Last update: Oct 2026

Cost of Living Comparison Between Neu-Ulm and Hamburg

For one person, living is cheaper in Neu-Ulm: $1,896 a month against $2,332 in Hamburg, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

Neu-Ulm, Germany
Hamburg, Germany
Neu-Ulm
🇩🇪 Germany
$1,896
/mo nomad
Hamburg
🇩🇪 Germany
$2,332
/mo nomad
Monthly Cost of Living

How much you'll spend in Neu-Ulm and in Hamburg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Neu-Ulm and in Hamburg actually costs, broken down by who's living it.

A single person spends $1,896 per month in Neu-Ulm vs $2,332 in Hamburg, rent included.

  • Neu-Ulm $1,896
  • Hamburg $2,332

A couple spends around $2,879 per month in Neu-Ulm vs $3,481 in Hamburg, rent included.

  • Neu-Ulm $2,879
  • Hamburg $3,481

A family of three spends $3,862 per month in Neu-Ulm vs $4,631 in Hamburg, rent included.

  • Neu-Ulm $3,862
  • Hamburg $4,631

Neu-Ulm is about 19% cheaper than Hamburg, and outside of rent the biggest gap is in eating out.

Both Neu-Ulm and Hamburg sit above the global median – Neu-Ulm by 39%, Hamburg by 71%.

Currency
🍽 Eating Out
Neu-Ulm
Hamburg
Difference
Meal at Budget Restaurant
$16.97 €15.24
$17.03 €15.29
-0.35%
Three-Course Dinner for Two, Mid-Range
$66.1 €59.3
$73.6 €66.1
-10.23%
Fast Food Meal (McDonalds, etc)
$12.42 €11.16
$13.65 €12.27
-9.01%
Cappuccino
$3.88 €3.48
$4.67 €4.20
-16.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.68 €2.41
$4.18 €3.75
-35.89%
Water (0.33 liter bottle)
$1.93 €1.73
$3.24 €2.91
-40.43%
Local Beer (0.5 liter draught)
$4.52 €4.06
$5.96 €5.36
-24.16%
Imported Beer (0.33 liter bottle)
$4.62 €4.15
$4.98 €4.48
-7.23%
🛒 Groceries & Markets
Neu-Ulm
Hamburg
Difference
Milk (1 liter)
$1.40 €1.26
$1.20 €1.08
16.67%
White Bread (500g)
$1.99 €1.79
$2.60 €2.33
-23.46%
Rice (white) (1kg)
$4.12 €3.70
$2.79 €2.51
47.67%
Eggs
$4.03 €3.62
$4.24 €3.81
-4.95%
Local Cheese (1kg)
$14.75 €13.25
$12.36 €11.11
19.34%
Chicken Fillets (1kg)
$10.30 €9.25
$12.02 €10.80
-14.31%
Beef Round Steak (1kg)
$24.25 €21.79
$18.94 €17.01
28.04%
Apples (1kg)
$3.23 €2.90
$3.24 €2.91
-0.31%
Banana (1kg)
$2.15 €1.93
$2.33 €2.09
-7.73%
Oranges (1kg)
$2.17 €1.95
$2.95 €2.65
-26.44%
Tomato (1kg)
$4.03 €3.62
$4.12 €3.70
-2.18%
Potato (1kg)
$1.14 €1.02
$1.83 €1.64
-37.70%
Onion (1kg)
$1.09 €0.98
$1.75 €1.57
-37.71%
Lettuce (1 head)
$1.54 €1.39
$1.73 €1.55
-10.98%
Water (1.5 liter bottle)
$1.19 €1.07
$1.17 €1.05
1.71%
Cigarettes 20 Pack (Marlboro, Camel)
$9.97 €8.96
$10.07 €9.04
-0.99%
Wine (Bottle)
$5.46 €4.90
$6.61 €5.94
-17.40%
Local Beer (0.5 liter bottle)
$1.09 €0.98
$1.13 €1.02
-3.54%
Imported Beer (0.33 liter bottle)
$1.52 €1.37
$1.50 €1.34
1.33%
🚌 Getting Around
Neu-Ulm
Hamburg
Difference
One-way Ticket (Public Transport)
$3.55 €3.19
$4.43 €3.98
-19.86%
Public Transport Monthly Pass (Regular Price)
$54.0 €48.54
$69.4 €62.4
-22.14%
Taxi Start (Normal Tariff)
$3.89 €3.50
$6.79 €6.10
-42.71%
Taxi (Normal Tariff) (1km)
$2.21 €1.98
$2.98 €2.68
-25.84%
Taxi 1hour Waiting (Normal Tariff)
$27.94 €25.10
$41.72 €37.48
-33.03%
Gasoline (1 liter)
$2.12 €1.90
$2.29 €2.06
-7.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.5K €30.1K
$33.0K €29.6K
1.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.7K €34.7K
$38.9K €35.0K
-0.68%
🧾 Monthly Utilities & Internet
Neu-Ulm
Hamburg
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$264 €237
$383 €344
-31.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.18 €29.81
$19.47 €17.49
70.42%
Internet (50+ Mbps, Unlimited Data)
$51.6 €46.37
$38.79 €34.84
33.08%
🎉 Sport & Entertainment
Neu-Ulm
Hamburg
Difference
Gym Membership (Monthly)
$38.89 €34.93
$42.26 €37.96
-7.97%
Tennis Court (1 Hour on Weekend)
$25.10 €22.54
$28.37 €25.49
-11.53%
Cinema Ticket
$13.62 €12.23
$15.46 €13.88
-11.90%
🧸 Childcare & Education
Neu-Ulm
Hamburg
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$354 €318
$502 €451
-29.57%
International Primary School, 1 Child (Yearly)
$9,561 €8,589
$13.8K €12.4K
-30.53%
👕👟 Clothing & Footwear
Neu-Ulm
Hamburg
Difference
Jeans (Levis 501 Or Similar)
$45.00 €40.43
$86.6 €77.8
-48.01%
Summer Dress (H&M, Zara, etc)
$55.2 €49.57
$36.18 €32.50
52.52%
Sport Shoes (Adidas, Nike)
$78.5 €70.5
$101 €90.4
-21.98%
Men's Leather Business Shoes
$149 €134
$117 €105
27.08%
🏠 Accommodation & Living
Neu-Ulm
Hamburg
Difference
1-bedroom Apartment, City Center (Monthly)
$795 €714
$1,212 €1,088
-34.37%
1-bedroom Apartment, Outside City Center (Monthly)
$642 €577
$919 €825
-30.09%
3-bedroom Apartment, City Center (Monthly)
$1,125 €1,010
$2,155 €1,935
-47.80%
3-bedroom Apartment, Outside City Center (Monthly)
$1,144 €1,027
$1,667 €1,498
-31.42%
Buy Apartment in City Center (m2)
$4,906 €4,407
$9,358 €8,406
-47.57%
Buy Apartment Outside City Center (m2)
$3,404 €3,057
$5,163 €4,638
-34.08%
💵 Salaries & Financials
Neu-Ulm
Hamburg
Difference
Average Monthly Net Salary (After Tax)
$3,650 €3,279
$3,622 €3,253
0.79%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.95
3.69
7.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Neu-Ulm: October 25, 2026

