Cost of Living Comparison Between New York, NY and Chattanooga, TN Cost of Living Comparison Between New York, NY and Chattanooga, TN

๐Ÿ˜ Solo nomad: New York, NY is 58.1% more expensive than Chattanooga, TN without rent, and 79.4% more expensive with rent.
๐Ÿ˜ Family of 3: New York, NY is 69.7% more expensive than Chattanooga, TN without rent, and 98.2% more expensive with rent.
Currency
๐Ÿฝ Eating Out
New York, NY
Chattanooga, TN
Difference
Meal at Budget Restaurant
$29.68 $29.68
$16.52 $16.52
79.66%
Three-Course Dinner for Two, Mid-Range
$144 $144
$79.1 $79.1
82.18%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$10.85 $10.85
14.56%
Cappuccino
$5.84 $5.84
$4.78 $4.78
22.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$2.57 $2.57
26.85%
Water (0.33 liter bottle)
$2.58 $2.58
$2.09 $2.09
23.44%
Local Beer (0.5 liter draught)
$8.24 $8.24
$6.08 $6.08
35.53%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$7.47 $7.47
58.77%
๐Ÿ›’ Groceries & Markets
New York, NY
Chattanooga, TN
Difference
Milk (1 liter)
$1.56 $1.56
$1.02 $1.02
52.94%
White Bread (500g)
$5.23 $5.23
$3.61 $3.61
44.88%
Rice (white) (1kg)
$8.11 $8.11
$4.68 $4.68
73.29%
Eggs
$7.25 $7.25
$4.25 $4.25
70.59%
Local Cheese (1kg)
$17.08 $17.08
$13.42 $13.42
27.27%
Chicken Fillets (1kg)
$16.24 $16.24
$13.63 $13.63
19.15%
Beef Round Steak (1kg)
$20.02 $20.02
$12.83 $12.83
56.04%
Apples (1kg)
$7.49 $7.49
$6.47 $6.47
15.77%
Banana (1kg)
$2.55 $2.55
$1.5 $1.5
70.00%
Oranges (1kg)
$5.82 $5.82
$4.4 $4.4
32.27%
Tomato (1kg)
$6.52 $6.52
$3.62 $3.62
80.11%
Potato (1kg)
$3.72 $3.72
$3.32 $3.32
12.05%
Onion (1kg)
$3.9 $3.9
$3.38 $3.38
15.38%
Lettuce (1 head)
$3.07 $3.07
$2.3 $2.3
33.48%
Water (1.5 liter bottle)
$2.57 $2.57
$3.1 $3.1
-17.10%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$7.33 $7.33
162.07%
Wine (Bottle)
$17.79 $17.79
$13.9 $13.9
27.99%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$1.93 $1.93
55.96%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$3.52 $3.52
5.68%
๐ŸšŒ Getting Around
New York, NY
Chattanooga, TN
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$3.9 $3.9
-25.13%
Public Transport Monthly Pass (Regular Price)
$134 $134
$49.54 $49.54
170.45%
Taxi Start (Normal Tariff)
$5.13 $5.13
$1.78 $1.78
188.20%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$1.57 $1.57
36.94%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$24.05 $24.05
72.85%
Gasoline (1 liter)
$0.95 $0.95
$0.74 $0.74
28.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$25K $25K
40.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$26K $26K
6.35%
๐Ÿงพ Monthly Utilities & Internet
New York, NY
Chattanooga, TN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$139 $139
28.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$56.7 $56.7
5.71%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$72.6 $72.6
-12.08%
๐ŸŽ‰ Sport & Entertainment
New York, NY
Chattanooga, TN
Difference
Gym Membership (Monthly)
$141 $141
$40.58 $40.58
246.75%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
-
-
Cinema Ticket
$19.9 $19.9
$12.47 $12.47
59.58%
๐Ÿงธ Childcare & Education
New York, NY
Chattanooga, TN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$1,030 $1,030
211.43%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$24.5K $24.5K
130.40%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
New York, NY
Chattanooga, TN
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$40.76 $40.76
61.21%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$32.09 $32.09
51.92%
Sport Shoes (Adidas, Nike)
$111 $111
$98.2 $98.2
13.21%
Men's Leather Business Shoes
$172 $172
$113 $113
52.20%
๐Ÿ  Accommodation & Living
New York, NY
Chattanooga, TN
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$1,493 $1,493
178.98%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$1,278 $1,278
107.55%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$3,635 $3,635
131.44%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$2,164 $2,164
143.81%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$2,776 $2,776
462.75%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$2,200 $2,200
407.20%
๐Ÿ’ต Salaries & Financials
New York, NY
Chattanooga, TN
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$4,039 $4,039
39.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.45
-0.16%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Chattanooga, TN: October 29, 2025

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