Cost of Living Comparison Between Austin, TX and New Smyrna Beach, FL Cost of Living Comparison Between Austin, TX and New Smyrna Beach, FL

Monthly Cost of Living

Monthly costs for one person with rent: $2,659 in Austin, TX versus $2,690 in New Smyrna Beach, FL.

Estimated couple costs with rent: $4,101 in Austin, TX versus $3,945 in New Smyrna Beach, FL.

Monthly costs for a family of three with rent: $5,542 in Austin, TX versus $5,201 in New Smyrna Beach, FL.

Living in Austin, TX costs roughly 1% less than in New Smyrna Beach, FL, driven mainly by Getting Around.

Both cities are pricier than the global median: Austin, TX 98% above, New Smyrna Beach, FL 101% above.

Meal at Budget Restaurant

$19.63 $19.63

$20.25 $20.25

-3.06%

Three-Course Dinner for Two, Mid-Range

$75.1 $75.1

$74.1 $74.1

1.36%

Fast Food Meal (McDonalds, etc)

$9.92 $9.92

$9.93 $9.93

-0.10%

Cappuccino

$5.67 $5.67

$5.83 $5.83

-2.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$2.14 $2.14

29.44%

Water (0.33 liter bottle)

$2.17 $2.17

$1.31 $1.31

65.65%

Local Beer (0.5 liter draught)

$5.84 $5.84

$4.46 $4.46

30.94%

Imported Beer (0.33 liter bottle)

$7.77 $7.77

$6.02 $6.02

29.07%

Milk (1 liter)

$1.09 $1.09

$1.00 $1.00

9.00%

White Bread (500g)

$3.41 $3.41

$3.54 $3.54

-3.67%

Rice (white) (1kg)

$3.43 $3.43

$2.58 $2.58

32.95%

Eggs

$4.39 $4.39

$4.53 $4.53

-3.09%

Local Cheese (1kg)

$11.95 $11.95

$11.85 $11.85

0.84%

Chicken Fillets (1kg)

$10.76 $10.76

$9.32 $9.32

15.45%

Beef Round Steak (1kg)

$14.29 $14.29

$23.17 $23.17

-38.33%

Apples (1kg)

$4.84 $4.84

$5.70 $5.70

-15.09%

Banana (1kg)

$1.55 $1.55

$1.59 $1.59

-2.52%

Oranges (1kg)

$4.46 $4.46

$4.45 $4.45

0.22%

Tomato (1kg)

$3.91 $3.91

$5.22 $5.22

-25.10%

Potato (1kg)

$2.74 $2.74

$2.49 $2.49

10.04%

Onion (1kg)

$2.74 $2.74

$2.53 $2.53

8.30%

Lettuce (1 head)

$2.04 $2.04

$1.48 $1.48

37.84%

Water (1.5 liter bottle)

$2.25 $2.25

$1.68 $1.68

33.93%

Cigarettes 20 Pack (Marlboro, Camel)

$8.93 $8.93

$7.34 $7.34

21.66%

Wine (Bottle)

$14.85 $14.85

$13.51 $13.51

9.92%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$2.11 $2.11

11.37%

Imported Beer (0.33 liter bottle)

$3.57 $3.57

$2.97 $2.97

20.20%

One-way Ticket (Public Transport)

$1.47 $1.47

$1.99 $1.99

-26.13%

Public Transport Monthly Pass (Regular Price)

$42.98 $42.98

Taxi Start (Normal Tariff)

$4.28 $4.28

$4.78 $4.78

-10.46%

Taxi (Normal Tariff) (1km)

$1.84 $1.84

$1.52 $1.52

21.05%

Taxi 1hour Waiting (Normal Tariff)

$35.54 $35.54

$21.62 $21.62

64.38%

Gasoline (1 liter)

$0.72 $0.72

$0.82 $0.82

-12.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K $25.7K

$27.0K $27.0K

-4.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$24.6K $24.6K

6.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 $174

$160 $160

8.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.2 $60.2

$44.69 $44.69

34.80%

Internet (50+ Mbps, Unlimited Data)

$66.3 $66.3

$72.7 $72.7

-8.83%

Gym Membership (Monthly)

$62.8 $62.8

$25.44 $25.44

146.66%

Tennis Court (1 Hour on Weekend)

$9.83 $9.83

Cinema Ticket

$15.24 $15.24

$13.65 $13.65

11.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,387 $1,387

$426 $426

225.26%

International Primary School, 1 Child (Yearly)

$22.2K $22.2K

$7,072 $7,072

213.28%

Jeans (Levis 501 Or Similar)

$56.7 $56.7

$47.55 $47.55

19.31%

Summer Dress (H&M, Zara, etc)

$45.34 $45.34

$51.4 $51.4

-11.81%

Sport Shoes (Adidas, Nike)

$86.5 $86.5

$81.1 $81.1

6.58%

Men's Leather Business Shoes

$119 $119

$102 $102

16.75%

1-bedroom Apartment, City Center (Monthly)

$2,247 $2,247

$1,574 $1,574

42.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,430 $1,430

$1,573 $1,573

-9.03%

3-bedroom Apartment, City Center (Monthly)

$3,778 $3,778

$2,466 $2,466

53.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,641 $2,641

$2,428 $2,428

8.76%

Buy Apartment in City Center (m2)

$7,044 $7,044

$2,678 $2,678

163.03%

Buy Apartment Outside City Center (m2)

$3,162 $3,162

$2,325 $2,325

35.99%

Average Monthly Net Salary (After Tax)

$5,108 $5,108

$7,363 $7,363

-30.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.75

-4.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: May 31, 2026

Last update for New Smyrna Beach, FL: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,247 in Austin, TX and $1,574 in New Smyrna Beach, FL. Housing cost is often the main lever when comparing two cities.

New Smyrna Beach, FL pays 44% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Austin, TX vs $74.0 in New Smyrna Beach, FL. Groceries flip the comparison at $377 vs $390, with Austin, TX cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs New Smyrna Beach, FL: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 1% lower than in New Smyrna Beach, FL. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, New Smyrna Beach, FL earns 44% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,247 in Austin, TX versus $1,574 in New Smyrna Beach, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,387 in Austin, TX versus $426 in New Smyrna Beach, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Austin, TX – a meal for two runs $75.0 versus $74.0 in New Smyrna Beach, FL. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 1% less than in New Smyrna Beach, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.