Last update: Oct 2026

Cost of Living Comparison Between New Smyrna Beach, FL and Austin, TX

For one person, living costs are similar in New Smyrna Beach, FL and in Austin, TX: $2,760 and $2,698 a month, rent and utilities included.

133

Cost of Living Index in New Smyrna Beach, FL
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New Smyrna Beach, FL Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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New Smyrna Beach, FL

🇺🇸 United States

$2,760

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in New Smyrna Beach, FL and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New Smyrna Beach, FL and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,760 in New Smyrna Beach, FL versus $2,698 in Austin, TX.

New Smyrna Beach, FL $2,760
Austin, TX $2,698

Estimated couple costs with rent: $3,921 in New Smyrna Beach, FL versus $4,160 in Austin, TX.

New Smyrna Beach, FL $3,921
Austin, TX $4,160

Monthly costs for a family of three with rent: $5,082 in New Smyrna Beach, FL versus $5,622 in Austin, TX.

New Smyrna Beach, FL $5,082
Austin, TX $5,622

Living in New Smyrna Beach, FL is roughly 2% more expensive than in Austin, TX, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: New Smyrna Beach, FL 104% above, Austin, TX 99% above.

Meal at Budget Restaurant

$19.84 $19.84

$20.63 $20.63

-3.83%

Three-Course Dinner for Two, Mid-Range

$79.6 $79.6

$84.6 $84.6

-5.92%

Fast Food Meal (McDonalds, etc)

$11.33 $11.33

$12.07 $12.07

-6.13%

Cappuccino

$5.93 $5.93

$5.48 $5.48

8.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$3.80 $3.80

-19.74%

Water (0.33 liter bottle)

$2.16 $2.16

$2.47 $2.47

-12.55%

Local Beer (0.5 liter draught)

$7.02 $7.02

$8.05 $8.05

-12.80%

Imported Beer (0.33 liter bottle)

$6.86 $6.86

$8.88 $8.88

-22.75%

Milk (1 liter)

$1.05 $1.05

$1.11 $1.11

-5.41%

White Bread (500g)

$3.31 $3.31

$3.72 $3.72

-11.02%

Rice (white) (1kg)

$2.47 $2.47

$3.37 $3.37

-26.71%

Eggs

$4.36 $4.36

$4.32 $4.32

0.93%

Local Cheese (1kg)

$11.84 $11.84

$13.13 $13.13

-9.82%

Chicken Fillets (1kg)

$9.69 $9.69

$14.15 $14.15

-31.52%

Beef Round Steak (1kg)

$16.15 $16.15

$16.33 $16.33

-1.10%

Apples (1kg)

$5.98 $5.98

$4.55 $4.55

31.43%

Banana (1kg)

$1.47 $1.47

$1.46 $1.46

0.68%

Oranges (1kg)

$4.00 $4.00

$4.71 $4.71

-15.07%

Tomato (1kg)

$4.61 $4.61

$4.15 $4.15

11.08%

Potato (1kg)

$2.52 $2.52

$2.58 $2.58

-2.33%

Onion (1kg)

$2.92 $2.92

$2.35 $2.35

24.26%

Lettuce (1 head)

$1.46 $1.46

$1.77 $1.77

-17.51%

Water (1.5 liter bottle)

$1.83 $1.83

$2.14 $2.14

-14.49%

Cigarettes 20 Pack (Marlboro, Camel)

$8.83 $8.83

$10.10 $10.10

-12.57%

Wine (Bottle)

$13.36 $13.36

$15.19 $15.19

-12.05%

Local Beer (0.5 liter bottle)

$2.07 $2.07

$2.82 $2.82

-26.60%

Imported Beer (0.33 liter bottle)

$3.03 $3.03

$3.44 $3.44

-11.92%

One-way Ticket (Public Transport)

$1.54 $1.54

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$1.47 $1.47

$2.80 $2.80

-47.50%

Taxi (Normal Tariff) (1km)

