Cost of Living Comparison Between New York, NY and Annapolis, MD Cost of Living Comparison Between New York, NY and Annapolis, MD

๐Ÿ˜ Solo nomad: New York, NY is 37.1% more expensive than Annapolis, MD without rent, and 27.8% more expensive with rent.
๐Ÿ˜ Family of 3: New York, NY is 44.1% more expensive than Annapolis, MD without rent, and 56.1% more expensive with rent.
Currency
๐Ÿฝ Eating Out
New York, NY
Annapolis, MD
Difference
Meal at Budget Restaurant
$29.68 $29.68
$30.44 $30.44
-2.50%
Three-Course Dinner for Two, Mid-Range
$144 $144
$80 $80
80.20%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$10.06 $10.06
23.56%
Cappuccino
$5.84 $5.84
$5.42 $5.42
7.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$2.61 $2.61
24.90%
Water (0.33 liter bottle)
$2.58 $2.58
$1.84 $1.84
40.22%
Local Beer (0.5 liter draught)
$8.24 $8.24
$6.56 $6.56
25.61%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$8.5 $8.5
39.53%
๐Ÿ›’ Groceries & Markets
New York, NY
Annapolis, MD
Difference
Milk (1 liter)
$1.56 $1.56
$1.06 $1.06
47.17%
White Bread (500g)
$5.23 $5.23
$3.38 $3.38
54.73%
Rice (white) (1kg)
$8.11 $8.11
$5.64 $5.64
43.79%
Eggs
$7.25 $7.25
$4.33 $4.33
67.44%
Local Cheese (1kg)
$17.08 $17.08
$10.53 $10.53
62.20%
Chicken Fillets (1kg)
$16.24 $16.24
$10.32 $10.32
57.36%
Beef Round Steak (1kg)
$20.02 $20.02
$14.87 $14.87
34.63%
Apples (1kg)
$7.49 $7.49
$6.1 $6.1
22.79%
Banana (1kg)
$2.55 $2.55
$2.27 $2.27
12.33%
Oranges (1kg)
$5.82 $5.82
$6.87 $6.87
-15.28%
Tomato (1kg)
$6.52 $6.52
$7.63 $7.63
-14.55%
Potato (1kg)
$3.72 $3.72
$4.88 $4.88
-23.77%
Onion (1kg)
$3.9 $3.9
$4.44 $4.44
-12.16%
Lettuce (1 head)
$3.07 $3.07
$2.28 $2.28
34.65%
Water (1.5 liter bottle)
$2.57 $2.57
$2.18 $2.18
17.89%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$9.94 $9.94
93.26%
Wine (Bottle)
$17.79 $17.79
$14.92 $14.92
19.24%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$1.75 $1.75
72.00%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$3.86 $3.86
-3.63%
๐ŸšŒ Getting Around
New York, NY
Annapolis, MD
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$4.02 $4.02
-27.36%
Public Transport Monthly Pass (Regular Price)
$134 $134
$143 $143
-6.01%
Taxi Start (Normal Tariff)
$5.13 $5.13
$3.27 $3.27
56.88%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$1.56 $1.56
37.82%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$29.58 $29.58
40.53%
Gasoline (1 liter)
$0.95 $0.95
$0.82 $0.82
15.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$26.9K $26.9K
30.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$24.8K $24.8K
11.52%
๐Ÿงพ Monthly Utilities & Internet
New York, NY
Annapolis, MD
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$203 $203
-12.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$52.2 $52.2
14.80%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$66.5 $66.5
-4.07%
๐ŸŽ‰ Sport & Entertainment
New York, NY
Annapolis, MD
Difference
Gym Membership (Monthly)
$141 $141
$54.9 $54.9
156.12%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
-
-
Cinema Ticket
$19.9 $19.9
$13.73 $13.73
44.94%
๐Ÿงธ Childcare & Education
New York, NY
Annapolis, MD
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$1,655 $1,655
93.78%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$19.2K $19.2K
194.08%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
New York, NY
Annapolis, MD
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$47.45 $47.45
38.48%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$20.25 $20.25
140.74%
Sport Shoes (Adidas, Nike)
$111 $111
$92.4 $92.4
20.29%
Men's Leather Business Shoes
$172 $172
$118 $118
44.94%
๐Ÿ  Accommodation & Living
New York, NY
Annapolis, MD
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$2,784 $2,784
49.62%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$1,865 $1,865
42.27%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$3,893 $3,893
116.10%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$2,795 $2,795
88.83%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$3,134 $3,134
398.47%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$2,761 $2,761
304.07%
๐Ÿ’ต Salaries & Financials
New York, NY
Annapolis, MD
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$6,471 $6,471
-13.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.18
4.21%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Annapolis, MD: October 29, 2025

Join the CityCost newsletter โ€“ low traffic, no spam, and easy to unsubscribe. Your email stays private.