Cost of Living Comparison Between New Bern, NC and Chicago, IL Cost of Living Comparison Between New Bern, NC and Chicago, IL

Monthly Cost of Living

A single person spends $2,052 per month in New Bern, NC vs $3,117 in Chicago, IL, rent included.

A couple spends around $3,325 per month in New Bern, NC vs $4,695 in Chicago, IL, rent included.

A family of three spends $4,598 per month in New Bern, NC vs $6,273 in Chicago, IL, rent included.

New Bern, NC is about 34% cheaper than Chicago, IL, driven mainly by Groceries & Markets.

Both New Bern, NC and Chicago, IL sit above the global median – New Bern, NC by 50%, Chicago, IL by 128%.

Meal at Budget Restaurant

$17.69 $17.69

$19.92 $19.92

-11.19%

Three-Course Dinner for Two, Mid-Range

$83.8 $83.8

$88.5 $88.5

-5.33%

Fast Food Meal (McDonalds, etc)

$11.85 $11.85

$12.94 $12.94

-8.42%

Cappuccino

$5.05 $5.05

$5.54 $5.54

-8.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 $2.93

$2.74 $2.74

6.93%

Water (0.33 liter bottle)

$2.38 $2.38

$2.36 $2.36

0.85%

Local Beer (0.5 liter draught)

$5.89 $5.89

$7.12 $7.12

-17.28%

Imported Beer (0.33 liter bottle)

$6.83 $6.83

$8.73 $8.73

-21.76%

Milk (1 liter)

$0.89 $0.89

$1.34 $1.34

-33.58%

White Bread (500g)

$3.34 $3.34

$4.17 $4.17

-19.90%

Rice (white) (1kg)

$5.12 $5.12

$5.73 $5.73

-10.65%

Eggs

$3.40 $3.40

$4.89 $4.89

-30.47%

Local Cheese (1kg)

$12.73 $12.73

$14.77 $14.77

-13.81%

Chicken Fillets (1kg)

$10.69 $10.69

$14.85 $14.85

-28.01%

Beef Round Steak (1kg)

$14.98 $14.98

$19.61 $19.61

-23.61%

Apples (1kg)

$5.13 $5.13

$5.57 $5.57

-7.90%

Banana (1kg)

$1.29 $1.29

$1.92 $1.92

-32.81%

Oranges (1kg)

$2.90 $2.90

$4.17 $4.17

-30.46%

Tomato (1kg)

$5.40 $5.40

$4.86 $4.86

11.11%

Potato (1kg)

$2.82 $2.82

$2.84 $2.84

-0.70%

Onion (1kg)

$2.84 $2.84

$2.80 $2.80

1.43%

Lettuce (1 head)

$1.81 $1.81

$2.20 $2.20

-17.73%

Water (1.5 liter bottle)

$2.27 $2.27

$3.06 $3.06

-25.82%

Cigarettes 20 Pack (Marlboro, Camel)

$7.51 $7.51

$16.16 $16.16

-53.53%

Wine (Bottle)

$12.52 $12.52

$14.82 $14.82

-15.52%

Local Beer (0.5 liter bottle)

$1.87 $1.87

$2.53 $2.53

-26.09%

Imported Beer (0.33 liter bottle)

$2.10 $2.10

$3.35 $3.35

-37.31%

One-way Ticket (Public Transport)

$2.55 $2.55

Public Transport Monthly Pass (Regular Price)

$75.6 $75.6

Taxi Start (Normal Tariff)

$3.44 $3.44

$3.30 $3.30

4.24%

Taxi (Normal Tariff) (1km)

$2.22 $2.22

$1.36 $1.36

63.24%

Taxi 1hour Waiting (Normal Tariff)

$32.89 $32.89

$25.12 $25.12

30.93%

Gasoline (1 liter)

$0.78 $0.78

$1.17 $1.17

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K $28.1K

$36.0K $36.0K

-22.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K $23.8K

$26.2K $26.2K

-9.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$157 $157

$191 $191

-17.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.2 $72.2

$67.9 $67.9

6.24%

Internet (50+ Mbps, Unlimited Data)

$68.5 $68.5

$61.7 $61.7

11.04%

Gym Membership (Monthly)

$55.8 $55.8

$63.5 $63.5

-12.02%

Tennis Court (1 Hour on Weekend)

$27.14 $27.14

Cinema Ticket

$11.10 $11.10

$18.02 $18.02

-38.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,522 $1,522

International Primary School, 1 Child (Yearly)

$31.3K $31.3K

Jeans (Levis 501 Or Similar)

$60.4 $60.4

$63.7 $63.7

-5.09%

Summer Dress (H&M, Zara, etc)

$34.50 $34.50

$55.3 $55.3

-37.56%

Sport Shoes (Adidas, Nike)

$84.1 $84.1

$100 $100

-16.25%

Men's Leather Business Shoes

$88.7 $88.7

$153 $153

-42.10%

1-bedroom Apartment, City Center (Monthly)

$1,154 $1,154

$2,406 $2,406

-52.05%

1-bedroom Apartment, Outside City Center (Monthly)

$891 $891

$1,653 $1,653

-46.11%

3-bedroom Apartment, City Center (Monthly)

$2,163 $2,163

$4,577 $4,577

-52.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,902 $1,902

$2,771 $2,771

-31.36%

Buy Apartment in City Center (m2)

$2,050 $2,050

$4,031 $4,031

-49.14%

Buy Apartment Outside City Center (m2)

$2,034 $2,034

$2,745 $2,745

-25.92%

Average Monthly Net Salary (After Tax)

$3,657 $3,657

$4,804 $4,804

-23.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.7

6.38

-10.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New Bern, NC: September 12, 2026

Last update for Chicago, IL: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,154 in New Bern, NC versus $2,406 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 31% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $84.0 in New Bern, NC versus $88.0 in Chicago, IL. Monthly groceries follow the same trend: $372 vs $464 – making New Bern, NC the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New Bern, NC vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,052 in New Bern, NC, $3,117 in Chicago, IL – roughly 52% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $3,079 per month in New Bern, NC and $4,676 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in New Bern, NC, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $84.0 in New Bern, NC and $88.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,052 in New Bern, NC and $3,117 in Chicago, IL. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,500 monthly budget goes further in New Bern, NC, where all-in costs run around $2,052, than in Chicago, IL at $3,117. In New Bern, NC it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,052 in New Bern, NC to $3,117 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with New Bern, NC. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.