Last update for Hamburg: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Neu-Ulm
$642
Hamburg
$919 43% $276
Monthly Utilities & Internet
Neu-Ulm
$349
Hamburg
$441 26.5% $93
Groceries & Markets
Neu-Ulm
$338
Hamburg
$335 1.1% $3.8
Eating Out
Neu-Ulm
$270
Hamburg
$303 12.2% $33
Clothing & Footwear
Neu-Ulm
$148
Hamburg
$153 3.9% $5.8
Getting Around
Neu-Ulm
$83
Hamburg
$109 30.9% $26
Sport & Entertainment
Neu-Ulm
$66
Hamburg
$73 10.7% $7

Cost Breakdown

A central one-bedroom costs $795 in Neu-Ulm versus $1,212 in Hamburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $66 in Neu-Ulm versus $74 in Hamburg. Groceries tell a different story – $338 in Neu-Ulm vs $335 in Hamburg – so Hamburg wins on supermarket bills even if dining out costs more.

Good to know
🇩🇪 Neu-Ulm
🇩🇪 Hamburg
🕒 Local time
19:49 7:49 PM
19:49 7:49 PM
Same time as Neu-Ulm
🌤 Weather
👥 Population
62,610
1,812,709
💱 Currency
Euro EUR €
Euro EUR €
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

On the map
Between locations
  • Neu-Ulm Hamburg 570 km ≈ 1 h 15 min nonstop flight
From you
  • Neu-Ulm
  • Hamburg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Neu-Ulm vs Hamburg: Cost of Living - Frequently Asked Questions
Which city is more expensive, Neu-Ulm or Hamburg?
Hamburg costs about 23% more than Neu-Ulm, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Neu-Ulm and in Hamburg?
For a comfortable life, plan on about $2,844 per month in Neu-Ulm and $3,499 in Hamburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Neu-Ulm or Hamburg?
Rent is clearly cheaper in Neu-Ulm, especially for central apartments: a one-bedroom in the center costs $795 there versus $1,212 in Hamburg.
How much does it cost to live in Neu-Ulm compared to Hamburg?
Monthly expenses with rent come to $1,896 in Neu-Ulm and $2,332 in Hamburg. That’s a gap of about 23%.
How do childcare costs compare in Neu-Ulm and in Hamburg?
Kindergarten costs $354 per month in Neu-Ulm and $502 in Hamburg. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is better for families?
Families tend to lean toward Neu-Ulm – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Neu-Ulm compared to Hamburg?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

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