Last update: Oct 2026

Cost of Living Comparison Between New Westminster and Toronto

For one person, living costs are similar in New Westminster and in Toronto: $2,526 and $2,561 a month, rent and utilities included.

123

Cost of Living Index in New Westminster
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New Westminster Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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New Westminster

🇨🇦 Canada

$2,526

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in New Westminster and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New Westminster and in Toronto actually costs, broken down by who's living it.

A single person spends $2,526 per month in New Westminster vs $2,561 in Toronto, rent included.

New Westminster $2,526
Toronto $2,561

A couple spends around $3,900 per month in New Westminster vs $3,694 in Toronto, rent included.

New Westminster $3,900
Toronto $3,694

A family of three spends $5,273 per month in New Westminster vs $4,826 in Toronto, rent included.

New Westminster $5,273
Toronto $4,826

New Westminster is about 1% cheaper than Toronto, and outside of rent the biggest gap is in groceries.

Both New Westminster and Toronto sit above the global median – New Westminster by 87%, Toronto by 90%.

Meal at Budget Restaurant

$19.28 CA$27.25

$17.18 CA$24.29

12.22%

Three-Course Dinner for Two, Mid-Range

$49.65 CA$70.2

$76.0 CA$107

-34.65%

Fast Food Meal (McDonalds, etc)

$10.12 CA$14.31

$10.54 CA$14.89

-3.98%

Cappuccino

$3.47 CA$4.90

$4.02 CA$5.68

-13.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.85 CA$2.62

$2.12 CA$3.00

-12.74%

Water (0.33 liter bottle)

$1.55 CA$2.19

$1.75 CA$2.48

-11.43%

Local Beer (0.5 liter draught)

$5.77 CA$8.16

$6.24 CA$8.83

-7.53%

Imported Beer (0.33 liter bottle)

$5.63 CA$7.95

$7.09 CA$10.02

-20.59%

Milk (1 liter)

$1.76 CA$2.49

$2.44 CA$3.45

-27.87%

White Bread (500g)

$2.34 CA$3.30

$2.68 CA$3.78

-12.69%

Rice (white) (1kg)

$3.45 CA$4.87

$2.24 CA$3.17

54.02%

Eggs

$3.01 CA$4.25

$3.56 CA$5.03

-15.45%

Local Cheese (1kg)

$10.80 CA$15.27

$9.09 CA$12.85

18.81%

Chicken Fillets (1kg)

$15.33 CA$21.68

$11.33 CA$16.01

35.30%

Beef Round Steak (1kg)

$26.67 CA$37.71

$14.53 CA$20.55

83.55%

Apples (1kg)

$3.77 CA$5.34

$3.62 CA$5.12

4.14%

Banana (1kg)

$1.48 CA$2.09

$1.21 CA$1.72

22.31%

Oranges (1kg)

$3.60 CA$5.09

Tomato (1kg)

$3.66 CA$5.17

$4.21 CA$5.96

-13.06%

Potato (1kg)

$2.33 CA$3.30

$1.79 CA$2.53

30.17%

Onion (1kg)

$2.21 CA$3.13

$1.59 CA$2.25

38.99%

Lettuce (1 head)

$2.33 CA$3.29

$2.27 CA$3.21

2.64%

Water (1.5 liter bottle)

$1.80 CA$2.55

$1.25 CA$1.77

44.00%

Cigarettes 20 Pack (Marlboro, Camel)

$15.33 CA$21.67

$13.82 CA$19.53

10.93%

Wine (Bottle)

$10.63 CA$15.03

$14.27 CA$20.18

-25.51%

Local Beer (0.5 liter bottle)

$2.02 CA$2.85

$2.20 CA$3.10

-8.18%

Imported Beer (0.33 liter bottle)

$2.72 CA$3.84

$2.43 CA$3.44

11.93%

One-way Ticket (Public Transport)

$2.52 CA$3.56

$2.39 CA$3.38

5.44%

Public Transport Monthly Pass (Regular Price)

$90.3 CA$128

$111 CA$157

-18.62%

Taxi Start (Normal Tariff)

