Last update: Oct 2026

Cost of Living Comparison Between Negril and Toronto

For one person, living is cheaper in Negril: $927 a month against $2,589 in Toronto, rent and utilities included – about $19,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Negril
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Negril Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Negril

🇯🇲 Jamaica

$927

/mo nomad

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Negril and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Negril and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $927 in Negril versus $2,589 in Toronto.

Negril $927
Toronto $2,589

Estimated couple costs with rent: $1,478 in Negril versus $3,710 in Toronto.

Negril $1,478
Toronto $3,710

Monthly costs for a family of three with rent: $2,029 in Negril versus $4,831 in Toronto.

Negril $2,029
Toronto $4,831

Living in Negril costs roughly 64% less than in Toronto, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Negril is 32% below, Toronto is 90% above.

Meal at Budget Restaurant

$9.68 JMD 1,526

$17.60 CA$24.73

-45.00%

Three-Course Dinner for Two, Mid-Range

$49.26 JMD 7,767

$77.8 CA$109

-36.69%

Fast Food Meal (McDonalds, etc)

$8.05 JMD 1,269

$10.59 CA$14.87

-23.98%

Cappuccino

$2.05 JMD 323

$4.16 CA$5.84

-50.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 JMD 181

$2.04 CA$2.87

-43.63%

Water (0.33 liter bottle)

$0.74 JMD 117

$1.75 CA$2.46

-57.71%

Local Beer (0.5 liter draught)

$2.16 JMD 341

$6.58 CA$9.24

-67.17%

Imported Beer (0.33 liter bottle)

$3.19 JMD 503

$7.11 CA$9.99

-55.13%

Milk (1 liter)

$4.02 JMD 634

$2.53 CA$3.56

58.89%

White Bread (500g)

$3.37 JMD 532

$2.70 CA$3.80

24.81%

Rice (white) (1kg)

$1.58 JMD 249

$2.24 CA$3.15

-29.46%

Eggs

$3.51 JMD 554

$3.48 CA$4.89

0.86%

Local Cheese (1kg)

$11.25 JMD 1,773

$9.38 CA$13.17

19.94%

Chicken Fillets (1kg)

$6.33 JMD 998

$11.60 CA$16.29

-45.43%

Beef Round Steak (1kg)

$10.19 JMD 1,606

$14.68 CA$20.63

-30.59%

Apples (1kg)

$6.06 JMD 956

$3.74 CA$5.26

62.03%

Banana (1kg)

$3.96 JMD 624

$1.22 CA$1.72

224.59%

Oranges (1kg)

$7.47 JMD 1,177

$3.48 CA$4.89

114.66%

Tomato (1kg)

$2.99 JMD 471

$4.32 CA$6.07

-30.79%

Potato (1kg)

$3.15 JMD 497

$1.85 CA$2.60

70.27%

Onion (1kg)

$2.58 JMD 406

$1.69 CA$2.38

52.66%

Lettuce (1 head)

$2.99 JMD 472

$2.23 CA$3.13

34.08%

Water (1.5 liter bottle)

$1.44 JMD 227

$1.28 CA$1.79

12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$9.33 JMD 1,471

$14.04 CA$19.73

-33.55%

Wine (Bottle)

$11.27 JMD 1,776

$14.43 CA$20.27

-21.90%

Local Beer (0.5 liter bottle)

$2.92 JMD 460

$2.16 CA$3.03

35.19%

Imported Beer (0.33 liter bottle)

$3.94 JMD 622

$2.52 CA$3.55

56.35%

One-way Ticket (Public Transport)

$2.37 CA$3.33

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$1.22 JMD 193

$3.04 CA$4.27

-59.87%

Taxi (Normal Tariff) (1km)

$3.23 JMD 509

$1.24 CA$1.74

160.48%

Taxi 1hour Waiting (Normal Tariff)

$6.36 JMD 1,002

$22.55 CA$31.69

-71.80%

Gasoline (1 liter)

$1.47 JMD 232

$1.24 CA$1.75

18.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.7K JMD 6.9M

$26.9K CA$37.8K

62.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K JMD 5.1M

$21.4K CA$30.0K

52.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 JMD 26.2K

$125 CA$175

33.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.95 JMD 4,722

$33.05 CA$46.44

-9.38%

Internet (50+ Mbps, Unlimited Data)

$51.9 JMD 8,179

$47.96 CA$67.4

8.15%

Gym Membership (Monthly)

$36.69 CA$51.6

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.26

Cinema Ticket

$13.26 JMD 2,090

$13.08 CA$18.37

1.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$362 JMD 57.0K

$759 CA$1,066

-52.34%

International Primary School, 1 Child (Yearly)

$8,121 JMD 1.3M

$23.8K CA$33.4K

-65.85%

Jeans (Levis 501 Or Similar)

$23.75 JMD 3,745

$53.5 CA$75.2

-55.64%

Summer Dress (H&M, Zara, etc)

$30.90 JMD 4,873

$40.44 CA$56.8

-23.59%

Sport Shoes (Adidas, Nike)

$76.9 JMD 12.1K

$100 CA$141

-23.45%

Men's Leather Business Shoes

$104 JMD 16.4K

$125 CA$176

-17.20%

1-bedroom Apartment, City Center (Monthly)

$1,005 JMD 158.5K

$1,630 CA$2,290

-38.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,989

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,785

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,952

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

Buy Apartment Outside City Center (m2)

$6,674 CA$9,377

Average Monthly Net Salary (After Tax)

$3,543 CA$4,978

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

4.45

112.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Negril: October 26, 2026

Last update for Toronto: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Negril

$378 40.8%

Toronto

$345 13.3% 8.7% $33

Monthly Utilities & Internet

Negril

$248 26.8%

Toronto

$206 7.9% 17.1% $42

Eating Out

Negril

$151 16.3%

Toronto

$285 11% 88.7% $134

Clothing & Footwear

Negril

$106 11.4%

Toronto

$144 5.6% 35.9% $38

Sport & Entertainment

Negril

$27 * 2.9%

Toronto

$63 2.4% 137% $36

Getting Around

Negril

$17 * 1.9%

Toronto

$131 5.1% 656% $114

Accommodation & Living

Negril

- * 0%

Toronto

$1.4K 54.7%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,005 in Negril and $1,630 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $49 in Negril vs $78 in Toronto. Groceries flip the comparison at $378 vs $345, with Toronto cheaper for home cooking.

Good to know

🇯🇲 Negril

🇨🇦 Toronto

🕒 Local time

09:40 9:40 AM

10:40 10:40 AM

1 h ahead of Negril

🌤 Weather

👥 Population

13,779

2,731,571

💱 Currency

Jamaican Dollar JMD $

Canadian Dollar CAD $

📈 Exchange rate

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

CAD, USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of October 28, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.712 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

USD to JMD in detail →

On the map

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Between locations

Negril Toronto 2,820 km ≈ 4 h nonstop flight

From you

Negril
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Negril vs Toronto: Cost of Living - Frequently Asked Questions

Negril and Toronto differ by about 179% in total monthly costs ($927 vs $2,589 including rent). Negril is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,390 in Negril and $3,883 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,005 in Negril versus $1,630 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $362 in Negril versus $759 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Negril – a meal for two runs $49 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $927 in Negril versus $2,589 in Toronto, a $1,200 budget is realistic in Negril but tight or insufficient in Toronto. The gap between the two cities makes Negril the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.