Last update: Oct 2026

Cost of Living Comparison Between Hamburg and Neu-Ulm

For one person, living is cheaper in Neu-Ulm: $1,896 a month against $2,332 in Hamburg, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Hamburg
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Hamburg Living Index
92

Cost of Living Index in Neu-Ulm
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Neu-Ulm Living Index

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Hamburg

🇩🇪 Germany

$2,332

/mo nomad

Neu-Ulm

🇩🇪 Germany

$1,896

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamburg and in Neu-Ulm

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamburg and in Neu-Ulm actually costs, broken down by who's living it.

A single person spends $2,332 per month in Hamburg vs $1,896 in Neu-Ulm, rent included.

Hamburg $2,332
Neu-Ulm $1,896

A couple spends around $3,481 per month in Hamburg vs $2,879 in Neu-Ulm, rent included.

Hamburg $3,481
Neu-Ulm $2,879

A family of three spends $4,631 per month in Hamburg vs $3,862 in Neu-Ulm, rent included.

Hamburg $4,631
Neu-Ulm $3,862

Hamburg costs about 23% more than Neu-Ulm, and outside of rent the biggest gap is in eating out.

Both Hamburg and Neu-Ulm sit above the global median – Hamburg by 71%, Neu-Ulm by 39%.

Meal at Budget Restaurant

$17.03 €15.29

$16.97 €15.24

0.35%

Three-Course Dinner for Two, Mid-Range

$73.6 €66.1

$66.1 €59.3

11.40%

Fast Food Meal (McDonalds, etc)

$13.65 €12.27

$12.42 €11.16

9.90%

Cappuccino

$4.67 €4.20

$3.88 €3.48

20.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.18 €3.75

$2.68 €2.41

55.97%

Water (0.33 liter bottle)

$3.24 €2.91

$1.93 €1.73

67.88%

Local Beer (0.5 liter draught)

$5.96 €5.36

$4.52 €4.06

31.86%

Imported Beer (0.33 liter bottle)

$4.98 €4.48

$4.62 €4.15

7.79%

Milk (1 liter)

$1.20 €1.08

$1.40 €1.26

-14.29%

White Bread (500g)

$2.60 €2.33

$1.99 €1.79

30.65%

Rice (white) (1kg)

$2.79 €2.51

$4.12 €3.70

-32.28%

Eggs

$4.24 €3.81

$4.03 €3.62

5.21%

Local Cheese (1kg)

$12.36 €11.11

$14.75 €13.25

-16.20%

Chicken Fillets (1kg)

$12.02 €10.80

$10.30 €9.25

16.70%

Beef Round Steak (1kg)

$18.94 €17.01

$24.25 €21.79

-21.90%

Apples (1kg)

$3.24 €2.91

$3.23 €2.90

0.31%

Banana (1kg)

$2.33 €2.09

$2.15 €1.93

8.37%

Oranges (1kg)

$2.95 €2.65

$2.17 €1.95

35.94%

Tomato (1kg)

$4.12 €3.70

$4.03 €3.62

2.23%

Potato (1kg)

$1.83 €1.64

$1.14 €1.02

60.53%

Onion (1kg)

$1.75 €1.57

$1.09 €0.98

60.55%

Lettuce (1 head)

$1.73 €1.55

$1.54 €1.39

12.34%

Water (1.5 liter bottle)

$1.17 €1.05

$1.19 €1.07

-1.68%

Cigarettes 20 Pack (Marlboro, Camel)

$10.07 €9.04

$9.97 €8.96

1.00%

Wine (Bottle)

$6.61 €5.94

$5.46 €4.90

21.06%

Local Beer (0.5 liter bottle)

$1.13 €1.02

$1.09 €0.98

3.67%

Imported Beer (0.33 liter bottle)

$1.50 €1.34

$1.52 €1.37

-1.32%

One-way Ticket (Public Transport)

$4.43 €3.98

$3.55 €3.19

24.79%

Public Transport Monthly Pass (Regular Price)

$69.4 €62.4

$54.0 €48.54

28.44%

Taxi Start (Normal Tariff)

$6.79 €6.10

$3.89 €3.50

74.55%

Taxi (Normal Tariff) (1km)

$2.98 €2.68

$2.21 €1.98

34.84%

Taxi 1hour Waiting (Normal Tariff)

