Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and New Smyrna Beach, FL

For one person, living costs are similar in Austin, TX and in New Smyrna Beach, FL: $2,698 and $2,760 a month, rent and utilities included.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
133

Cost of Living Index in New Smyrna Beach, FL
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New Smyrna Beach, FL Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

New Smyrna Beach, FL

🇺🇸 United States

$2,760

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in New Smyrna Beach, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in New Smyrna Beach, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $2,760 in New Smyrna Beach, FL.

Austin, TX $2,698
New Smyrna Beach, FL $2,760

Estimated couple costs with rent: $4,160 in Austin, TX versus $3,921 in New Smyrna Beach, FL.

Austin, TX $4,160
New Smyrna Beach, FL $3,921

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $5,082 in New Smyrna Beach, FL.

Austin, TX $5,622
New Smyrna Beach, FL $5,082

Living in Austin, TX costs roughly 2% less than in New Smyrna Beach, FL, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Austin, TX 99% above, New Smyrna Beach, FL 104% above.

Meal at Budget Restaurant

$20.63 $20.63

$19.84 $19.84

3.98%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$79.6 $79.6

6.30%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$11.33 $11.33

6.53%

Cappuccino

$5.48 $5.48

$5.93 $5.93

-7.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$3.05 $3.05

24.59%

Water (0.33 liter bottle)

$2.47 $2.47

$2.16 $2.16

14.35%

Local Beer (0.5 liter draught)

$8.05 $8.05

$7.02 $7.02

14.67%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$6.86 $6.86

29.45%

Milk (1 liter)

$1.11 $1.11

$1.05 $1.05

5.71%

White Bread (500g)

$3.72 $3.72

$3.31 $3.31

12.39%

Rice (white) (1kg)

$3.37 $3.37

$2.47 $2.47

36.44%

Eggs

$4.32 $4.32

$4.36 $4.36

-0.92%

Local Cheese (1kg)

$13.13 $13.13

$11.84 $11.84

10.90%

Chicken Fillets (1kg)

$14.15 $14.15

$9.69 $9.69

46.03%

Beef Round Steak (1kg)

$16.33 $16.33

$16.15 $16.15

1.11%

Apples (1kg)

$4.55 $4.55

$5.98 $5.98

-23.91%

Banana (1kg)

$1.46 $1.46

$1.47 $1.47

-0.68%

Oranges (1kg)

$4.71 $4.71

$4.00 $4.00

17.75%

Tomato (1kg)

$4.15 $4.15

$4.61 $4.61

-9.98%

Potato (1kg)

$2.58 $2.58

$2.52 $2.52

2.38%

Onion (1kg)

$2.35 $2.35

$2.92 $2.92

-19.52%

Lettuce (1 head)

$1.77 $1.77

$1.46 $1.46

21.23%

Water (1.5 liter bottle)

$2.14 $2.14

$1.83 $1.83

16.94%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$8.83 $8.83

14.38%

Wine (Bottle)

$15.19 $15.19

$13.36 $13.36

13.70%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$2.07 $2.07

36.23%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$3.03 $3.03

13.53%

One-way Ticket (Public Transport)

$1.54 $1.54

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.80 $2.80

$1.47 $1.47

90.48%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.18 $1.18

35.59%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$13.74 $13.74

149.93%

Gasoline (1 liter)

$0.94 $0.94

$1.00 $1.00

-6.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$28.3K $28.3K

20.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.4K $26.4K

1.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$190 $190

17.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$63.3 $63.3

-6.89%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$68.3 $68.3

3.35%

Gym Membership (Monthly)

$57.7 $57.7

$24.54 $24.54

135.13%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.26 $14.26

$13.59 $13.59

4.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$630 $630

139.89%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$12.1K $12.1K

72.07%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$53.9 $53.9

-4.86%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$48.18 $48.18

-8.32%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$84.9 $84.9

2.47%

Men's Leather Business Shoes

$104 $104

$114 $114

-8.75%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$1,626 $1,626

19.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$1,545 $1,545

-14.82%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,460 $2,460

48.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$2,363 $2,363

8.58%

Buy Apartment in City Center (m2)

$7,354 $7,354

$2,704 $2,704

171.95%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$2,381 $2,381

31.44%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$7,531 $7,531

-29.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.69

1.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for New Smyrna Beach, FL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

New Smyrna Beach, FL

$1.5K 56% 17.4% $229

Groceries & Markets

Austin, TX

$406 15.1%

New Smyrna Beach, FL

$366 13.2% 10% $40

Monthly Utilities & Internet

Austin, TX

$352 13.1%

New Smyrna Beach, FL

$321 11.6% 8.8% $31

Eating Out

Austin, TX

$350 13%

New Smyrna Beach, FL

$334 12.1% 4.7% $17

Clothing & Footwear

Austin, TX

$129 4.8%

New Smyrna Beach, FL

$136 4.9% 5.1% $6.5

Sport & Entertainment

Austin, TX

$86 3.2%

New Smyrna Beach, FL

$52 1.9% 40% $35

Getting Around

Austin, TX

$58 2.2%

New Smyrna Beach, FL

$7.4 * 0.3% 87.3% $51

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $1,626 in New Smyrna Beach, FL. Housing cost is often the main lever when comparing two cities.

New Smyrna Beach, FL pays 42% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $80.0 in New Smyrna Beach, FL for a mid-range dinner for two. Groceries echo the gap at $406 vs $366 per month, with New Smyrna Beach, FL cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 New Smyrna Beach, FL

🕒 Local time

06:41 6:41 AM

07:41 7:41 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

30,142

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX New Smyrna Beach, FL 1,630 km ≈ 2 h 30 min nonstop flight

From you

Austin, TX
New Smyrna Beach, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs New Smyrna Beach, FL: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 2% lower than in New Smyrna Beach, FL. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 42% lower in New Smyrna Beach, FL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,940 in Austin, TX versus $1,626 in New Smyrna Beach, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,511 in Austin, TX versus $630 in New Smyrna Beach, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Austin, TX – a meal for two runs $85.0 versus $80.0 in New Smyrna Beach, FL. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 2% less than in New Smyrna Beach, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.