😐Monthly costs for one person with rent: $2,690 in New Smyrna Beach, FL versus $2,659 in Austin, TX.
🙂Estimated couple costs with rent: $3,945 in New Smyrna Beach, FL versus $4,101 in Austin, TX.
🙂Monthly costs for a family of three with rent: $5,201 in New Smyrna Beach, FL versus $5,542 in Austin, TX.
😐Living in New Smyrna Beach, FL is roughly 1% more expensive than Austin, TX, driven mainly by Getting Around.
📊Both cities are pricier than the global median: New Smyrna Beach, FL101% above, Austin, TX98% above.
Currency
🍽 Eating Out
New Smyrna Beach, FL
Austin, TX
Difference
Meal at Budget Restaurant
$20.25$20.25
$19.63$19.63
3.16%
Three-Course Dinner for Two, Mid-Range
$74.1$74.1
$75.1$75.1
-1.34%
Fast Food Meal(McDonalds, etc)
$9.93$9.93
$9.92$9.92
0.10%
Cappuccino
$5.83$5.83
$5.67$5.67
2.82%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.14$2.14
$2.77$2.77
-22.74%
Water(0.33 liter bottle)
$1.31$1.31
$2.17$2.17
-39.63%
Local Beer(0.5 liter draught)
$4.46$4.46
$5.84$5.84
-23.63%
Imported Beer(0.33 liter bottle)
$6.02$6.02
$7.77$7.77
-22.52%
🛒 Groceries & Markets
New Smyrna Beach, FL
Austin, TX
Difference
Milk(1 liter)
$1.00$1.00
$1.09$1.09
-8.26%
White Bread(500g)
$3.54$3.54
$3.41$3.41
3.81%
Rice(white)(1kg)
$2.58$2.58
$3.43$3.43
-24.78%
Eggs
$4.53$4.53
$4.39$4.39
3.19%
Local Cheese(1kg)
$11.85$11.85
$11.95$11.95
-0.84%
Chicken Fillets(1kg)
$9.32$9.32
$10.76$10.76
-13.38%
Beef Round Steak(1kg)
$23.17$23.17
$14.29$14.29
62.14%
Apples(1kg)
$5.70$5.70
$4.84$4.84
17.77%
Banana(1kg)
$1.59$1.59
$1.55$1.55
2.58%
Oranges(1kg)
$4.45$4.45
$4.46$4.46
-0.22%
Tomato(1kg)
$5.22$5.22
$3.91$3.91
33.50%
Potato(1kg)
$2.49$2.49
$2.74$2.74
-9.12%
Onion(1kg)
$2.53$2.53
$2.74$2.74
-7.66%
Lettuce(1 head)
$1.48$1.48
$2.04$2.04
-27.45%
Water(1.5 liter bottle)
$1.68$1.68
$2.25$2.25
-25.33%
Cigarettes 20 Pack(Marlboro, Camel)
$7.34$7.34
$8.93$8.93
-17.81%
Wine(Bottle)
$13.51$13.51
$14.85$14.85
-9.02%
Local Beer(0.5 liter bottle)
$2.11$2.11
$2.35$2.35
-10.21%
Imported Beer(0.33 liter bottle)
$2.97$2.97
$3.57$3.57
-16.81%
🚌 Getting Around
New Smyrna Beach, FL
Austin, TX
Difference
One-way Ticket(Public Transport)
$1.99$1.99
$1.47$1.47
35.37%
Public Transport Monthly Pass(Regular Price)
-
$42.98$42.98
-
Taxi Start(Normal Tariff)
$4.78$4.78
$4.28$4.28
11.68%
Taxi(Normal Tariff)(1km)
$1.52$1.52
$1.84$1.84
-17.39%
Taxi 1hour Waiting(Normal Tariff)
$21.62$21.62
$35.54$35.54
-39.17%
Gasoline(1 liter)
$0.82$0.82
$0.72$0.72
13.89%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.0K$27.0K
$25.7K$25.7K
4.88%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6K$24.6K
$26.2K$26.2K
-5.81%
🧾 Monthly Utilities & Internet
New Smyrna Beach, FL
Austin, TX
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$160$160
$174$174
-7.61%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$44.69$44.69
$60.2$60.2
-25.81%
Internet(50+ Mbps, Unlimited Data)
$72.7$72.7
$66.3$66.3
9.69%
🎉 Sport & Entertainment
New Smyrna Beach, FL
Austin, TX
Difference
Gym Membership(Monthly)
$25.44$25.44
$62.8$62.8
-59.46%
Tennis Court(1 Hour on Weekend)
-
$9.83$9.83
-
Cinema Ticket
$13.65$13.65
$15.24$15.24
-10.43%
🧸 Childcare & Education
