Cost of Living Comparison Between New York, NY and Albany, NY Cost of Living Comparison Between New York, NY and Albany, NY

😐 Solo nomad: New York, NY is 41.3% more expensive than Albany, NY without rent, and 65.4% more expensive with rent.

😐 Family of 3: New York, NY is 47.3% more expensive than Albany, NY without rent, and 75.3% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$19.04 $19.04

55.88%

Three-Course Dinner for Two, Mid-Range

$144 $144

$79.2 $79.2

82.05%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$13.05 $13.05

-4.75%

Cappuccino

$5.84 $5.84

$5.9 $5.9

-1.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.83 $2.83

15.19%

Water (0.33 liter bottle)

$2.58 $2.58

$1.96 $1.96

31.63%

Local Beer (0.5 liter draught)

$8.24 $8.24

$5.15 $5.15

60.00%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$5.9 $5.9

101.02%

Milk (1 liter)

$1.56 $1.56

$1.04 $1.04

50.00%

White Bread (500g)

$5.23 $5.23

$3.83 $3.83

36.55%

Rice (white) (1kg)

$8.11 $8.11

$5.76 $5.76

40.80%

Eggs

$7.25 $7.25

$5.25 $5.25

38.10%

Local Cheese (1kg)

$17.08 $17.08

$14.32 $14.32

19.27%

Chicken Fillets (1kg)

$16.24 $16.24

$14.18 $14.18

14.53%

Beef Round Steak (1kg)

$20.02 $20.02

$17.36 $17.36

15.32%

Apples (1kg)

$7.49 $7.49

$4.67 $4.67

60.39%

Banana (1kg)

$2.55 $2.55

$1.42 $1.42

79.58%

Oranges (1kg)

$5.82 $5.82

$4.71 $4.71

23.57%

Tomato (1kg)

$6.52 $6.52

$4.76 $4.76

36.97%

Potato (1kg)

$3.72 $3.72

$2.91 $2.91

27.84%

Onion (1kg)

$3.9 $3.9

$3.55 $3.55

9.86%

Lettuce (1 head)

$3.07 $3.07

$3.25 $3.25

-5.54%

Water (1.5 liter bottle)

$2.57 $2.57

$1.78 $1.78

44.38%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$14.55 $14.55

32.03%

Wine (Bottle)

$17.79 $17.79

$13.13 $13.13

35.49%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$2.18 $2.18

38.07%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$4.09 $4.09

-9.05%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.53 $1.53

90.85%

Public Transport Monthly Pass (Regular Price)

$134 $134

$65 $65

106.00%

Taxi Start (Normal Tariff)

$5.13 $5.13

$4.86 $4.86

5.56%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.42 $1.42

51.41%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$27.03 $27.03

53.79%

Gasoline (1 liter)

$0.95 $0.95

$0.94 $0.94

1.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$29.4K $29.4K

19.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$25.3K $25.3K

9.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$212 $212

-15.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$59.1 $59.1

1.51%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$78.9 $78.9

-19.06%

Gym Membership (Monthly)

$141 $141

$31.7 $31.7

343.88%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

$21.85 $21.85

192.45%

Cinema Ticket

$19.9 $19.9

$15.01 $15.01

32.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,419 $1,419

126.01%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$28.5K $28.5K

98.01%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$51.4 $51.4

27.96%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$45.66 $45.66

6.77%

Sport Shoes (Adidas, Nike)

$111 $111

$84.3 $84.3

31.91%

Men's Leather Business Shoes

$172 $172

$103 $103

65.91%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$1,436 $1,436

190.06%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$1,303 $1,303

103.70%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,856 $2,856

194.55%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$2,555 $2,555

106.52%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$3,512 $3,512

344.79%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$3,006 $3,006

271.16%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$3,766 $3,766

49.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.45

-0.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Albany, NY: October 29, 2025

Similar cities

Honolulu, HI

🇺🇸 United States

Neuchatel

🇨🇭 Switzerland

Fribourg

🇨🇭 Switzerland

Nassau

🇧🇸 Bahamas

Sisimiut

🇬🇱 Greenland

Maui, HI

🇺🇸 United States

West Bay

🇰🇾 Cayman Islands

Hafnarfjordur

🇮🇸 Iceland