Last update: Oct 2026

Cost of Living Comparison Between Neu-Ulm and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,922 in Neu-Ulm, rent and utilities included – about $12,100 less a year. Rent and utilities account for about half of the difference.

92

Cost of Living Index in Neu-Ulm
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Neu-Ulm Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Neu-Ulm

🇩🇪 Germany

$1,922

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Neu-Ulm and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Neu-Ulm and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,922 in Neu-Ulm versus $915 in Cebu.

Neu-Ulm $1,922
Cebu $915

Estimated couple costs with rent: $2,893 in Neu-Ulm versus $1,418 in Cebu.

Neu-Ulm $2,893
Cebu $1,418

Monthly costs for a family of three with rent: $3,864 in Neu-Ulm versus $1,921 in Cebu.

Neu-Ulm $3,864
Cebu $1,921

Living in Neu-Ulm is roughly 110% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Neu-Ulm is 42% above, Cebu is 33% below.

Meal at Budget Restaurant

$16.81 €14.95

$3.05 ₱192

451.15%

Three-Course Dinner for Two, Mid-Range

$67.6 €60.1

$24.00 ₱1,511

181.46%

Fast Food Meal (McDonalds, etc)

$12.43 €11.06

$3.99 ₱251

211.53%

Cappuccino

$3.92 €3.49

$2.50 ₱157

56.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 €2.45

$1.54 ₱97.1

78.57%

Water (0.33 liter bottle)

$1.99 €1.77

$0.50 ₱31.37

298.00%

Local Beer (0.5 liter draught)

$4.45 €3.96

$1.78 ₱112

150.00%

Imported Beer (0.33 liter bottle)

$4.61 €4.10

$2.17 ₱136

112.44%

Milk (1 liter)

$1.44 €1.28

$2.00 ₱126

-28.00%

White Bread (500g)

$1.98 €1.76

$1.37 ₱86.2

44.53%

Rice (white) (1kg)

$4.04 €3.60

$1.03 ₱64.9

292.23%

Eggs

$4.09 €3.63

$2.03 ₱128

101.48%

Local Cheese (1kg)

$14.79 €13.15

$10.20 ₱642

45.00%

Chicken Fillets (1kg)

$10.43 €9.28

$4.45 ₱280

134.38%

Beef Round Steak (1kg)

$23.91 €21.27

$7.67 ₱483

211.73%

Apples (1kg)

$3.28 €2.92

$3.31 ₱208

-0.91%

Banana (1kg)

$2.08 €1.85

$1.46 ₱91.8

42.47%

Oranges (1kg)

$2.13 €1.89

$2.32 ₱146

-8.19%

Tomato (1kg)

$4.09 €3.64

$1.49 ₱94.0

174.50%

Potato (1kg)

$1.15 €1.02

$2.34 ₱147

-50.85%

Onion (1kg)

$1.10 €0.98

$1.94 ₱122

-43.30%

Lettuce (1 head)

$1.54 €1.37

$1.16 ₱73.0

32.76%

Water (1.5 liter bottle)

$1.21 €1.08

$0.68 ₱42.89

77.94%

Cigarettes 20 Pack (Marlboro, Camel)

$9.79 €8.71

$2.99 ₱188

227.42%

Wine (Bottle)

$5.50 €4.89

$6.24 ₱393

-11.86%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$1.23 ₱77.3

-8.13%

Imported Beer (0.33 liter bottle)

$1.49 €1.33

$1.73 ₱109

-13.87%

One-way Ticket (Public Transport)

$3.52 €3.13

$0.23 ₱14.36

1430.43%

Public Transport Monthly Pass (Regular Price)

$53.9 €47.96

$12.34 ₱777

336.95%

Taxi Start (Normal Tariff)

$4.04 €3.59

$0.79 ₱49.96

411.39%

Taxi (Normal Tariff) (1km)

$2.27 €2.02

$0.22 ₱13.86

931.82%

Taxi 1hour Waiting (Normal Tariff)

