Last update: Oct 2026

Cost of Living Comparison Between Toronto and New Westminster

For one person, living costs are similar in Toronto and in New Westminster: $2,589 and $2,536 a month, rent and utilities included.

125

Cost of Living Index in Toronto
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Toronto Living Index
123

Cost of Living Index in New Westminster
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New Westminster Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

New Westminster

🇨🇦 Canada

$2,536

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in New Westminster

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in New Westminster actually costs, broken down by who's living it.

A single person spends $2,589 per month in Toronto vs $2,536 in New Westminster, rent included.

Toronto $2,589
New Westminster $2,536

A couple spends around $3,710 per month in Toronto vs $3,772 in New Westminster, rent included.

Toronto $3,710
New Westminster $3,772

A family of three spends $4,831 per month in Toronto vs $5,008 in New Westminster, rent included.

Toronto $4,831
New Westminster $5,008

Toronto and New Westminster have comparable living costs – the differences are in the details.

Both Toronto and New Westminster sit above the global median – Toronto by 90%, New Westminster by 86%.

Meal at Budget Restaurant

$17.60 CA$24.59

$19.53 CA$27.29

-9.88%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$49.69 CA$69.4

56.59%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.79

$10.26 CA$14.33

3.22%

Cappuccino

$4.16 CA$5.81

$3.55 CA$4.96

17.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.86

$1.88 CA$2.63

8.51%

Water (0.33 liter bottle)

$1.75 CA$2.45

$1.65 CA$2.31

6.06%

Local Beer (0.5 liter draught)

$6.58 CA$9.19

$6.14 CA$8.58

7.17%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.94

$5.56 CA$7.77

27.88%

Milk (1 liter)

$2.53 CA$3.54

$1.79 CA$2.50

41.34%

White Bread (500g)

$2.70 CA$3.78

$2.37 CA$3.32

13.92%

Rice (white) (1kg)

$2.24 CA$3.13

$3.49 CA$4.88

-35.82%

Eggs

$3.48 CA$4.87

$3.23 CA$4.51

7.74%

Local Cheese (1kg)

$9.38 CA$13.10

$10.95 CA$15.30

-14.34%

Chicken Fillets (1kg)

$11.60 CA$16.21

$15.61 CA$21.81

-25.69%

Beef Round Steak (1kg)

$14.68 CA$20.52

$27.23 CA$38.05

-46.09%

Apples (1kg)

$3.74 CA$5.23

$3.91 CA$5.46

-4.35%

Banana (1kg)

$1.22 CA$1.71

$1.48 CA$2.07

-17.57%

Oranges (1kg)

$3.48 CA$4.86

$3.78 CA$5.29

-7.94%

Tomato (1kg)

$4.32 CA$6.04

$3.71 CA$5.18

16.44%

Potato (1kg)

$1.85 CA$2.59

$2.46 CA$3.44

-24.80%

Onion (1kg)

$1.69 CA$2.36

$2.20 CA$3.07

-23.18%

Lettuce (1 head)

$2.23 CA$3.11

$2.29 CA$3.20

-2.62%

Water (1.5 liter bottle)

$1.28 CA$1.78

$1.85 CA$2.59

-30.81%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.62

$15.50 CA$21.65

-9.42%

Wine (Bottle)

$14.43 CA$20.16

$10.88 CA$15.21

32.63%

Local Beer (0.5 liter bottle)

$2.16 CA$3.01

$2.04 CA$2.85

5.88%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.53

$2.81 CA$3.93

-10.32%

One-way Ticket (Public Transport)

$2.37 CA$3.31

$2.46 CA$3.44

-3.66%

Public Transport Monthly Pass (Regular Price)

$112 CA$157

$91.0 CA$127

23.54%

Taxi Start (Normal Tariff)

$3.04 CA$4.25

$2.17 CA$3.04

40.09%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.73

$1.81 CA$2.52

-31.49%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.51

$22.72 CA$31.75

-0.75%

Gasoline (1 liter)

$1.24 CA$1.74

$1.32 CA$1.84

-6.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.6K

$24.4K CA$34.1K

10.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$29.9K

$20.9K CA$29.2K

2.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$174

$141 CA$196

-11.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.19

$43.47 CA$60.7

-23.97%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.0

$65.0 CA$90.9

-26.24%

Gym Membership (Monthly)

$36.69 CA$51.3

$33.49 CA$46.80

9.56%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.07

$17.69 CA$24.72

33.80%

Cinema Ticket

$13.08 CA$18.27

$11.52 CA$16.09

13.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,060

$794 CA$1,109

-4.40%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.2K

$8,694 CA$12.1K

173.55%

Jeans (Levis 501 Or Similar)

$53.5 CA$74.8

$52.4 CA$73.2

2.20%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.5

$41.09 CA$57.4

-1.58%

Sport Shoes (Adidas, Nike)

$100 CA$140

$80.0 CA$112

25.65%

Men's Leather Business Shoes

$125 CA$175

$98.8 CA$138

26.82%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,277

$1,624 CA$2,269

0.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,978

$1,306 CA$1,824

8.43%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,765

$2,668 CA$3,729

0.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,936

$2,310 CA$3,228

-9.06%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$4,751 CA$6,639

58.92%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,325

$4,037 CA$5,641

65.31%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,951

$3,171 CA$4,431

11.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.72

-5.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for New Westminster: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

New Westminster

$1.3K 51.5% 7.8% $110

Groceries & Markets

Toronto

$345 13.3%

New Westminster

$404 15.9% 17.1% $59

Eating Out

Toronto

$285 11%

New Westminster

$286 11.3% 0.3% $0.9

Monthly Utilities & Internet

Toronto

$206 7.9%

New Westminster

$249 9.8% 21.1% $43

Clothing & Footwear

Toronto

$144 5.6%

New Westminster

$122 4.8% 14.9% $21

Getting Around

Toronto

$131 5.1%

New Westminster

$112 4.4% 14.5% $19

Sport & Entertainment

Toronto

$63 2.4%

New Westminster

$57 2.2% 10.1% $6.3

Cost Breakdown

A central one-bedroom costs $1,630 in Toronto versus $1,624 in New Westminster. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Toronto. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78 in Toronto versus $50 in New Westminster. Groceries tell a different story – $345 in Toronto vs $404 in New Westminster – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇨🇦 New Westminster

🕒 Local time

08:32 8:32 AM

06:32 6:32 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

58,000

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Toronto New Westminster 3,340 km ≈ 4 h 45 min nonstop flight

From you

Toronto
New Westminster

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs New Westminster: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $3,883 per month in Toronto and $3,803 in New Westminster. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,630 in Toronto and $1,624 in New Westminster. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Interestingly, groceries are about 15% cheaper in Toronto – one category where the pricier city actually offers better value.

Kindergarten costs $759 per month in Toronto and $794 in New Westminster. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,589 in Toronto and $2,536 in New Westminster. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. New Westminster has an edge in some lifestyle areas, with costs from $2,536 in New Westminster to $2,589 in Toronto. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with New Westminster. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.