.26

$9.87 $9.87

64.74%

Beef Round Steak (1kg)

$20.22 $20.22

$16.07 $16.07

25.82%

Apples (1kg)

$7.71 $7.71

$4.42 $4.42

74.43%

Banana (1kg)

$2.42 $2.42

$1.63 $1.63

48.47%

Oranges (1kg)

$5.93 $5.93

$6.7 $6.7

-11.49%

Tomato (1kg)

$6.18 $6.18

$5.32 $5.32

16.17%

Potato (1kg)

$3.88 $3.88

$2.8 $2.8

38.57%

Onion (1kg)

$4.06 $4.06

$2.89 $2.89

40.48%

Lettuce (1 head)

$3.06 $3.06

$2.43 $2.43

25.93%

Water (1.5 liter bottle)

$2.57 $2.57

$0.99 $0.99

159.60%

Cigarettes 20 Pack (Marlboro, Camel)

$19.05 $19.05

$7.07 $7.07

169.45%

Wine (Bottle)

$17.88 $17.88

$12.03 $12.03

48.63%

Local Beer (0.5 liter bottle)

$2.94 $2.94

$2.27 $2.27

29.52%

Imported Beer (0.33 liter bottle)

$3.86 $3.86

$1.98 $1.98

94.95%

One-way Ticket (Public Transport)

$2.89 $2.89

$2.05 $2.05

40.98%

Public Transport Monthly Pass (Regular Price)

$133 $133

Taxi Start (Normal Tariff)

$5.01 $5.01

$1.85 $1.85

170.81%

Taxi (Normal Tariff) (1km)

$2.23 $2.23

$1.34 $1.34

66.42%

Taxi 1hour Waiting (Normal Tariff)

$42.23 $42.23

$23.55 $23.55

79.32%

Gasoline (1 liter)

$0.9 $0.9

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$25.7K $25.7K

37.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K $27.8K

$25.5K $25.5K

9.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$175 $175

4.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.7 $60.7

$56.8 $56.8

6.85%

Internet (50+ Mbps, Unlimited Data)

$62.9 $62.9

$54.7 $54.7

15.08%

Gym Membership (Monthly)

$144 $144

$43.4 $43.4

232.17%

Tennis Court (1 Hour on Weekend)

$65.4 $65.4

Cinema Ticket

$20.19 $20.19

$14.94 $14.94

35.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,120 $3,120

$590 $590

429.08%

International Primary School, 1 Child (Yearly)

$57.7K $57.7K

$33.2K $33.2K

73.74%

Jeans (Levis 501 Or Similar)

$66.9 $66.9

$15.11 $15.11

342.62%

Summer Dress (H&M, Zara, etc)

$48.09 $48.09

$34.57 $34.57

39.11%

Sport Shoes (Adidas, Nike)

$114 $114

$34.66 $34.66

228.45%

Men's Leather Business Shoes

$168 $168

$34.81 $34.81

382.16%

1-bedroom Apartment, City Center (Monthly)

$4,150 $4,150

$1,596 $1,596

160.03%

1-bedroom Apartment, Outside City Center (Monthly)

$2,682 $2,682

$1,336 $1,336

100.70%

3-bedroom Apartment, City Center (Monthly)

$8,462 $8,462

$2,600 $2,600

225.50%

3-bedroom Apartment, Outside City Center (Monthly)

$5,253 $5,253

$2,207 $2,207

138.01%

Buy Apartment in City Center (m2)

$15.7K $15.7K

$1,093 $1,093

1340.54%

Buy Apartment Outside City Center (m2)

$10.4K $10.4K

$1,102 $1,102

847.43%

Average Monthly Net Salary (After Tax)

$5,489 $5,489

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

5.5

17.09%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: December 1, 2025

Last update for Cumberland, MD: November 29, 2025

Digital Nomad Cost of Living Index

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