Cost of Living Comparison Between Nelson and Ubud, Bali Cost of Living Comparison Between Nelson and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,035 in Nelson versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $3,074 in Nelson versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,112 in Nelson versus $3,732 in Ubud, Bali.

Living in Nelson is roughly 41% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Nelson 52% above, Ubud, Bali 7% above.

Meal at Budget Restaurant

$21.24 NZ$36.32

$3.57 Rp 61.9K

494.96%

Three-Course Dinner for Two, Mid-Range

$82.8 NZ$142

$32.58 Rp 564.7K

154.11%

Fast Food Meal (McDonalds, etc)

$9.53 NZ$16.30

$5.07 Rp 87.8K

87.97%

Cappuccino

$3.22 NZ$5.51

$2.83 Rp 49.0K

13.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 NZ$4.39

$1.34 Rp 23.2K

91.79%

Water (0.33 liter bottle)

$2.66 NZ$4.54

$0.69 Rp 12.0K

285.51%

Local Beer (0.5 liter draught)

$7.10 NZ$12.13

$2.99 Rp 51.8K

137.46%

Imported Beer (0.33 liter bottle)

$5.98 NZ$10.23

$3.85 Rp 66.7K

55.32%

Milk (1 liter)

$2.40 NZ$4.11

$1.74 Rp 30.2K

37.93%

White Bread (500g)

$2.22 NZ$3.79

$2.54 Rp 44.0K

-12.60%

Rice (white) (1kg)

$2.25 NZ$3.84

$1.19 Rp 20.6K

89.08%

Eggs

$6.04 NZ$10.32

$2.43 Rp 42.0K

148.56%

Local Cheese (1kg)

$10.15 NZ$17.35

$14.66 Rp 254.1K

-30.76%

Chicken Fillets (1kg)

$7.90 NZ$13.52

$4.18 Rp 72.4K

89.00%

Beef Round Steak (1kg)

$16.01 NZ$27.37

$11.94 Rp 206.9K

34.09%

Apples (1kg)

$3.63 NZ$6.20

$3.69 Rp 63.9K

-1.63%

Banana (1kg)

$2.57 NZ$4.40

$1.61 Rp 27.8K

59.63%

Oranges (1kg)

$3.13 NZ$5.36

$2.69 Rp 46.5K

16.36%

Tomato (1kg)

$6.49 NZ$11.10

$2.33 Rp 40.4K

178.54%

Potato (1kg)

$3.84 NZ$6.56

$1.91 Rp 33.0K

101.05%

Onion (1kg)

$2.60 NZ$4.45

$2.19 Rp 37.9K

18.72%

Lettuce (1 head)

$2.53 NZ$4.33

$1.06 Rp 18.3K

138.68%

Water (1.5 liter bottle)

$1.23 NZ$2.11

$0.72 Rp 12.5K

70.83%

Cigarettes 20 Pack (Marlboro, Camel)

$29.93 NZ$51.2

$3.13 Rp 54.3K

856.23%

Wine (Bottle)

$10.16 NZ$17.38

$23.49 Rp 407.1K

-56.75%

Local Beer (0.5 liter bottle)

$3.12 NZ$5.33

$2.74 Rp 47.5K

13.87%

Imported Beer (0.33 liter bottle)

$4.62 NZ$7.90

$2.88 Rp 49.9K

60.42%

One-way Ticket (Public Transport)

$2.38 NZ$4.08

$0.29 Rp 5,029

720.69%

Public Transport Monthly Pass (Regular Price)

$64.4 NZ$110

$8.17 Rp 141.6K

688.00%

Taxi Start (Normal Tariff)

$4.18 NZ$7.15

$0.45 Rp 7,863

828.89%

Taxi (Normal Tariff) (1km)

$1.81 NZ$3.09

$0.42 Rp 7,305

330.95%

Taxi 1hour Waiting (Normal Tariff)

$34.59 NZ$59.1

$6.16 Rp 106.7K

461.53%

Gasoline (1 liter)

$1.73 NZ$2.96

$0.84 Rp 14.6K

105.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.3K NZ$31.3K

$26.2K Rp 454.9M

-30.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K NZ$37.7K

$32.5K Rp 562.9M

-32.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 NZ$381

$78.4 Rp 1.4M

184.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.98 NZ$61.5

$3.95 Rp 68.5K

810.89%

Internet (50+ Mbps, Unlimited Data)

$50.4 NZ$86.2

$24.40 Rp 423.0K

106.60%

Gym Membership (Monthly)

$48.12 NZ$82.3

$96.5 Rp 1.7M

-50.16%

Tennis Court (1 Hour on Weekend)

$21.17 NZ$36.20

$6.35 Rp 110.0K

233.39%

Cinema Ticket

$10.19 NZ$17.42

$4.04 Rp 70.0K

152.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 NZ$833

$303 Rp 5.2M

60.96%

International Primary School, 1 Child (Yearly)

$12.2K NZ$20.8K

$6,523 Rp 113.1M

86.60%

Jeans (Levis 501 Or Similar)

$59.7 NZ$102

$53.8 Rp 933.1K

10.79%

Summer Dress (H&M, Zara, etc)

$66.4 NZ$114

$37.98 Rp 658.3K

74.75%

Sport Shoes (Adidas, Nike)

$134 NZ$229

$86.8 Rp 1.5M

54.03%

Men's Leather Business Shoes

$112 NZ$191

$78.9 Rp 1.4M

41.87%

1-bedroom Apartment, City Center (Monthly)

$966 NZ$1,653

$1,012 Rp 17.5M

-4.52%

1-bedroom Apartment, Outside City Center (Monthly)

$729 NZ$1,247

$674 Rp 11.7M

8.10%

3-bedroom Apartment, City Center (Monthly)

$1,413 NZ$2,416

$3,390 Rp 58.8M

-58.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,201 NZ$2,053

$2,098 Rp 36.4M

-42.78%

Buy Apartment in City Center (m2)

$3,870 NZ$6,618

$2,985 Rp 51.7M

29.66%

Buy Apartment Outside City Center (m2)

$3,143 NZ$5,374

$2,339 Rp 40.5M

34.35%

Average Monthly Net Salary (After Tax)

$2,089 NZ$3,573

$173 Rp 3.0M

1106.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

13.28

-48.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nelson: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $966 in Nelson and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Nelson pays 1107% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $83.0 in Nelson vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $363 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nelson vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 41% lower than in Nelson. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Nelson pays 1107% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $966 in Nelson versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 22% higher in Nelson. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $83.0 in Nelson. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,438 in Ubud, Bali versus $2,035 in Nelson, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Nelson. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Nelson and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 41% less than in Nelson. Beyond cost, consider language, visa policies, and how big the international community is in each city.