Cost of Living Comparison Between Nelson and Ubud, Bali Cost of Living Comparison Between Nelson and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,038 in Nelson versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $3,077 in Nelson versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,116 in Nelson versus $3,723 in Ubud, Bali.

Living in Nelson is roughly 46% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Nelson 53% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$21.02 NZ$35.64

$3.57 Rp 64.5K

488.80%

Three-Course Dinner for Two, Mid-Range

$84.9 NZ$144

$32.32 Rp 583.4K

162.62%

Fast Food Meal (McDonalds, etc)

$9.49 NZ$16.09

$5.01 Rp 90.4K

89.42%

Cappuccino

$3.32 NZ$5.63

$2.82 Rp 51.0K

17.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 NZ$4.32

$1.35 Rp 24.4K

88.89%

Water (0.33 liter bottle)

$2.76 NZ$4.68

$0.73 Rp 13.2K

278.08%

Local Beer (0.5 liter draught)

$7.40 NZ$12.54

$2.93 Rp 53.0K

152.56%

Imported Beer (0.33 liter bottle)

$5.91 NZ$10.02

$3.94 Rp 71.1K

50.00%

Milk (1 liter)

$2.38 NZ$4.04

$1.78 Rp 32.1K

33.71%

White Bread (500g)

$2.33 NZ$3.95

$2.45 Rp 44.2K

-4.90%

Rice (white) (1kg)

$2.35 NZ$3.98

$1.15 Rp 20.7K

104.35%

Eggs

$6.18 NZ$10.48

$2.41 Rp 43.6K

156.43%

Local Cheese (1kg)

$10.21 NZ$17.31

$14.33 Rp 258.7K

-28.75%

Chicken Fillets (1kg)

$8.08 NZ$13.69

$4.19 Rp 75.6K

92.84%

Beef Round Steak (1kg)

$16.29 NZ$27.61

$12.06 Rp 217.7K

35.07%

Apples (1kg)

$3.50 NZ$5.93

$3.64 Rp 65.7K

-3.85%

Banana (1kg)

$2.51 NZ$4.26

$1.57 Rp 28.3K

59.87%

Oranges (1kg)

$3.02 NZ$5.11

$2.79 Rp 50.3K

8.24%

Tomato (1kg)

$6.50 NZ$11.02

$2.24 Rp 40.5K

190.18%

Potato (1kg)

$3.70 NZ$6.27

$1.98 Rp 35.7K

86.87%

Onion (1kg)

$2.52 NZ$4.27

$2.28 Rp 41.1K

10.53%

Lettuce (1 head)

$2.58 NZ$4.37

$1.05 Rp 19.0K

145.71%

Water (1.5 liter bottle)

$1.23 NZ$2.09

$0.79 Rp 14.2K

55.70%

Cigarettes 20 Pack (Marlboro, Camel)

$30.17 NZ$51.2

$3.19 Rp 57.6K

845.77%

Wine (Bottle)

$10.01 NZ$16.97

$23.49 Rp 424.1K

-57.39%

Local Beer (0.5 liter bottle)

$3.20 NZ$5.42

$2.90 Rp 52.3K

10.34%

Imported Beer (0.33 liter bottle)

$4.58 NZ$7.76

$2.76 Rp 49.7K

65.94%

One-way Ticket (Public Transport)

$2.37 NZ$4.02

$0.27 Rp 4,813

777.78%

Public Transport Monthly Pass (Regular Price)

$64.0 NZ$108

$8.37 Rp 151.1K

664.28%

Taxi Start (Normal Tariff)

$4.14 NZ$7.01

$0.45 Rp 8,167

820.00%

Taxi (Normal Tariff) (1km)

$1.87 NZ$3.17

$0.46 Rp 8,298

306.52%

Taxi 1hour Waiting (Normal Tariff)

$34.60 NZ$58.7

$6.07 Rp 109.6K

470.02%

Gasoline (1 liter)

$1.72 NZ$2.92

$0.86 Rp 15.6K

100.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.2K NZ$30.8K

$26.6K Rp 480.0M

-31.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K NZ$38.1K

$32.5K Rp 587.6M

-30.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 NZ$377

$79.0 Rp 1.4M

181.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.79 NZ$60.7

$4.09 Rp 73.9K

775.06%

Internet (50+ Mbps, Unlimited Data)

$49.99 NZ$84.8

$23.85 Rp 430.5K

109.60%

Gym Membership (Monthly)

$49.45 NZ$83.8

$98.8 Rp 1.8M

-49.94%

Tennis Court (1 Hour on Weekend)

$21.42 NZ$36.32

$6.35 Rp 114.7K

237.32%

Cinema Ticket

$10.05 NZ$17.04

$4.01 Rp 72.3K

150.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$485 NZ$823

$297 Rp 5.4M

63.29%

International Primary School, 1 Child (Yearly)

$12.1K NZ$20.5K

$6,602 Rp 119.2M

82.81%

Jeans (Levis 501 Or Similar)

$60.1 NZ$102

$53.4 Rp 964.5K

12.50%

Summer Dress (H&M, Zara, etc)

$66.0 NZ$112

$38.11 Rp 688.1K

73.21%

Sport Shoes (Adidas, Nike)

$133 NZ$225

$88.7 Rp 1.6M

49.50%

Men's Leather Business Shoes

$113 NZ$191

$76.6 Rp 1.4M

46.93%

1-bedroom Apartment, City Center (Monthly)

$972 NZ$1,649

$1,020 Rp 18.4M

-4.64%

1-bedroom Apartment, Outside City Center (Monthly)

$731 NZ$1,239

$680 Rp 12.3M

7.41%

3-bedroom Apartment, City Center (Monthly)

$1,432 NZ$2,427

$3,469 Rp 62.6M

-58.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,208 NZ$2,048

$2,090 Rp 37.7M

-42.21%

Buy Apartment in City Center (m2)

$3,768 NZ$6,388

$2,729 Rp 49.3M

38.09%

Buy Apartment Outside City Center (m2)

$3,053 NZ$5,176

$2,295 Rp 41.4M

33.02%

Average Monthly Net Salary (After Tax)

$2,359 NZ$3,999

$164 Rp 3.0M

1341.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

13.28

-48.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nelson: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $972 in Nelson and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Nelson pays 1341% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Nelson vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $365 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nelson vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 46% lower than in Nelson. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1341% higher in Nelson, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $972 in Nelson versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 22% higher in Nelson. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $85.0 in Nelson. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,392 in Ubud, Bali versus $2,038 in Nelson, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Nelson. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Nelson and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in Nelson. Beyond cost, consider language, visa policies, and how big the international community is in each city.