$27.49 €24.45

$4.54 ₱286

505.51%

Gasoline (1 liter)

$2.15 €1.91

$1.32 ₱82.9

62.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K €29.7K

$21.0K ₱1.3M

59.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K €34.5K

$19.4K ₱1.2M

100.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$265 €236

$119 ₱7,464

123.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.79 €30.06

$14.22 ₱896

137.62%

Internet (50+ Mbps, Unlimited Data)

$51.2 €45.58

$27.47 ₱1,730

86.53%

Gym Membership (Monthly)

$38.84 €34.55

$32.31 ₱2,034

20.21%

Tennis Court (1 Hour on Weekend)

$25.08 €22.31

$6.50 ₱409

285.85%

Cinema Ticket

$13.38 €11.90

$5.40 ₱340

147.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$352 €313

$276 ₱17.4K

27.62%

International Primary School, 1 Child (Yearly)

$9,573 €8,515

$7,866 ₱495.3K

21.70%

Jeans (Levis 501 Or Similar)

$44.94 €39.97

$49.37 ₱3,108

-8.97%

Summer Dress (H&M, Zara, etc)

$56.2 €50.0

$24.58 ₱1,548

128.68%

Sport Shoes (Adidas, Nike)

$79.8 €71.0

$76.6 ₱4,825

4.11%

Men's Leather Business Shoes

$150 €133

$58.9 ₱3,706

154.86%

1-bedroom Apartment, City Center (Monthly)

$798 €710

$503 ₱31.7K

58.45%

1-bedroom Apartment, Outside City Center (Monthly)

$666 €592

$305 ₱19.2K

118.71%

3-bedroom Apartment, City Center (Monthly)

$1,122 €998

$1,075 ₱67.7K

4.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,134 €1,009

$632 ₱39.8K

79.47%

Buy Apartment in City Center (m2)

$4,942 €4,396

$2,870 ₱180.7K

72.22%

Buy Apartment Outside City Center (m2)

$3,353 €2,983

$1,877 ₱118.2K

78.62%

Average Monthly Net Salary (After Tax)

$3,612 €3,213

$336 ₱21.1K

975.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

7.2

-45.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Neu-Ulm: October 17, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Neu-Ulm

$666 34.7%

Cebu

$305 33.3% 54.3% $361

Monthly Utilities & Internet

Neu-Ulm

$350 18.2%

Cebu

$160 17.5% 54.2% $190

Groceries & Markets

Neu-Ulm

$339 17.6%

Cebu

$210 22.9% 38.1% $129

Eating Out

Neu-Ulm

$269 14%

Cebu

$88 9.6% 67.4% $181

Clothing & Footwear

Neu-Ulm

$149 7.8%

Cebu

$94 10.3% 36.7% $55

Getting Around

Neu-Ulm

$83 4.3%

Cebu

$15 1.7% 81.8% $68

Sport & Entertainment

Neu-Ulm

$66 3.4%

Cebu

$43 4.7% 34.3% $22

Cost Breakdown

A one-bedroom apartment in the center runs $798 in Neu-Ulm and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Neu-Ulm pays 975% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Neu-Ulm vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $339 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇩🇪 Neu-Ulm

🇵🇭 Cebu

🕒 Local time

21:11 9:11 PM

03:11 3:11 AM

6 h ahead of Neu-Ulm

🌤 Weather

👥 Population

62,610

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Neu-Ulm Cebu 10,850 km ≈ 14 h nonstop flight

From you

Neu-Ulm
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Neu-Ulm vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 110% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 975% higher in Neu-Ulm, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $798 in Neu-Ulm versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,922 per month in Neu-Ulm versus $915 in Cebu – a 110% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 337% less than in Neu-Ulm. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,922 in Neu-Ulm, a $1,500 budget is realistic in Cebu but tight or insufficient in Neu-Ulm. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Neu-Ulm, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Neu-Ulm and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 110% less than in Neu-Ulm. Beyond cost, consider language, visa policies, and how big the international community is in each city.