$1.18 $1.18

$1.60 $1.60

-26.25%

Taxi 1hour Waiting (Normal Tariff)

$13.74 $13.74

$34.34 $34.34

-59.99%

Gasoline (1 liter)

$1.00 $1.00

$0.94 $0.94

6.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K $28.3K

$34.0K $34.0K

-16.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$26.8K $26.8K

-1.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 $190

$223 $223

-14.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.3 $63.3

$58.9 $58.9

7.40%

Internet (50+ Mbps, Unlimited Data)

$68.3 $68.3

$70.6 $70.6

-3.24%

Gym Membership (Monthly)

$24.54 $24.54

$57.7 $57.7

-57.47%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$13.59 $13.59

$14.26 $14.26

-4.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$630 $630

$1,511 $1,511

-58.31%

International Primary School, 1 Child (Yearly)

$12.1K $12.1K

$20.9K $20.9K

-41.88%

Jeans (Levis 501 Or Similar)

$53.9 $53.9

$51.3 $51.3

5.11%

Summer Dress (H&M, Zara, etc)

$48.18 $48.18

$44.17 $44.17

9.08%

Sport Shoes (Adidas, Nike)

$84.9 $84.9

$87.0 $87.0

-2.41%

Men's Leather Business Shoes

$114 $114

$104 $104

9.59%

1-bedroom Apartment, City Center (Monthly)

$1,626 $1,626

$1,940 $1,940

-16.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,545 $1,545

$1,316 $1,316

17.39%

3-bedroom Apartment, City Center (Monthly)

$2,460 $2,460

$3,664 $3,664

-32.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,363 $2,363

$2,565 $2,565

-7.90%

Buy Apartment in City Center (m2)

$2,704 $2,704

$7,354 $7,354

-63.23%

Buy Apartment Outside City Center (m2)

$2,381 $2,381

$3,129 $3,129

-23.92%

Average Monthly Net Salary (After Tax)

$7,531 $7,531

$5,286 $5,286

42.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

6.79

-1.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New Smyrna Beach, FL: October 19, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New Smyrna Beach, FL

$1.5K 56%

Austin, TX

$1.3K 48.8% 14.8% $229

Groceries & Markets

New Smyrna Beach, FL

$366 13.2%

Austin, TX

$406 15.1% 11.1% $40

Eating Out

New Smyrna Beach, FL

$334 12.1%

Austin, TX

$350 13% 4.9% $17

Monthly Utilities & Internet

New Smyrna Beach, FL

$321 11.6%

Austin, TX

$352 13.1% 9.7% $31

Clothing & Footwear

New Smyrna Beach, FL

$136 4.9%

Austin, TX

$129 4.8% 4.8% $6.5

Sport & Entertainment

New Smyrna Beach, FL

$52 1.9%

Austin, TX

$86 3.2% 66.7% $35

Getting Around

New Smyrna Beach, FL

$7.4 * 0.3%

Austin, TX

$58 2.2% 686% $51

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,626 in New Smyrna Beach, FL and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

New Smyrna Beach, FL pays 42% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in New Smyrna Beach, FL vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $366 vs $406 per month, with New Smyrna Beach, FL cheaper across the board.

Good to know

🇺🇸 New Smyrna Beach, FL

🇺🇸 Austin, TX

🕒 Local time

06:53 6:53 AM

05:53 5:53 AM

1 h behind New Smyrna Beach, FL

🌤 Weather

👥 Population

30,142

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New Smyrna Beach, FL Austin, TX 1,630 km ≈ 2 h 30 min nonstop flight

From you

New Smyrna Beach, FL
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New Smyrna Beach, FL vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 2% lower than in New Smyrna Beach, FL. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 42% higher in New Smyrna Beach, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,626 in New Smyrna Beach, FL versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $630 in New Smyrna Beach, FL versus $1,511 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Austin, TX – a meal for two runs $85.0 versus $80.0 in New Smyrna Beach, FL. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 2% less than in New Smyrna Beach, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.