Cost of Living Comparison Between New York, NY and Chicago, IL Cost of Living Comparison Between New York, NY and Chicago, IL

๐Ÿ˜ Solo nomad: New York, NY is 30% more expensive than Chicago, IL without rent, and 47.6% more expensive with rent.
๐Ÿ˜ Family of 3: New York, NY is 30.8% more expensive than Chicago, IL without rent, and 56.7% more expensive with rent.
Currency
๐Ÿฝ Eating Out
New York, NY
Chicago, IL
Difference
Meal at Budget Restaurant
$29.68 $29.68
$20.82 $20.82
42.56%
Three-Course Dinner for Two, Mid-Range
$144 $144
$100 $100
43.69%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$11.97 $11.97
3.84%
Cappuccino
$5.84 $5.84
$5.56 $5.56
5.04%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$3.11 $3.11
4.82%
Water (0.33 liter bottle)
$2.58 $2.58
$2.42 $2.42
6.61%
Local Beer (0.5 liter draught)
$8.24 $8.24
$6.86 $6.86
20.12%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$8.45 $8.45
40.36%
๐Ÿ›’ Groceries & Markets
New York, NY
Chicago, IL
Difference
Milk (1 liter)
$1.56 $1.56
$1.04 $1.04
50.00%
White Bread (500g)
$5.23 $5.23
$4.15 $4.15
26.02%
Rice (white) (1kg)
$8.11 $8.11
$5.52 $5.52
46.92%
Eggs
$7.25 $7.25
$4.65 $4.65
55.91%
Local Cheese (1kg)
$17.08 $17.08
$14.33 $14.33
19.19%
Chicken Fillets (1kg)
$16.24 $16.24
$14.88 $14.88
9.14%
Beef Round Steak (1kg)
$20.02 $20.02
$19.34 $19.34
3.52%
Apples (1kg)
$7.49 $7.49
$5.17 $5.17
44.87%
Banana (1kg)
$2.55 $2.55
$1.71 $1.71
49.12%
Oranges (1kg)
$5.82 $5.82
$4.41 $4.41
31.97%
Tomato (1kg)
$6.52 $6.52
$4.51 $4.51
44.57%
Potato (1kg)
$3.72 $3.72
$2.53 $2.53
47.04%
Onion (1kg)
$3.9 $3.9
$2.74 $2.74
42.34%
Lettuce (1 head)
$3.07 $3.07
$2.43 $2.43
26.34%
Water (1.5 liter bottle)
$2.57 $2.57
$2.7 $2.7
-4.81%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$15.19 $15.19
26.46%
Wine (Bottle)
$17.79 $17.79
$16.42 $16.42
8.34%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$2.35 $2.35
28.09%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$3.7 $3.7
0.54%
๐ŸšŒ Getting Around
New York, NY
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$2.53 $2.53
15.42%
Public Transport Monthly Pass (Regular Price)
$134 $134
$74.1 $74.1
80.74%
Taxi Start (Normal Tariff)
$5.13 $5.13
$3.34 $3.34
53.59%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$1.42 $1.42
51.41%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$25.42 $25.42
63.53%
Gasoline (1 liter)
$0.95 $0.95
$1.08 $1.08
-12.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$32.4K $32.4K
8.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$26.2K $26.2K
5.65%
๐Ÿงพ Monthly Utilities & Internet
New York, NY
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$188 $188
-5.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$63.7 $63.7
-5.86%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$65.2 $65.2
-2.10%
๐ŸŽ‰ Sport & Entertainment
New York, NY
Chicago, IL
Difference
Gym Membership (Monthly)
$141 $141
$76.7 $76.7
83.41%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
$13.03 $13.03
390.41%
Cinema Ticket
$19.9 $19.9
$14.93 $14.93
33.29%
๐Ÿงธ Childcare & Education
New York, NY
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$2,063 $2,063
55.47%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$39.2K $39.2K
44.14%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
New York, NY
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$64.3 $64.3
2.18%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$52.4 $52.4
-6.95%
Sport Shoes (Adidas, Nike)
$111 $111
$95.2 $95.2
16.75%
Men's Leather Business Shoes
$172 $172
$145 $145
18.61%
๐Ÿ  Accommodation & Living
New York, NY
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$2,378 $2,378
75.16%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$1,584 $1,584
67.47%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$4,763 $4,763
76.60%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$2,815 $2,815
87.46%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$3,588 $3,588
335.39%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$2,490 $2,490
348.03%
๐Ÿ’ต Salaries & Financials
New York, NY
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$5,275 $5,275
6.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.6
-2.42%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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