$2.05 CA$2.90

$2.91 CA$4.12

-29.55%

Taxi (Normal Tariff) (1km)

$1.72 CA$2.43

$1.20 CA$1.69

43.33%

Taxi 1hour Waiting (Normal Tariff)

$22.76 CA$32.17

$21.38 CA$30.23

6.45%

Gasoline (1 liter)

$1.26 CA$1.78

$1.21 CA$1.71

4.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K CA$33.7K

$28.2K CA$39.8K

-15.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K CA$26.8K

$20.3K CA$28.6K

-6.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 CA$196

$120 CA$170

15.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.09 CA$59.5

$32.26 CA$45.60

30.47%

Internet (50+ Mbps, Unlimited Data)

$63.0 CA$89.1

$47.93 CA$67.8

31.44%

Gym Membership (Monthly)

$32.42 CA$45.83

$38.48 CA$54.4

-15.75%

Tennis Court (1 Hour on Weekend)

$17.27 CA$24.41

$22.96 CA$32.46

-24.78%

Cinema Ticket

$11.94 CA$16.87

$12.38 CA$17.50

-3.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$758 CA$1,072

$830 CA$1,173

-8.63%

International Primary School, 1 Child (Yearly)

$8,536 CA$12.1K

$23.1K CA$32.6K

-63.03%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$50.7 CA$71.7

3.08%

Summer Dress (H&M, Zara, etc)

$41.77 CA$59.1

$40.02 CA$56.6

4.37%

Sport Shoes (Adidas, Nike)

$77.5 CA$110

$98.0 CA$139

-20.85%

Men's Leather Business Shoes

$96.6 CA$137

$121 CA$171

-19.92%

1-bedroom Apartment, City Center (Monthly)

$1,548 CA$2,188

$1,592 CA$2,251

-2.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,319 CA$1,865

$1,410 CA$1,994

-6.47%

3-bedroom Apartment, City Center (Monthly)

$2,841 CA$4,016

$2,670 CA$3,775

6.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,620 CA$3,704

$2,152 CA$3,042

21.77%

Buy Apartment in City Center (m2)

$4,810 CA$6,800

$7,945 CA$11.2K

-39.46%

Buy Apartment Outside City Center (m2)

$4,025 CA$5,690

$6,542 CA$9,249

-38.47%

Average Monthly Net Salary (After Tax)

$2,989 CA$4,226

$3,727 CA$5,269

-19.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.72

4.47

5.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New Westminster: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New Westminster

$1.3K 52.2%

Toronto

$1.4K 55.1% 6.9% $91

Groceries & Markets

New Westminster

$396 15.7%

Toronto

$340 13.3% 14.1% $56

Eating Out

New Westminster

$280 11.1%

Toronto

$278 10.9% 0.6% $1.8

Monthly Utilities & Internet

New Westminster

$244 9.7%

Toronto

$201 7.8% 17.7% $43

Clothing & Footwear

New Westminster

$121 4.8%

Toronto

$139 5.4% 15.3% $19

Getting Around

New Westminster

$111 4.4%

Toronto

$129 5.1% 16.6% $18

Sport & Entertainment

New Westminster

$56 2.2%

Toronto

$63 2.5% 12.3% $6.9

Cost Breakdown

A central one-bedroom costs $1,548 in New Westminster versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 25% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50.0 in New Westminster versus $76.0 in Toronto. Groceries tell a different story – $396 in New Westminster vs $340 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 New Westminster

🇨🇦 Toronto

🕒 Local time

11:19 11:19 AM

14:19 2:19 PM

3 h ahead of New Westminster

🌤 Weather

👥 Population

58,000

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

New Westminster Toronto 3,340 km ≈ 4 h 45 min nonstop flight

From you

New Westminster
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

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New Westminster vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 1% more than New Westminster, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,790 per month in New Westminster and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in New Westminster, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $758 per month in New Westminster and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 16% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$2,000 is a stretch for both – monthly costs hit $2,526 in New Westminster and $2,561 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward New Westminster – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with New Westminster. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.