$41.72 €37.48

$27.94 €25.10

49.32%

Gasoline (1 liter)

$2.29 €2.06

$2.12 €1.90

8.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.6K

$33.5K €30.1K

-1.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.9K €35.0K

$38.7K €34.7K

0.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$383 €344

$264 €237

45.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.47 €17.49

$33.18 €29.81

-41.32%

Internet (50+ Mbps, Unlimited Data)

$38.79 €34.84

$51.6 €46.37

-24.85%

Gym Membership (Monthly)

$42.26 €37.96

$38.89 €34.93

8.67%

Tennis Court (1 Hour on Weekend)

$28.37 €25.49

$25.10 €22.54

13.03%

Cinema Ticket

$15.46 €13.88

$13.62 €12.23

13.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$502 €451

$354 €318

41.98%

International Primary School, 1 Child (Yearly)

$13.8K €12.4K

$9,561 €8,589

43.94%

Jeans (Levis 501 Or Similar)

$86.6 €77.8

$45.00 €40.43

92.33%

Summer Dress (H&M, Zara, etc)

$36.18 €32.50

$55.2 €49.57

-34.43%

Sport Shoes (Adidas, Nike)

$101 €90.4

$78.5 €70.5

28.17%

Men's Leather Business Shoes

$117 €105

$149 €134

-21.31%

1-bedroom Apartment, City Center (Monthly)

$1,212 €1,088

$795 €714

52.37%

1-bedroom Apartment, Outside City Center (Monthly)

$919 €825

$642 €577

43.04%

3-bedroom Apartment, City Center (Monthly)

$2,155 €1,935

$1,125 €1,010

91.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,667 €1,498

$1,144 €1,027

45.81%

Buy Apartment in City Center (m2)

$9,358 €8,406

$4,906 €4,407

90.74%

Buy Apartment Outside City Center (m2)

$5,163 €4,638

$3,404 €3,057

51.69%

Average Monthly Net Salary (After Tax)

$3,622 €3,253

$3,650 €3,279

-0.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.69

3.95

-6.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: October 26, 2026

Last update for Neu-Ulm: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamburg

$919 39.4%

Neu-Ulm

$642 33.9% 30.1% $276

Monthly Utilities & Internet

Hamburg

$441 18.9%

Neu-Ulm

$349 18.4% 21% $93

Groceries & Markets

Hamburg

$335 14.3%

Neu-Ulm

$338 17.8% 1.1% $3.8

Eating Out

Hamburg

$303 13%

Neu-Ulm

$270 14.2% 10.9% $33

Clothing & Footwear

Hamburg

$153 6.6%

Neu-Ulm

$148 7.8% 3.8% $5.8

Getting Around

Hamburg

$109 4.7%

Neu-Ulm

$83 4.4% 23.6% $26

Sport & Entertainment

Hamburg

$73 3.1%

Neu-Ulm

$66 3.5% 9.6% $7

Cost Breakdown

A central one-bedroom costs $1,212 in Hamburg versus $795 in Neu-Ulm. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74 in Hamburg versus $66 in Neu-Ulm. Groceries tell a different story – $335 in Hamburg vs $338 in Neu-Ulm – so Hamburg wins on supermarket bills even if dining out costs more.

Good to know

🇩🇪 Hamburg

🇩🇪 Neu-Ulm

🕒 Local time

21:34 9:34 PM

Same time as Hamburg

🌤 Weather

👥 Population

1,812,709

62,610

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

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Between locations

Hamburg Neu-Ulm 570 km ≈ 1 h 15 min nonstop flight

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Neu-Ulm

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamburg vs Neu-Ulm: Cost of Living - Frequently Asked Questions

Hamburg costs about 23% more than Neu-Ulm, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,499 per month in Hamburg and $2,844 in Neu-Ulm. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Neu-Ulm, especially for central apartments: a one-bedroom in the center costs $795 there versus $1,212 in Hamburg.

Monthly expenses with rent come to $2,332 in Hamburg and $1,896 in Neu-Ulm. That makes Neu-Ulm about 19% cheaper.

Kindergarten costs $502 per month in Hamburg and $354 in Neu-Ulm. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Families tend to lean toward Neu-Ulm – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.