New Smyrna Beach, FL
Austin, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$426$426
$1,387$1,387
-69.26%
International Primary School, 1 Child(Yearly)
$7,072$7,072
$22.2K$22.2K
-68.08%
👕👟 Clothing & Footwear
New Smyrna Beach, FL
Austin, TX
Difference
Jeans(Levis 501 Or Similar)
$47.55$47.55
$56.7$56.7
-16.18%
Summer Dress(H&M, Zara, etc)
$51.4$51.4
$45.34$45.34
13.39%
Sport Shoes(Adidas, Nike)
$81.1$81.1
$86.5$86.5
-6.18%
Men's Leather Business Shoes
$102$102
$119$119
-14.35%
🏠 Accommodation & Living
New Smyrna Beach, FL
Austin, TX
Difference
1-bedroom Apartment, City Center(Monthly)
$1,574$1,574
$2,247$2,247
-29.98%
1-bedroom Apartment, Outside City Center(Monthly)
$1,573$1,573
$1,430$1,430
9.93%
3-bedroom Apartment, City Center(Monthly)
$2,466$2,466
$3,778$3,778
-34.73%
3-bedroom Apartment, Outside City Center(Monthly)
$2,428$2,428
$2,641$2,641
-8.06%
Buy Apartment in City Center(m2)
$2,678$2,678
$7,044$7,044
-61.98%
Buy Apartment Outside City Center(m2)
$2,325$2,325
$3,162$3,162
-26.47%
💵 Salaries & Financials
New Smyrna Beach, FL
Austin, TX
Difference
Average Monthly Net Salary(After Tax)
$7,363$7,363
$5,108$5,108
44.14%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.75
6.45
4.65%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for New Smyrna Beach, FL: May 30, 2026
Last update for Austin, TX: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,574 in New Smyrna Beach, FL and $2,247 in Austin, TX. Housing cost is often the main lever when comparing two cities.
💰New Smyrna Beach, FL pays 44% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $74.0 in New Smyrna Beach, FL vs $75.0 in Austin, TX. Groceries flip the comparison at $390 vs $377, with Austin, TX cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New Smyrna Beach, FL vs Austin, TX: Cost of Living - Frequently Asked Questions
Which city is more expensive, New Smyrna Beach, FL or Austin, TX?
Austin, TX wins on cost – living expenses run 1% lower than in New Smyrna Beach, FL. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.
Are salaries higher in New Smyrna Beach, FL or Austin, TX?
New Smyrna Beach, FL pays 44% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in New Smyrna Beach, FL vs Austin, TX?
Rent for a central apartment: $1,574 in New Smyrna Beach, FL versus $2,247 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in New Smyrna Beach, FL and Austin, TX?
Childcare runs $426 in New Smyrna Beach, FL versus $1,387 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in New Smyrna Beach, FL vs Austin, TX?
Dining out is cheaper in Austin, TX – a meal for two runs $75.0 versus $74.0 in New Smyrna Beach, FL. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $2,000/month in New Smyrna Beach, FL or Austin, TX?
Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city offers a better quality of life: New Smyrna Beach, FL or Austin, TX?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Austin, TX gentler on the wallet – expenses run 1% less than in New Smyrna Beach, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.
New Smyrna Beach, FL vs other spots: cost of living compared